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Aeon credit car loan process slow?
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fantasy1989
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Apr 18 2024, 03:29 PM
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QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM) so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct? thats why sometime just sell it thru those bigger platform instead of part time 2nd hand dealer they are cash ready This post has been edited by fantasy1989: Apr 18 2024, 03:30 PM
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zerorating
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Apr 18 2024, 03:33 PM
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QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM) so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct? bank should at least issue cheque the day geran name were changed. do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque. i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you. i think your seller use your money for other purpose first, thats why there are extra delay there. This post has been edited by zerorating: Apr 18 2024, 03:37 PM
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zerorating
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Apr 18 2024, 03:47 PM
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QUOTE(cchin8888 @ Apr 18 2024, 03:03 PM) so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct? not sure the process. but cash payment like that, no full payment, no kerja (no insurance registration,no tukar nama) the only thing they do were reserve the car to you only and make sure puspakom result still valid, that is all.
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TScchin8888
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Apr 18 2024, 03:51 PM
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QUOTE(fantasy1989 @ Apr 18 2024, 03:27 PM) no..once fingerprint then dealer can generate new VOC under his or whoever ppl name what is VOC ar?
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jojolicia
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Apr 18 2024, 03:53 PM
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QUOTE(fantasy1989 @ Apr 18 2024, 03:29 PM) thats why sometime just sell it thru those bigger platform instead of part time 2nd hand dealer they are cash ready Best is trade in for new, offset as part-of the new downpayment payable. Only do hand over with my topup cheque after i get the invoice for my new, clearly shown the trade-in offset/ deducted This post has been edited by jojolicia: Apr 18 2024, 04:00 PM
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TScchin8888
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Apr 18 2024, 03:54 PM
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QUOTE(zerorating @ Apr 18 2024, 03:33 PM) bank should at least issue cheque the day geran name were changed. do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque. i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you. i think your seller use your money for other purpose first, thats why there are extra delay there. make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there.. Actually like this very risky, if he suddenly close shop or lari, then me GG d..
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karazure
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Apr 18 2024, 03:58 PM
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Getting Started

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QUOTE(MrBaba @ Apr 18 2024, 02:44 PM)
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vaksin
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Apr 18 2024, 03:59 PM
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sell at carsome, scan first... next day only settle car
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jotaro12
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Apr 18 2024, 04:01 PM
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QUOTE(fantasy1989 @ Apr 18 2024, 03:27 PM) no..once fingerprint then dealer can generate new VOC under his or whoever ppl name Like I said is my past 2 cars trade in experience, maybe different practices. I did thumbprint with dealer A as suggested but I ended up with another dealer B who offered higher, they won't simply go through that process unless car, grant + key is with them. Same with recent one, I agreed to thumbprint with A as offer is good yet awaiting answer from dealer B, no ownership transfer happen until I confirmed I go with A a week later and passing all items to them. It's a bit troublesome though I got to compare few options. 1st one money is in on same or a day late. 2nd one is partner w/ car dealer so they handle themselves.
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MrBaba
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Apr 18 2024, 04:06 PM
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QUOTE(cchin8888 @ Apr 18 2024, 03:54 PM) make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there.. Actually like this very risky, if he suddenly close shop or lari, then me GG d.. Go tell him will make police report straight if no payment by today . Else if u drag it sure later panjang cerita one .
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fantasy1989
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Apr 18 2024, 04:07 PM
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QUOTE(cchin8888 @ Apr 18 2024, 03:51 PM) Vehicle Ownership Certificate (VOC) basically is car grant ..just now no more 1 big A4 page of certificate just 1 B5 size i think with some basic info
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acbc
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Apr 18 2024, 04:14 PM
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Dealer con already.
Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again.
In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi.
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TScchin8888
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Apr 18 2024, 04:27 PM
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QUOTE(acbc @ Apr 18 2024, 04:14 PM) Dealer con already. Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again. In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi. should be transfer the name d, i went JPJ refund LKM and cancel my policy all can get through.
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SUSrtk74
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Apr 18 2024, 08:02 PM
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GG TS
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