https://www.thestar.com.my/business/busines...dit-card-reload

Touch ‘n Go eWallet to charge 1% fee for all credit card reload
BUSINESS
Friday, 02 Feb 20246:03 PM MYT

KUALA LUMPUR: TNG Digital Sdn Bhd (TNGD) will implement a 1% fee for all credit card reloads starting February 23, 2024.

Reloads via DuitNow Transfer and debit cards remain free.

“This move is to curb excessive cashing out of credit card balance to bank accounts and offset the heavy cost of credit card reload which TNGD has been subsidising since its inception.

“Users are encouraged to use bank transfers via DuitNow which has exactly the same process as fund transfer among bank accounts,” it said in a s statement.

TNGD chief executive officer Alan Ni said: "As the largest financial institution serving over 20 million e-KYC verified users, we must find a fine balance between convenience, security, and the long-term cost sustainability of our company.”

“To provide consumers more options, we still allow credit card as one of the reload channels, but we also urge users to reload their eWallet via DuitNow Transfers or debit cards, which are both free of charge.”

wtf? at first say 1% charge for over RM1000, now just charge anyways?

memang pandai get all the users first then fuck them over

Even 1k reload also then cant close 1 eye

Get you comfortable to use all these apps. Then start charging for these and that.

good move... buy now pay later is a plague... honey trapping youth

Back to cold hard cash boys

use Boost. Reload RM2k no fee

Haihz…

Time to crawl back to just using MAE ewallet then…

Is time for other ewallet to raise

Now many used duitnow qr which compatible to most of ewallet

Cukur MAE masih ada

Aiseh
Good things won't last

Ffuuuuu!!!! Tng sucks.

Mae can reload view cc?

Gong back to cash

yes. lol..why would i want to get my money stuck in an app?

Debit card reload still free.

use samsung pay lor.

Means you out cash for them to earn.

Toll and my chicken rice seller no accept Samsung pay le

they also beh tahan people top up rm1000 with CC and cash out...

Not a fan of e wallet since the existence of this platform

End up I use cash or credit/debit cards frequently.

I don't care much about all the stupid benefits provided by the e wallet platforms

Boycott lar!! Apa lagi!!

really? i seldom use samsung pay la. me no issue coz my TNG is tied to my debit card. lol

reloading TnG card using smart phone is really convinient

No la, but many places support Duitnow/ MAE so can just scan and pay 😁

Ok, this spell an end to my TnG usage then. Time to dig back my Shitpeepay and Boost. They don’t allow cash out, but at least they don’t charge you for reloading money.

Means u don't knw bout cc reload benefits

boycott tngo like boycott mcd

confirm they will uturn

Neva know as they may follow

Boot cant transfer to banks. So no use.

ok bb tng

Can't reload sure less users then

Their new points system also extremely chikai.

All dumbo and shitty vouchers. Useful one 1st day already out of quota.

Last time they give you free (0%) chan to tikam just by collecting stamps. Now they’re charging you points to tikam.

This post has been edited by msacras: Feb 2 2024, 07:21 PM

Reload using tng pin, buy pin from 7-11 got 1% charge?

Bye... Nice using tng e wallet.

Hmm, semak way. But can’t cashout though; but I’m actually don’t need the cash out, but I just don’t want to pay the 1% fee buta2.

after this no point using rfid toll already, 1% more expensive

Apa lanjiao? I never abused the system also, I top-up = guna sampai habis

Fuck this shit

Credit card u no need to reload first?

Time to dump tng

Then I just use cc from now on. Bye tng

No wonder today I notice no option for credit card reload... Chibai

to most merchants, tng is the default right? i rarely find any shop that have grab or mae but no tng, its always the other way round.

This one nothing to do with this news. It's ur account kena ban.

Topap max 1000rm before 23 Feb...

Then no more using it liao...

i think its more likely he maxed out the RM1000 reload. the cc reload option will disappear until next month.

Still got

Haha dah agak greed knows no boundary

Time to use other ewallet

You get up to 51 days free credit time with CC.

feb23?? i baru topap tru card last week kena d.. rm20

Tng is getting arrogant

Actually, not difficult to partition your wallet into 2 parts, the one topped up with CC cannot cash out.

SPay is doing that.

You top up RM2000 is it?

Currently when you top up above RM1000 with CC will get charged 1%. Below RM1000 free of charge.

