Wait so If I top up with cc Kena 1%
Then if use the money inside and pay in overseas also another 1% per transaction?

Damn. Totally useless this tng. I tot wanna try it in Thailand in my next trip. Wise better la

if you mean money changer, their rate could be worse than visa/master rate.
if credit card, need to use unionpay. But smaller shops might not accept credit card. QR Payment is more common there. Other options would be Alipay or WeChat pay.

my ewallet very minimal use already

always cc as priority now, then mae, then cash, then consider using tng

Tng is not a charity organisation, need to make money to sustain.

Same, I will use cc if allowed. Cc got cashback, ewallets don't give much.

Most CC card have crossborder fee. Please tell ayam which one doesn't have either crossborder fee or HIDDEN(inflated) commision on top of conversion (talking about you UOB SH*T)

If customers not happy, can use other services.

So go china pay via alipay+ now need pay 1% more. Not very competitive anymore...

Better just use wise card. Easier

Problem is china don't use visa/MC, so except for international hotels and big department stores, you cannot use cc.

I suppose for small purchases the extra charges is not much and worth the convenience.

I see, any other than TnG ?

Many places like street vendors in China accept credit card. You probably stuck with TnG

pubic bank's unionpay debit card

Cant understand why need to use T&G to pay overseas. Just use CC la

last time they laugh at unker old fashion.. why still using CC

swipe, key in pin, wait for print out.. so old fashion..

they just scan the phone.. so high tech..

now i laughing hahahaa

So go china pay via alipay+ now need pay 1% more. Not very competitive anymore...

Just curious, are you working tng digital?