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 The PADU Thread, Everything related to PADU

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bogletails
post Jan 2 2024, 07:14 PM

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QUOTE(fuzzy @ Jan 2 2024, 07:06 PM)
Then they can say you all are one household, so household income exceed and thus not entitled to subsidies compared to looking at individual income.
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Wtf is this real?

MUM
post Jan 2 2024, 07:24 PM

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QUOTE(CommodoreAmiga @ Jan 2 2024, 06:28 PM)
So far, only saw one section what dividend from simpanan. So i assume this is Fixed Deposit. Didn't see EPF yet.

Update:
Pendapatan Sewaan Bangunan/Kenderaan
Pendapatan Sewaan Tanah
Pendapatan Faedah/Hibah Daripada Simpanan
Pendapatan Dividen
Pendapatan Royalti
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Kwsp uses the "dividend" words...should kwsp dividend be included as that too?

Retiree no more working, ...uses the kwsp dividend as a source of income to sustain his living expenses. I think it make sense for retirees to includes kwsp dividend into that data calculation.
Else retirees has no income how to sustain expenses.??
SUSfuzzy
post Jan 2 2024, 07:24 PM

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QUOTE(bogletails @ Jan 2 2024, 07:14 PM)
Wtf is this real?
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We are moving towards a nett disposable household income Metric

QUOTE
Intan said that in the current system, households with different living costs β€” such as a single-parent household with four children earning RM5,000 a month, and a single adult household with the same income β€” would be classified as M40 without accounting for their distinct needs.


So given the scenario above, when last time both household will get subsidy, now with the info given and ability to track how many people in an household based on address, they can give as per whatever they decide the NDHI is.

So I guess yes? The possibility is there in the future?

https://www.malaymail.com/news/malaysia/202...subsidies/72331

QUOTE
β€œWith Padu, the focus will be on net disposable income. Once we get to that level, we can have a clearer picture about the net disposable income comparability for households. This will allow us to define any government programme and retarget subsidies accordingly,” he said.


Here is Rafizi being explicit about PADU's role in driving this.

https://www.thestar.com.my/news/nation/2023...ds-through-data

This post has been edited by fuzzy: Jan 2 2024, 07:29 PM
xander2k8
post Jan 2 2024, 07:29 PM

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QUOTE(bogletails @ Jan 2 2024, 07:14 PM)
Wtf is this real?
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They already did that earlier πŸ€¦β€β™€οΈ just that lax in enforcement which PADU will beef it up
Ramjade
post Jan 2 2024, 07:35 PM

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QUOTE(bogletails @ Jan 2 2024, 07:14 PM)
Wtf is this real?
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Yeah. They want to see household income. So by you signing up for padu you are just making yourself difficult to get petrol subsidy cause if household income cross the threshold, bye bye subsidy.
bogletails
post Jan 2 2024, 07:41 PM

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QUOTE(fuzzy @ Jan 2 2024, 07:24 PM)
We are moving towards a nett disposable household income Metric
So given the scenario above, when last time both household will get subsidy, now with the info given and ability to track how many people in an household based on address, they can give as per whatever they decide the NDHI is.

So I guess yes? The possibility is there in the future?

https://www.malaymail.com/news/malaysia/202...subsidies/72331
Here is Rafizi being explicit about PADU's role in driving this.

https://www.thestar.com.my/news/nation/2023...ds-through-data
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How about renting? If I rent with few person in a house that has no relationship. Obviously rent room only because not doing well financially

This post has been edited by bogletails: Jan 2 2024, 07:43 PM
MUM
post Jan 2 2024, 07:42 PM

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QUOTE(Ramjade @ Jan 2 2024, 07:35 PM)
Yeah. They want to see household income. So by you signing up for padu you are just making yourself difficult to get petrol subsidy cause if household income cross the threshold, bye bye subsidy.
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Will they just dont gives you if you did not sign up for padu?

This post has been edited by MUM: Jan 2 2024, 07:43 PM
MUM
post Jan 2 2024, 07:45 PM

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QUOTE(bogletails @ Jan 2 2024, 07:41 PM)
How about renting? If I rent with few person in a house that has no relationship. Obviously rent room only because not doing well financially
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I see there is a question asking you if that place of residence is a rental or self owned...
bogletails
post Jan 2 2024, 07:47 PM

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QUOTE(MUM @ Jan 2 2024, 07:45 PM)
I see there is a question asking you if that place of residence is a rental or self owned...
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Well if I stay at parent house but i pay rent monthly to them. Is that own or rent?
TSCommodoreAmiga
post Jan 2 2024, 07:48 PM

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QUOTE(MUM @ Jan 2 2024, 07:42 PM)
Will they just dont gives you if you did not sign up for padu?
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I see this possibility very real.

Btw, who's the idiot who has nothing to do and reported this thread as "Incorrect Section". This is totally related to one's finance. Please stop showing stupidity and trigger happy to report anything.
Ramjade
post Jan 2 2024, 07:48 PM

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QUOTE(MUM @ Jan 2 2024, 07:42 PM)
Will they just dont gives you if you did not sign up for padu?
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Better one person don't get than everyone don't get. Eg. If you sign up, your entire household don't get. But if you don't sign up, the rest of your household can get, you don't get, it is a good deal.

Sorry. I have enough with Madani shit. Everything tax. Especially M40.

This post has been edited by Ramjade: Jan 2 2024, 07:49 PM
TSCommodoreAmiga
post Jan 2 2024, 07:50 PM

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QUOTE(bogletails @ Jan 2 2024, 07:47 PM)
Well if I stay at parent house but i pay rent monthly to them. Is that own or rent?
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I believe it's rental. Income goes to your parents. Later check your parent's tax declaration got rental income or not... sweat.gif

QUOTE(Ramjade @ Jan 2 2024, 07:48 PM)
Better one person don't get than everyone don't get. Eg. If you sign up, your entire household don't get. But if you don't sign up, the rest of your household can get, you don't get, it is a good deal.

