will they do it (recon & used car dealer) LHDN will look into invoices for the tax.

support, too much kereta on road
beli moto jer

BAgus, the truth be known. No more npl, no more artificial loan growth, no more artificial credit creation, lower prices for actual buyers...economic collapse on the way

Wang deposit pun tak cukup
Mana nak cari wang untuk servis kete nanti?
Kekwa

Eh.. i thought when u loan from bank, ur contract still show ur car value still based on after deposit deduction?

Its not 100% loan on ur bank loan contract

Tak fhm why u guys need to buy the car before August.. kek

recently i always see type M in sponsored post talk like they are millionaire guru, always post some "intelligent" post, but just a roadside rempit talking about financial shit.

1st time heard full loan.

Why bank give full loan and risky business?

Yup.
Previously the invoice they issue is mark-up from "accessories".
Now cannot be done, unless they want to pay tax for these "mark-ups"

Possible, is up for discussion as there is no fixed price for recon & used cars, unlike new cars.

Yes

because got rules saying that you cannot simply full loan on car

car dealer will "add" all accessories to compensate that 10% or close to 10%

then after gotten the loan with "90%" from bank

only belakang mari pusing the figure

if with eInvoice then harder to pusing because the price that issued included all accessories


simple example is

let say myvi is 48k OTR (max can loan is 44k)
then u want full loan
car dealer will issue you want to buy with shitload of accessories to make it to 52k (then loan 48k from bank)
after loan approved only magic the list


note: harder doesnt meant not possible

This post has been edited by fantasy1989: Jul 12 2024, 09:28 AM

Kan ada grab~~~

Soon when P1 P2 car sales drop, will bising

Easy to bypass. Price increase and dealer will waive downpayment as discount just like house loan. Effect still same

They still can issue mark-up invoice , just need do credit note after loan approve

Don't offer full loan ever again. Most of people fall into the trap of buying car with full loan. Many people who take full loan they don't even have saving in their bank account. Some people who actually afford Axia with 10% downpayment but they choose to take Myvi with full loan. They thought like every month only paying 100-150 extra, in fact they can save this up for better lifestyle or paying kids education etc.

If you do not have 10% downpayment for the desire car, it mean you are not ready to buy the car yet. ALL PEOPLE who take full loan guarantee take 9 years loan. Why make your life so struggle just because of to fulfill your desire of owning the dream car.

Full loan

That how ppl gone muflis

Use rebate discount as 10% DP. OWAI

full sos mana full sos apa ranjiao

liddat oso everyone one can put their own tokok tokok fb sos

lel

yea. same like Jacky chan in drunken master. Expect his sifu to teach him all the moves and techniques. End up being forced to go up and down hill carry water from well hundred of times.

Simply by existing and of the right age doesn't mean one is entitled to full loans.

Huh, the statement doesn't make any sense

This could be possible loop hole for full loan....