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Aeon credit car loan process slow?
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TScchin8888
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 Apr 18 2024, 01:54 PM, updated 2y ago
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Hi all sifus,
recently I sold my old vios through 2nd hand dealer to a buyer by consignment method, then initially 2nd hand dealer told me will pay me the money within 2 weeks after i thumbprint through eAuto. But until now already 1 month, i dint get the cheque yet, and i ask 2nd hand dealer he keep mention is Aeon Credit disbursement slow.
My question is it Aeon credit do thing so slow kah? or anyway I can confirm with Aeon Credit the status of buyer loan?
Thanks
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TScchin8888
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Apr 18 2024, 02:48 PM
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QUOTE(hightechgadgets8 @ Apr 18 2024, 02:33 PM) Sounds fishy. Imo 2nd hand dealer should pay your off once you done the finger print few years ago, I deal 1 time with him also, that time also thumbprint and then only pay me after 1 week. this time he also say same like last time, pay u after ard 2 weeks thats why i thumbprint for him first. |
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TScchin8888
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Apr 18 2024, 02:49 PM
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QUOTE(MR_alien @ Apr 18 2024, 02:35 PM) used car dealer usually will pay u immediately after thumb print why need to engage aeon? according to him was need wait aeon credit disburse money only pay me. |
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TScchin8888
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Apr 18 2024, 02:50 PM
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QUOTE(Mavik @ Apr 18 2024, 02:42 PM) AEON credit disbursement usually quite fast, but again this is a credit service which has a profit rate of 3.99% to 9.90% Thats why lo.. common sense where got disburse so slow, if really so slow means buyer drive 1 month for free d.. no need installment. |
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TScchin8888
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Apr 18 2024, 02:52 PM
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QUOTE(zerorating @ Apr 18 2024, 02:44 PM) sound like the seller rolling the fund or something. maybe the seller only give you money after the car is actually sold to the buyer. actually already sold got buyer already, I even can refund roadtax and cancel my old insurance d |
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TScchin8888
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Apr 18 2024, 02:52 PM
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QUOTE(max_cavalera @ Apr 18 2024, 02:47 PM) Deswai last time anneh sold to carsome… No hanky panky… Direct transfer cash to account yalor.. learn from this time d.. next time i direct sell to mytukar or carsome d.. haizz |
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TScchin8888
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Apr 18 2024, 02:54 PM
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QUOTE(jotaro12 @ Apr 18 2024, 02:47 PM) Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess. ya... if wait 2 weeks +- I feel reasonable, now 1 month d sumore, asked again 3 days ago answer still same Aeon credit dint do disbursement yet. But I cant check with Aeon Credit how true is that... |
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TScchin8888
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Apr 18 2024, 02:55 PM
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QUOTE(MrBaba @ Apr 18 2024, 02:44 PM) hhmm... shall I make police report ar? |
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TScchin8888
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Apr 18 2024, 03:03 PM
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QUOTE(zerorating @ Apr 18 2024, 02:56 PM) then weird la, how the geran name change without cash disbursement? last time i bought my car also settle payment baru tukar nama geran and get the kunci, seller wont do that(even insurance registration) in advance even when they holding deposit (half of the car price) so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct? |
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TScchin8888
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Apr 18 2024, 03:51 PM
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QUOTE(fantasy1989 @ Apr 18 2024, 03:27 PM) no..once fingerprint then dealer can generate new VOC under his or whoever ppl name what is VOC ar? |
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TScchin8888
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Apr 18 2024, 03:54 PM
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QUOTE(zerorating @ Apr 18 2024, 03:33 PM) bank should at least issue cheque the day geran name were changed. do remember that bank cheque have waiting period to cash in, if there is element of fraud(for example name geran are not changed, buyer dont receive the car), they can block the cheque. i think for your case, the seller did receive cheque, waiting for money to came to seller account first then baru transfer to you. i think your seller use your money for other purpose first, thats why there are extra delay there. make sense, this is my thought also. I guess he took money to do something or what thats why keep delay my side. I unable to check status from Aeon Credit thats why he keep push ball to there.. Actually like this very risky, if he suddenly close shop or lari, then me GG d.. |
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TScchin8888
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Apr 18 2024, 04:27 PM
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QUOTE(acbc @ Apr 18 2024, 04:14 PM) Dealer con already. Never sell a car via consignment. Usually, they will sell a car and use the money to buy another and roll again. In the TS case, check and see if the car already transferred the name. If so, means payment is already done. The dealer probably stuck with another car and all his payments kantoi. should be transfer the name d, i went JPJ refund LKM and cancel my policy all can get through. |
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