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Aeon credit car loan process slow?
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TScchin8888
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Apr 18 2024, 01:54 PM, updated 2y ago
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Hi all sifus,
recently I sold my old vios through 2nd hand dealer to a buyer by consignment method, then initially 2nd hand dealer told me will pay me the money within 2 weeks after i thumbprint through eAuto. But until now already 1 month, i dint get the cheque yet, and i ask 2nd hand dealer he keep mention is Aeon Credit disbursement slow. My question is it Aeon credit do thing so slow kah? or anyway I can confirm with Aeon Credit the status of buyer loan?
Thanks
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hightechgadgets8
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Apr 18 2024, 02:33 PM
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Sounds fishy. Imo 2nd hand dealer should pay your off once you done the finger print
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MR_alien
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Apr 18 2024, 02:35 PM
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used car dealer usually will pay u immediately after thumb print why need to engage aeon?
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fantasy1989
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Apr 18 2024, 02:37 PM
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sounds sus leh
why fingerprint first even before receive payment?
decade ago, for my case is the 2nd hand dealer keep drag my thumb print eventhough i receive all payment ..i suspect is he want to save money on puspakom and jpj fees ...until they found buyer then 1 shot transfer to that guy
i keep follow up with that guy ..sked he took my car go do something then i kena pula
This post has been edited by fantasy1989: Apr 18 2024, 02:38 PM
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Mavik
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Apr 18 2024, 02:42 PM
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Patience is a virtue
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AEON credit disbursement usually quite fast, but again this is a credit service which has a profit rate of 3.99% to 9.90%
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MrBaba
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Apr 18 2024, 02:44 PM
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U confirm upcar dy
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zerorating
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Apr 18 2024, 02:44 PM
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sound like the seller rolling the fund or something. maybe the seller only give you money after the car is actually sold to the buyer.
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max_cavalera
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Apr 18 2024, 02:47 PM
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Deswai last time anneh sold to carsome…
No hanky panky…
Direct transfer cash to account
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jotaro12
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Apr 18 2024, 02:47 PM
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Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess.
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TScchin8888
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Apr 18 2024, 02:48 PM
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QUOTE(hightechgadgets8 @ Apr 18 2024, 02:33 PM) Sounds fishy. Imo 2nd hand dealer should pay your off once you done the finger print few years ago, I deal 1 time with him also, that time also thumbprint and then only pay me after 1 week. this time he also say same like last time, pay u after ard 2 weeks thats why i thumbprint for him first.
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TScchin8888
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Apr 18 2024, 02:49 PM
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QUOTE(MR_alien @ Apr 18 2024, 02:35 PM) used car dealer usually will pay u immediately after thumb print why need to engage aeon? according to him was need wait aeon credit disburse money only pay me.
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TScchin8888
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Apr 18 2024, 02:50 PM
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QUOTE(Mavik @ Apr 18 2024, 02:42 PM) AEON credit disbursement usually quite fast, but again this is a credit service which has a profit rate of 3.99% to 9.90% Thats why lo.. common sense where got disburse so slow, if really so slow means buyer drive 1 month for free d.. no need installment.
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TScchin8888
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Apr 18 2024, 02:52 PM
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QUOTE(zerorating @ Apr 18 2024, 02:44 PM) sound like the seller rolling the fund or something. maybe the seller only give you money after the car is actually sold to the buyer. actually already sold got buyer already, I even can refund roadtax and cancel my old insurance d
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TScchin8888
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Apr 18 2024, 02:52 PM
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QUOTE(max_cavalera @ Apr 18 2024, 02:47 PM) Deswai last time anneh sold to carsome… No hanky panky… Direct transfer cash to account yalor.. learn from this time d.. next time i direct sell to mytukar or carsome d.. haizz
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TScchin8888
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Apr 18 2024, 02:54 PM
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QUOTE(jotaro12 @ Apr 18 2024, 02:47 PM) Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess. ya... if wait 2 weeks +- I feel reasonable, now 1 month d sumore, asked again 3 days ago answer still same Aeon credit dint do disbursement yet. But I cant check with Aeon Credit how true is that...
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desmond2020
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Apr 18 2024, 02:55 PM
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QUOTE(jotaro12 @ Apr 18 2024, 02:47 PM) Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess. thumb print in this case is taken on a JPJ online system where you transfer ownership of car after that, it is not your car anymore This post has been edited by desmond2020: Apr 18 2024, 02:55 PM
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TScchin8888
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Apr 18 2024, 02:55 PM
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QUOTE(MrBaba @ Apr 18 2024, 02:44 PM) hhmm... shall I make police report ar?
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zerorating
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Apr 18 2024, 02:56 PM
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QUOTE(cchin8888 @ Apr 18 2024, 02:52 PM) actually already sold got buyer already, I even can refund roadtax and cancel my old insurance d then weird la, how the geran name change without cash disbursement? last time i bought my car also settle payment baru tukar nama geran and get the kunci, seller wont do that(even insurance registration) in advance even when they holding deposit (half of the car price)
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TScchin8888
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Apr 18 2024, 03:03 PM
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QUOTE(zerorating @ Apr 18 2024, 02:56 PM) then weird la, how the geran name change without cash disbursement? last time i bought my car also settle payment baru tukar nama geran and get the kunci, seller wont do that(even insurance registration) in advance even when they holding deposit (half of the car price) so you means by right Aeon Credit should make disbursement then 2nd hand dealer only go do tukar name and all thing right, where got let people took the car without bank disburse the money correct?
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fantasy1989
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Apr 18 2024, 03:27 PM
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QUOTE(jotaro12 @ Apr 18 2024, 02:47 PM) Based on past experience, register thumbprint doesn't mean much if they didn't get your car grant(+key la). it's just to confirm you are interested to trade in w/ the dealer and stored an ownership transfer draft. A bit sus though if you agreed to let them process & transfer money after you pass them car key + grant, then you have to wait I guess. no..once fingerprint then dealer can generate new VOC under his or whoever ppl name
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