=) and how is Mr. Ho doing in Maybank Amex?

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Added on January 18, 2008, 2:11 am
rumours saying  tat maybank is trying to work out to bring the ultimate amex card- centurion card to malaysia. if maybank can bring in centurion card to malaysia, the annual fee would roughly be RM8K-10K. in SG its already $SGD5K. 

wat the differ credit card with chargecard?
how to change my maybank amex c.card to charge card?

just to clear things...
Maybankard American Express = credit card
American Express(R) Personal Card=charge card...correct?

Hmm... current normal MBB Amex CC already has 2x TP forever. No need apply and pay to enable the 2x. My opinion is, unless you utilise the platinum benefits for personal/business reason, otherwise it is just a Wow Factor to get the card.

amex cc? amex has always been a chargecard? what's with the credit card?

how different would it be?

did you mean you'll get UNLIMITED credit as to an amex charge card to amex credit card?

but i do like the design.. amex 'troll' looks cool..

  If they give 5x or 10x for ALL transactions... then I might consider it... 

hahah, why? cos your spending pattern with 5x points would get you a bmw in a yr?

i think if you have a good spending and repayment pattern, you can request for waiving easily. i guess

Forget to add in my question list,

- I still have to pay the amount in full every month regardless of whether the card is MBB AMEX CC or AMEX Charge Card ?

- Which will be the prefered choice [Credit Card or Charge Card] and the reasons ?

Thanks 

right now, i have a complimentary amex cc gold card from maybank by virtue of being their private banking client. (at first i didnt want it, look so garish and laubeh...but was persuaded by the rm. anyway now i find good use for it, esp for petrol )

any idea if i can get it upgraded to plat? like the design better compared to the garish looking bling bling gold card!

you misunderstood, i didnt apply for it, they just gave one to me. didnt want it initially as well, but they kept pestering.

so i did not filled up any forms whatsoever (well apart from the a/c opening form for private banking). just wondering if they'll upgrade me, thats all. doesnt really matter actually, dont need the card for showing off, in fact i think it looks more understated than the garish gold bling bling.

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Added on April 4, 2008, 2:22 pmbtw, just checked with my rm. currently only amex gold are complimentary for private banking clients, plat cards not yet. at best they will give 1st yr waiver only.

but she say they may do so later, depending on how well accepted it is. (i interpret that as if nobody wants it, then they will give complimentary la...to boost up the membership )

Today I went to MBB and check out the t & c for charge card. It seems like we need to include EPF statement? Any reasons for this?

Q:
-> For credit card, I notice there's 2 version [classic and gold], so the gold will have higher credit limit right?

-> Which is easier to get approval ?

thanks

Wah Dozz going for Plat  Can afford to burn >RM2K 

Coming back to your reasons:

- No preset limit - well there is a limit for my Amex Gold Card; however, it is higher than any of my Plat CC card limit.
- Higher Recognition - this to me i call it shiok sendiri, hahaha
- No interest charge - you be charged interest if payment is after due date.

I wont be applying for Amex Plat unless they are giving annual fee waiver. I have not been paying Annual Fees for my Amex Gold Card and CC cards for many years now. If any of them refuse to entertain my request for waiver i just close the account.

credit card, i think the amex cr card division has been sold to maybank. amex still retains the charge card though.