Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Aeon credit car loan process slow?

views
     
fantasy1989
post Apr 18 2024, 03:29 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM)
so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct?
*
thats why sometime just sell it thru those bigger platform instead of part time 2nd hand dealer

they are cash ready

This post has been edited by fantasy1989: Apr 18 2024, 03:30 PM
zerorating
post Apr 18 2024, 03:33 PM

Miskin Adab
*****
Senior Member
975 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM)
so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct?
*
bank should at least issue cheque the day geran name were changed.
do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque.

i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you.

i think your seller use your money for other purpose first, thats why there are extra delay there.

This post has been edited by zerorating: Apr 18 2024, 03:37 PM
zerorating
post Apr 18 2024, 03:47 PM

Miskin Adab
*****
Senior Member
975 posts

Joined: Aug 2007
From: Lokap Polis


QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM)
so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct?
*
not sure the process.
but cash payment like that, no full payment, no kerja (no insurance registration,no tukar nama)
the only thing they do were reserve the car to you only and make sure puspakom result still valid, that is all.
TScchin8888
post Apr 18 2024, 03:51 PM

Casual
***
Junior Member
362 posts

Joined: Oct 2007
From: Penang
QUOTE(fantasy1989 @ Apr 18 2024, 03:27 PM)
no..once fingerprint then dealer can generate new VOC under his or whoever ppl name
*
what is VOC ar?
jojolicia
post Apr 18 2024, 03:53 PM

Regular
******
Senior Member
1,922 posts

Joined: Feb 2016
QUOTE(fantasy1989 @ Apr 18 2024, 03:29 PM)
thats why sometime just sell it thru those bigger platform instead of part time 2nd hand dealer

they are cash ready
*
Best is trade in for new, offset as part-of the new downpayment payable.

Only do hand over with my topup cheque after i get the invoice for my new, clearly shown the trade-in offset/ deducted

This post has been edited by jojolicia: Apr 18 2024, 04:00 PM
TScchin8888
post Apr 18 2024, 03:54 PM

Casual
***
Junior Member
362 posts

Joined: Oct 2007
From: Penang
QUOTE(zerorating @ Apr 18 2024, 03:33 PM)
bank should at least issue cheque the day geran name were changed.
do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque.

i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you.

i think your seller use your money for other purpose first, thats why there are extra delay there.
*
make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there..
Actually like this very risky, if he suddenly close shop or lari, then me GG d..
karazure
post Apr 18 2024, 03:58 PM

Getting Started
**
Junior Member
70 posts

Joined: Aug 2014


QUOTE(MrBaba @ Apr 18 2024, 02:44 PM)
U confirm upcar dy
*
vaksin
post Apr 18 2024, 03:59 PM

On my way
****
Junior Member
685 posts

Joined: Oct 2004


sell at carsome, scan first... next day only settle car
jotaro12
post Apr 18 2024, 04:01 PM

On my way
****
Senior Member
541 posts

Joined: Apr 2008
QUOTE(fantasy1989 @ Apr 18 2024, 03:27 PM)
no..once fingerprint then dealer can generate new VOC under his or whoever ppl name
*
Like I said is my past 2 cars trade in experience, maybe different practices. I did thumbprint with dealer A as suggested but I ended up with another dealer B who offered higher, they won't simply go through that process unless car, grant + key is with them. Same with recent one, I agreed to thumbprint with A as offer is good yet awaiting answer from dealer B, no ownership transfer happen until I confirmed I go with A a week later and passing all items to them. It's a bit troublesome though I got to compare few options. 1st one money is in on same or a day late. 2nd one is partner w/ car dealer so they handle themselves.
MrBaba
post Apr 18 2024, 04:06 PM

Look at all my stars!!
*******
Senior Member
2,506 posts

Joined: Apr 2020
QUOTE(cchin8888 @ Apr 18 2024, 03:54 PM)
make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there..
Actually like this very risky, if he suddenly close shop or lari, then me GG d..
*
Go tell him will make police report straight if no payment by today . Else if u drag it sure later panjang cerita one .
fantasy1989
post Apr 18 2024, 04:07 PM

Look at all my stars!!
*******
Senior Member
4,707 posts

Joined: May 2008



QUOTE(cchin8888 @ Apr 18 2024, 03:51 PM)
what is VOC ar?
*
Vehicle Ownership Certificate (VOC)

basically is car grant ..just now no more 1 big A4 page of certificate

just 1 B5 size i think with some basic info
acbc
post Apr 18 2024, 04:14 PM

Look at all my stars!!
*******
Senior Member
9,048 posts

Joined: Jan 2003
Dealer con already.

Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again.

In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi.
TScchin8888
post Apr 18 2024, 04:27 PM

Casual
***
Junior Member
362 posts

Joined: Oct 2007
From: Penang
QUOTE(acbc @ Apr 18 2024, 04:14 PM)
Dealer con already.

Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again.

In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi.
*
should be transfer the name d, i went JPJ refund LKM and cancel my policy all can get through.

SUSrtk74
post Apr 18 2024, 08:02 PM

;"K]6pKBg;1]U)uSs!eF
******
Senior Member
1,151 posts

Joined: Jun 2013
From: Aboveground


GG TS

 

Change to:
| Lo-Fi Version
0.0129sec    0.23    5 queries    GZIP Disabled
Time is now: 15th December 2025 - 07:08 AM