QUOTE(PowerSlide @ Oct 22 2024, 10:04 PM)
sambung bayar or not that already stupid then go damage it 2nd time stupid
some people stupidity have no bounds lol
Sambung bayar only happen in Malaysia?
"Sambung bayar" is a Malay term that translates to "continue paying" in English. It refers to a practice where a car owner, without officially transferring ownership through the Road Transport Department (JPJ), sells the car to another person.
The buyer takes over the responsibility of paying the remaining car loan on behalf of the original owner.
In this arrangement, the vehicle's ownership in the registration card still remains under the original owner's name.
This often occurs among relatives or close associates, especially if the original owner is unable to continue paying the loan but wants to avoid being blacklisted by the bank.
The buyer agrees to take over the payments until the loan is fully settled.
However, because the legal ownership is still with the original owner, they remain responsible for any issues that may arise with the vehicle, such as accidents or traffic violations.
If an accident occurs, who makes the claim?
When it comes to making a claim after an accident, problems may arise.
Since the insurance policy is still under the original owner's name, every claim process will require their signature. Additionally, the compensation may be paid directly to the owner, not the person using the car.
What if the "new" owner receives a fine?
According to the law, even if there is an agreement between both parties, the car still legally belongs to the original owner under a "Sambung bayar" arrangement.
This means that if the "new" owner receives a fine due to negligent driving, the original owner is responsible for all the fines.
It's important to understand that fines are issued in the owner's name, not the driver's, so the original owner must pay the fine.
Again, it's important to emphasize: "Sambung bayar" is not legal. Even if both parties sign a contract, it holds no legal weight.
This post has been edited by plouffle0789: Oct 24 2024, 03:30 AM