Ok, the contest encourages me to IMMEDIATELY submit an application for Amex Gold cc and drop my earlier plan to apply for Amex Plat cc which requires spending of 20k within 6 month for the Longines watch.

However, the contest may not be transparent. How does one know whether he/she is one of the 1st 100 cardholder who spend >8k per month? The organiser won't reveal the figure as the winners will only be informed 8 weeks after the contest ends.

Amex M’sia website states that 1st 100 each month from Aug to Dec’09. I presume Amex will give a total of 500 watches, if my assumption is correct. Based on my gut feeling, the 1st 100 mark will meet by 10th of every month. Therefore, if you only hit RM8000 after 10th, chances of winning could be slim.

Below is the link for the contest details.
http://www.amexmalaysia.com.my/amx_info/am...-OffersServices

I check my Citi brochure. It states that it covers up to RM2mil, including overseas 24-hour PA for a max 30 days and overseas medical expenses up to 60 years.

For purchase of air tickets for overseas trips, it's better to use cards with widest coverage like VI and World.

This post has been edited by winner: Aug 1 2009, 08:21 AM

Amex Plat Charge Card
http://www.amexmalaysia.com.my/amx_info/am...CB-CardBenefits

Amex Plat Credit Card
http://www.amexmalaysia.com.my/amx_info/am...CB-CardBenefits

Amex Gold Charge Card
http://www.amexmalaysia.com.my/amx_info/am...CB-CardBenefits

Amex Charge Card (green)
http://www.amexmalaysia.com.my/amx_info/am...CB-CardBenefits

Amex Gold Credit Card
I couldn't find any information about its travel insurance on Amex M'sia website TOO.

This post has been edited by winner: Aug 3 2009, 09:29 AM

2 months? It's damn long. I hope Amex won't follow the footstep of its M'sian associate who is famous for its "efficiency" in processing cc application.

This post has been edited by winner: Aug 3 2009, 09:59 PM

As discussed before, it would be better to send your application to the bank directly. The cc agent might put your application on hold if he/she has achieved sales target for that particular month.

Yes... CC = Potential/Future Debt

I checked with Great Eastern CS today about auto debit. Too bad they don't accept Amex.

I'm pretty sure you'll be one of the winners as you've spent RM8k using your Amex on 1st Aug. Should you not get the Longines watch, it must be a contest scam from Amex.

Btw, I saw your both DA VI and World MC, alongside DA Plat MC or VISA. Does your DA Plat still function?

I have submitted my application today. I wanna see how "efficient" MBB/Amex process my application.

Directly to an MBB branch, of course. The officer PROMISED me that she would forward my application to the centre by end of today.

Buy a property! Just kidding Some developers allow buyers to pay the booking fee, which is approximately 2%-5% of the total purchase price, via cc.

You are too late to participate this month. Save your bullet and spend in the 1st 3 days of next month for a better chance of winning.

Don't get trapped by all those contests. Spend only when you really need to spend.

I guess you are now celebrating and "flying without wings"!

Btw, I checked with an MBB officer when I submitted my application for Amex gold cc on Monday. She indicated that MBB/Amex now doesn't automatically waive the 1st year AF for its Plat cc anymore regardless of whether you are PB customer or not. Despite imposing such a high AF, its benefits are not better than what Amex gold cc offers. I hope MBB will review its policy soon.

You'd better check whether there is a surcharge from the tuition centre if you pay tuition fee via cc.

It's too late now. Save your money for next month.

Some people are more interested to see what restaurant you enter, not the card you use.

That is not good at all. By now, all outstanding points should be given. It is just too long to update its system.

Most of the foreign banks like Citi, HSBC and SCB have already encouraged use of e-statement. Hope more local banks will think about our environment too.

Guys, do you notice Amex has increased the points required for gift redemption? For cash rebate conversion, it is now RM1 = 200MR compared to 190MR last time. Further, RM50 voucher = 11000MR.

If we compare the value of RM50 between cash rebate and voucher, it is definitely better to redeem cash rebate @10000MR as opposed to voucher @11000MR.

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Added on August 16, 2009, 8:40 pmGuys, do you notice Amex has increased the points required for gift redemption? For cash rebate conversion, it is now RM1 = 200MR compared to 190MR last time. Further, RM50 voucher = 11000MR.

If we compare the value of RM50 between cash rebate and voucher, it is definitely better to redeem cash rebate @10000MR as opposed to voucher @11000MR.

This post has been edited by winner: Aug 16 2009, 08:40 PM

Inflation, actually. Anyway, it's still lower than other banks (except CIMB) that require at least 12000 points for RM50 voucher.

I can’t figure out why Amex/MBB takes so long to calculate the missing points. It is just a simple mathematics.

As Amex has now associated with MBB, the service can be EXPECTED. I’ve also called up MBB today pertaining to my Amex cc application status. To my surprise, the CS staff mentioned that there was no application from me as the application was not even shown in the computer, even though I told him that an MBB branch submitted my application to the centre last Monday. He suggested me to call again next week.

You are much more kiasu than me. I normally keep all the transaction slips and counter check when final statement is issued.

I only practised thorough checking on my SCB Just1 cc. I monitored closely all the transactions made, in order to facilitate the max rebate target and spending requirement for auto waiver of AF.

I submitted the application through the branch at MV, one of the biggest MBB branches in M'sia.

When did you submit your application?

It's because MBB has come on stream! In fact, I have never been impressed by MBB's service.

My application data has just been recorded in the system today. I submitted the application on Monday morning last week. It took more than 8 days for them to START processing my application. The CS officer asked me to patiently wait for another 2-3 weeks for the status.

Haha...my max tolerance level is ONE MONTH only.

My ex-gf applied for Amex charge card, and MBB took 3 months to process her application and call her to inquire something!