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 Insurance claim rejected, Porsche Taycan

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BL98
post Jun 19 2024, 10:33 PM

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QUOTE(MR_alien @ Jun 19 2024, 07:36 PM)
by rejecting the claim, next car onward will have no insurance at all

and don't buy from unreputable insurance company like liberty
people buy from liberty all because it's cheap...that's the only reason
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The insurance buy from the official dealer, which liberty is the underwriter.

Not like the owner can choose also
MR_alien
post Jun 19 2024, 10:41 PM

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QUOTE(BL98 @ Jun 19 2024, 10:33 PM)
The insurance buy from the official dealer, which liberty is the underwriter.

Not like the owner can choose also
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actually can
customer has the right to choose which insurer they want

if being forced to take liberty, that's a red flag already

car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them
a car dealer always recommend using 1 is because the commission rate is better
TSknwong
post Jun 19 2024, 10:51 PM

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QUOTE(MR_alien @ Jun 19 2024, 10:41 PM)
actually can
customer has the right to choose which insurer they want

if being forced to take liberty, that's a red flag already

car dealer won't tie themselves with 1 company, instead has connection with all of them/multiple of them
a car dealer always recommend using 1 is because the commission rate is better
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Which insurance is the best then?
TOMEI-R
post Jun 20 2024, 07:23 AM

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QUOTE(loui @ Jun 19 2024, 09:51 PM)
I bet they have explained their reason to insured.

It is a regulatory requirement

All the owner need to do is just show the audience the letter to see whether the reason given is reasonable
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Expect the owner to retract this post very soon. LOD would definitely follow suit.
lj0000
post Jun 20 2024, 07:34 AM

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Insurance can reject because changed third party tyre.
WaCKy-Angel
post Jun 20 2024, 07:38 AM

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QUOTE(loui @ Jun 19 2024, 09:29 PM)
Generally insurance don't repudiate claim due to botak tyre

The only clause they can invoke is not roadworthy condition

Very hard to proof not roadworthy

And to be honest, claims handler don't like to repudiate claim

It takes 10 times more effort to repudiate a claim then approving one

Plus each insurance company has no more then 2 people have the authority to repudiate claim

My point is, the car owner is hiding a lot of information

Each repudiation comes with an extensive email explain the reason of repudiation and proof to substantiate their stand
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Shhh dont let ppl know.


Anyway i know a case richfag totaled sportcar coz racing but still can claim coz the owner has alot of business insurance. Simply say if rejected claim they will bring theie business to other company next renewal.

jojolicia
post Jun 20 2024, 07:55 AM

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QUOTE(dest9116 @ Jun 19 2024, 09:00 PM)
Biasalah insurance. Biggest scam industry
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Biasalah moral hazard. Biggest spin off pusing in the industry

This post has been edited by jojolicia: Jun 20 2024, 08:13 AM
Chrix
post Jun 20 2024, 08:34 AM

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the weakest link is always the nut holding the steering wheel

no replacement for stupidity
BL98
post Jun 20 2024, 12:29 PM

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QUOTE(lj0000 @ Jun 20 2024, 07:34 AM)
Insurance can reject because changed third party tyre.
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Tyre is tyre. Does not make any difference what brand and which shop owner buy from.

If not later will say need to go pump official petrol brand?
Dweller
post Jun 20 2024, 12:49 PM

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Pirelli also very lousy meh?
g5sim
post Jun 20 2024, 12:55 PM

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QUOTE(knwong @ Jun 19 2024, 06:57 PM)
Reason given tyre botak. Ask owner sendiri tanggung



Accident back in April near Woodlands


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I don't understand. Not fast also. The front tayar abit botak.
The car is 1.5yo have to change tayar? Why owner never show mileage?

How can pusing like that. The road not that wet also
SUSlurkingaround
post Jun 20 2024, 02:48 PM

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QUOTE(Chanwsan @ Jun 19 2024, 07:46 PM)
Sohaibeng giving half truths or what 7 kok shit? Tok so much wanna complain insurance penipu scammer, why cover up so many details? Assuming that $535 and $135 are for pairs of tyres, why the fuck is there $135/pc tyre on such expensive car? Surely some kind of used shit not suitable for this car that the adjuster has picked up on.

Sohaibeng acting like wumaos wanna cheap out for whatever reason but then cry father mother with half truths once shit hits the fan.
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QUOTE(knwong @ Jun 19 2024, 09:50 PM)
The guy was holding tire workshop receipt
2 x $535
2 x $135 
$60

A bit cheap for $135 tire. Probably used??
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.
In the 1st video, the victim said he changed the 2 front tyres (not all 4 tyres) about 2 months before the accident = likely the receipt of 2 X RM535 is for the 2 front tyres.
....... Why would a T20 Porsche Taycan EV owner buy a pair of RM135 tyres.?

AFAIK, Liberty Insurance has a bad reputation among drivers/riders wrt claims.
.

nonnon
post Jun 20 2024, 02:49 PM

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tayar botak more expensive
gashout
post Jun 22 2024, 01:00 PM

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QUOTE(DarkAeon @ Jun 19 2024, 07:21 PM)
that's why ppl say don't fall into scams

take money from u anything can

when u ask for money, everything cannot
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but when they fulfil claim, they must post on FB as if they have done something great. lmao.

i cannot stand agents feeling great everytime they compensate people, like they are doing us a favor...

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