Amoi won't zut zut too when one can't even afford a deposit for a car.

So disgusting to see so many ppl buy cars with 0% downpayment and 9 year loans..

If have 15 year loans, I am sure ppl will sign up in droves too

Other countries don't have this type of financing.. Janji ada gaya

Earn RM 2k and drive Myvi

You think Gomen wanna kill their golden goose kah?

Gomen owned the banks via GLC
Gomen owned the car companies via GLC
Gomen even owned the prop devs via GLC

no loans means no sales tax, no road tax, no additional taxes from other shits along the way when one buy a car



This post has been edited by JimbeamofNRT: Jul 12 2024, 10:08 AM

Not much diff monthly payment full loan vs 90%. Unknown to many, the 10% is not to protect your interest, but rather to better protect bank interest (no pun intended) in the event of the car being repo.

they did this via creative accounting method

see how they comply with the minimum salary thingy with the car salesmen

on paper put rm1500 as salary but end up kana deduct give back to the co. basically rm0 salary , only get commissions from each car sold by the salesman

same thing also with the KSWP shits. on paper tulis deducted but then later claim back from salesman commissions

This post has been edited by JimbeamofNRT: Jul 12 2024, 10:07 AM

The ministers & BNM offiicials, instead of conveying their worry on climbing domestic debt, should gradually reduce HP tenure from max 9 year to max 5 years.

see my reply Post #63

it wont happen any time soon

you think if gomen really enforced the 20% deposit requirements like before in the 90s you think many can afford to have a car?

topkek ini sure don't understand how e-invoice run

Bank only issue e-invoice for interest charge to customer

Car dealer issue e-invoice to car buyer

As for the cash transaction betwen car dealer and bank has no need to issue e-invoice

Most didn't know that car tax is actually the country's golden goose.

Ok....

Bodoh nak push sales

and EVERYTHING between it
sales tax, consumption tax from plebs buying car
road tax, petrol tax, tax from car insurance, tax from spare parts, tax from service when pleb send to SC, etc

That is why it screwed up today's MY

Because of these ppl, MY can't afford to subsidy petrol anymore

Nope

ini langkah terpuji
kenapa tak puji kerajaan?

b40 PN pandai kecam je
gaji sikit ada hati nak beli kereta full loan

The policymakers in the Gomen allow it to happen

just like now when Gomen give green light to plebs age 18 years and above without no proof of income can simply apply for BNPL

why the diff policy between BNPL and credit card?

Dont worry la sure got loophole....everything oso ft loophole wan....same like game all got hacks

Tahniah madani

MY standard = Double standards