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 1 Ogos beli kereta tak boleh full loan

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fantasy1989
post Jul 12 2024, 09:21 AM

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QUOTE(iGamer @ Jul 12 2024, 09:15 AM)
confusing answer, since bank no need to issue eInvoice for loan dispersed, so what's the issue?

Is the problem with seller cannot issue jack up invoice to bank? If so this makes sense.
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Yes

because got rules saying that you cannot simply full loan on car

car dealer will "add" all accessories to compensate that 10% or close to 10%

then after gotten the loan with "90%" from bank

only belakang mari pusing the figure

if with eInvoice then harder to pusing because the price that issued included all accessories


simple example is

let say myvi is 48k OTR (max can loan is 44k)
then u want full loan
car dealer will issue you want to buy with shitload of accessories to make it to 52k (then loan 48k from bank)
after loan approved only magic the list


note: harder doesnt meant not possible

This post has been edited by fantasy1989: Jul 12 2024, 09:28 AM
fantasy1989
post Jul 12 2024, 09:43 AM

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QUOTE(party @ Jul 12 2024, 09:39 AM)
Tis..n still possible wat. After einvoice..accessories out of stock so need to "refund" back to cus after all said n done.
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Ya.. still possible ..just more handshake activity or hassle

instead of semua belakang mari

 

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