After 23 Feb you top up RM1 with CC also will get charged 1%

This post has been edited by la bella: Feb 2 2024, 07:43 PM

Coz u exceed rm1000 cc topap limit

oh no wonder.. ya i topup 2k.. i didnt know <1k no charge.. else i would have reloaded by batch 🤣

Reloaded by batch also depends on the limit.

Free of charge is limit to RM1000 per month.

ohh.. ok got it.. thank u

No. What I don't understand about him and other is,

CC charge 1%.
Then change to cash.

So the problem is 1%.

But Debit card is free, now the problem is money stuck inside.
Reply from the same person.

CC money no stuck inside?

Or the fellow just replying for the sake of replying?

Here's a quick guide on how to reload your eWallet:

- Go to the main page and tap "+Reload"
- A panel will pop up with "eWallet Balance". Tap it
- Enter how much you want to reload. The "Reload Wallet" button will turn blue when you can proceed.
- Tap the "Reload Wallet" button and choose Debit Card or Credit Card.

I noticed this 1% admin fee for credit card reloads since last week of Jan 2024. It's weird because it adds to my transferable balance, even though it says that credit card reloads are not transferable. I'm not sure if this is a glitch or not, but I'll check it out next time.


This post has been edited by eclectice: Feb 2 2024, 07:59 PM

Erm, they used to have that too.

But then they revamp it to 1k below no fee, above 1k got fee. Next they want to implement fee even those below 1k, manyak pannai

1% everytime reload so good ye.

Happens to bigpay. I also abandoned using it.
When u get lesser user base what goina happen?

Can.. just set your phone number as duitnow ID in a bank

Boost can duitnow transfer if the ID is a phone number

Yes, but matter of time.

BigPay started it.. used to be free for 1k then start 1%

3rd party ewallet not own by bank is a scam. Especially those yg tak bagi reward points.
Didn’t see the rational to have ewallet when can directly deduct from account.

Where you going?

Those credit card app with duitnow QR laggy

Especially standard chartered one. The app fucking bodo

Do 0% 12 months balance transfer. Reload to tng for 1% fee. Transfer to bank account. Effectively a 1% personal loan. Doable?

Shid hv only tht it'll inform u tht theres 1% charge

Lol. MAE can CC reload? Hahaha. I staff oso dono this.

Will they start charging ewallet transaction soon?

Got max limit that u can reload to tng e-wallet.

Also it will get flagged for fraud transaction.

Trust me I been there accidentally

Just use credit card and cash, no need ewallet

OMG .. So many people here can't afford 1%

Not tht, y need pay more,not worth the cash back

Apa mao hairan?

Kami miskin worank 1% ka 1 sen punya hal woso can flip table can amuk with the cashier lar!

meh just use MAE or whatever bank scan & pay u have

Why "afford" 1% when you can do it free? Got too much money, I don't mind receiving some....lol

Ya. Will reduce use tng a lot. I also will cancel few credit cards that gave cashback for ewallet top up

Cc is pay later ma.and you get points.

This post has been edited by dickybird: Feb 2 2024, 08:19 PM

not worth to sue alibaba pay via tng liao

Of course. Do you think all these are free? Merchant prices are marked up anyway since they have to include CC charges.

Touch n go always have this type of stupid policy to milk the users.
For example, last time use touch n go for parking, they charge extra, better use cash
Now they want to charge 1% for. Credit card reload. Better I use my credit card, solid cash or even use other e wallet

Good bye touch n go e wallet, we can easily replace you, not to say you have anything special other wallets cannot do.

Time to use grab wallet

Tax and go

can you imagine how much money they are holding in hand every day. how much interest are they earning daily?

This, fuck TNG

Why would you reload tng into CC?

Exactly. And they keep wanting to be more greedy.
Let’s boycott touch n go then, see who need who more.

if tng's acquiring bank gives a good MDR deal of 0.8-0.9%, they still can cover a little bit of 0.1%

Use grab

This. Thank you so much cibai cc card abusers

can load via cc?

Use with lazadapay jer.

maybe I'm stupid, I think it's topup TnG wallet via cc?

Yeah everytime I reload I can claim 1% from you?

I can't afford 1% charge 😏

lazada also got pay? wow

Ya can.

I just made few hundred purchase from taobao via Lazada wallet

Kaya nampak

But can use lazadapay at china?