Sorry. I have enough with Madani shit. Everything tax. Especially M40.
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On note of petrol subsidy...it suppose to start in Feb right? I think we should wait and see. We get 3 months to fill PADU. If don't get subsidy then only consider how to fill up. If get subsidy. Lantak lah. Adakah aku kesah PADU. laugh.gif

This post has been edited by CommodoreAmiga: Jan 2 2024, 07:53 PM
MUM
post Jan 2 2024, 07:58 PM

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QUOTE(Ramjade @ Jan 2 2024, 07:48 PM)
Better one person don't get than everyone don't get. Eg. If you sign up, your entire household don't get. But if you don't sign up, the rest of your household can get, you don't get, it is a good deal.
The rest of the family members that has high income whom did not sign up with PADU will also can get petrol subsidies?? I am sure they have LHDN data in their reach when giving out petrol subsidies...
Sorry. I have enough with Madani shit. Everything tax. Especially M40.
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bogletails
post Jan 2 2024, 08:00 PM

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QUOTE(Ramjade @ Jan 2 2024, 07:48 PM)
Better one person don't get than everyone don't get. Eg. If you sign up, your entire household don't get. But if you don't sign up, the rest of your household can get, you don't get, it is a good deal.

Sorry. I have enough with Madani shit. Everything tax. Especially M40.
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I heard it's not about sign up or not sign up . Government already has your data from lhdn and epf and also your address. They want to us to go verify it only. Even we don't sign up, the entire house can't get.
Wedchar2912
post Jan 2 2024, 08:06 PM

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QUOTE(bogletails @ Jan 2 2024, 08:00 PM)
I heard it's not about sign up or not sign up . Government already has your data from lhdn and epf and also your address. They want to us to go verify it only. Even we don't sign up, the entire house can't get.
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this is the story they kept on telling, but PADU is also attempting to collect more data that gov currently do not have. Like how much dividend you are receiving... Is this info currently available to any of the government arm? if yes, what sorts of dividend?
zidane28
post Jan 2 2024, 08:08 PM

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I think the new system later really is by person and its commitment...

By theory, the net disposable income of a single person and married with kid person would be totally different even though same salary range.

That's probably how gov will decide whether he / she will get the subsidy or not...

Example a family of 6:
Father: businessman, probably >10k per month
Mother: Not working
First kid: Working, salary 5k, married with 4 kids and housewife wife
2nd Kid, Working, salary 2k, single
3rd kid: Working, salary 5k, single

In this case, most probably only the first and 2nd kid will get the subsidy since first kid even though 5k but due to its own family size thus net disposable income little and 2nd kid salary low amount.

I think this gov really want to reduce subsidy so really you all should expect the worst ie if you don't fill up, unless your salary really low, gov will definitely try to exclude you from subsidy later.

I mean LHDN have all your info anyway, from your monthly income and your tax relief
zidane28
post Jan 2 2024, 08:11 PM

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QUOTE(Wedchar2912 @ Jan 2 2024, 08:06 PM)
this is the story they kept on telling, but PADU is also attempting to collect more data that gov currently do not have. Like how much dividend you are receiving... Is this info currently available to any of the government arm? if yes, what sorts of dividend?
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I just skip on the dividend part though coz sadly not relevant to me...

Like this la, personally if you earn a lot on your second or even third income, LHDN for sure will know de...Might as well be frank.

If just kacang few jundred per year, just omit it.
TSCommodoreAmiga
post Jan 2 2024, 08:14 PM

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QUOTE(bogletails @ Jan 2 2024, 08:00 PM)
I heard it's not about sign up or not sign up . Government already has your data from lhdn and epf and also your address. They want to us to go verify it only. Even we don't sign up, the entire house can't get.
*
QUOTE(Wedchar2912 @ Jan 2 2024, 08:06 PM)
this is the story they kept on telling, but PADU is also attempting to collect more data that gov currently do not have. Like how much dividend you are receiving... Is this info currently available to any of the government arm? if yes, what sorts of dividend?
*
Yep, they are trying to collect more info than they have. Btw, is dividend from equities a requirement to declare in your LHDN? I can't remember...So if you declare 10k in LHDN, here you declare 15k...Jeng Jeng Jeng?? sweat.gif

This post has been edited by CommodoreAmiga: Jan 2 2024, 08:15 PM
nexona88
post Jan 2 2024, 08:17 PM

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QUOTE(CommodoreAmiga @ Jan 2 2024, 07:48 PM)
Btw, who's the idiot who has nothing to do and reported this thread as "Incorrect Section". This is totally related to one's finance. Please stop showing stupidity and trigger happy to report anything.
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Got many around...

Don't be surprised...

Kena multiple times at EPF thread... Even in ASNB too... Like seriously... Cannot even touch on shariah thingy....

Just because I'm nons... So it's not for me to discuss the issues probably???
SUSfuzzy
post Jan 2 2024, 08:19 PM

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QUOTE(bogletails @ Jan 2 2024, 07:41 PM)
How about renting? If I rent with few person in a house that has no relationship. Obviously rent room only because not doing well financially
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Obviously not. It's household, so they can trace via relationship. Bapa anak rintik etc.

If you and 4 frens rent a place, it's still individual income so household here is just you.

But if you stay with your father mother, then household will be 3 of you since related.

Subsidy wise, it will depends on what kind and whatever rules the government set based on that household net income lo.

They can do per NDHI , individual per NDHI or still just individual income regardless of NDHI.

Their aim now is to get and strengthen the data they have, and PADU is a way to do that.

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