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 Anyone familiar with etiqa drive less save more

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quintesson
post Jun 18 2024, 01:03 AM

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QUOTE(Garysydney @ Nov 27 2023, 11:48 AM)
I submit every 10 days.

Etiqa will prompt you with a Submit Now button when the 10 days is passed. Just need 2 photos which you take with their app - the odometer reading and front number plate.

I get about rm5.70 every 10 days for a 2 year Myvi AV (insured value around 50k). Premium is about rm960.

Money in your bank acct after about 2 days

Hope this helps
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is the rebate base on the total premium paid or from the basic car premium only excluding the tax, stamp duty and Add-On coverage (ie Windscreen etc)?
LA773
post Jun 18 2024, 02:17 AM

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QUOTE(contestchris @ Nov 27 2023, 11:38 AM)
I am using Etiqa Takaful with DLSM. So the following is from my personal experience:

1) You can submit your mileage every 10 days.
2) The rebate for each claim will be paid out within 48 hours directly to your bank account.

I personally prefer RHB Motor Saver as the discount is upfront based on the pre-selected mileage band. Sadly I had issues renewing with RHB online so I went with Etiqa.
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QUOTE(Garysydney @ Nov 27 2023, 11:48 AM)
I submit every 10 days.

Etiqa will prompt you with a Submit Now button when the 10 days is passed. Just need 2 photos which you take with their app - the odometer reading and front number plate.

I get about rm5.70 every 10 days for a 2 year Myvi AV (insured value around 50k). Premium is about rm960.

Money in your bank acct after about 2 days

Hope this helps
*
Guys, minimum submission is every 10 days, how about maximum? 30 days?
Meaning i just need to submit 12 times per year

Oops, just realised this is 2023 msg

This post has been edited by LA773: Jun 18 2024, 02:24 AM
Boy96
post Jun 18 2024, 02:37 AM

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QUOTE(LA773 @ Jun 18 2024, 02:17 AM)
Guys, minimum submission is every 10 days, how about maximum? 30 days?
Meaning i just need to submit 12 times per year

Oops, just realised this is 2023 msg
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No maximum. Just submit whenever you want. It will auto calculate from the previous submission mileage

This post has been edited by Boy96: Jun 18 2024, 02:37 AM
LA773
post Jun 18 2024, 02:49 AM

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QUOTE(Boy96 @ Jun 18 2024, 02:37 AM)
No maximum. Just submit whenever you want. It will auto calculate from the previous submission mileage
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Means i can submit like only once, at the end of the policy date

Then save lots of time 😁
Garysydney
post Jun 18 2024, 03:13 AM

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QUOTE(quintesson @ Jun 18 2024, 01:03 AM)
is the rebate base on the total premium paid or from the basic car premium only excluding the tax, stamp duty and Add-On coverage (ie Windscreen etc)?
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From the rebate, it looks like it is calculated with the basic car premium.


quintesson
post Jun 18 2024, 09:16 AM

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QUOTE(LA773 @ Jun 18 2024, 02:49 AM)
Means i can submit like only once, at the end of the policy date

Then save lots of time 😁
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the more frequent you submit the more you save. it's calculated from every last km you submit if i'm not wrong. so the km calculation will be reset after you submitted.
if you submit only once the saving will be drag down by the time when you drive more.
correct if i'm wrong.
cempedaklife
post Jun 18 2024, 09:26 AM

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been using it for 2 iterations. for me, just do it since there is no extra cost, don't need think much, do whenever how frequent you want it. i do like maybe few months once. most important is, remember to submit at least once near your policy expiry.
LA773
post Jun 18 2024, 12:28 PM

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QUOTE(quintesson @ Jun 18 2024, 09:16 AM)
the more frequent you submit the more you save. it's calculated from every last km you submit if i'm not wrong. so the km calculation will be reset after you submitted.
if you submit only once the saving will be drag down by the time when you drive more.
correct if i'm wrong.
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QUOTE(cempedaklife @ Jun 18 2024, 09:26 AM)
been using it for 2 iterations. for me, just do it since there is no extra cost, don't need think much, do whenever how frequent you want it. i do like maybe few months once. most important is, remember to submit at least once near your policy expiry.
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Guys, do we need to choose the % of discount & mileage when choosing this dlsm? Looks like i just submit, then etiqa calculate the mileage per day and return the money % accordingly?
chinteck79
post Jun 18 2024, 12:31 PM

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I submit once a year close to insurance expiry date. just take mileage picture. they will calculate n bank in. no need choose percentage
cempedaklife
post Jun 18 2024, 03:27 PM

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QUOTE(LA773 @ Jun 18 2024, 12:28 PM)
Guys, do we need to choose the % of discount & mileage when choosing this dlsm? Looks like i just submit, then etiqa calculate the mileage per day and return the money % accordingly?
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nope...the percentage is for your reference, once you submit they will calculate accordingly. everytime you claim could be different throughout your one year.
could be 0% could be 10% could be 20% or 30% depending on how much you drive.

just treat it as bonus. and don't be calculative and create one more thing for you to worry/concern about.
we don't have this before, so anything is a bonus.
LA773
post Jun 18 2024, 07:04 PM

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QUOTE(cempedaklife @ Jun 18 2024, 03:27 PM)
nope...the percentage is for your reference, once you submit they will calculate accordingly. everytime you claim could be different throughout your one year.
could be 0% could be 10% could be 20% or 30% depending on how much you drive.

just treat it as bonus. and don't be calculative and create one more thing for you to worry/concern about.
we don't have this before, so anything is a bonus.
*
Roger

Helped My in law renew thru etiqa last week, but i didn't choose tgis dlsm, his insurance actually expire next week
I renew early
Hopefully can still add on
cempedaklife
post Jun 18 2024, 07:47 PM

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QUOTE(LA773 @ Jun 18 2024, 07:04 PM)
Roger

Helped My in law renew thru etiqa last week, but i didn't choose tgis dlsm, his insurance actually expire next  week
I renew early
Hopefully can still add on
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Macam cannot. The first time I missed it during Covid. By right, should be the best time to save. In fact, not I missed, I deliberately didn’t choose coz worried and not sure how it works lol. Then ragrets.
limeuu
post Jun 18 2024, 08:13 PM

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Just need to remember to do one just before your coverage ends.

Can do more often also can, but I don't bother, troublesome.
limeuu
post Jun 18 2024, 08:54 PM

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Dup

This post has been edited by limeuu: Jun 18 2024, 08:54 PM
RiriRuruRara
post Jul 17 2024, 12:20 AM

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do you guys add any add ons like Oto 360???
Bcs correct me if im wrong if want unlimited free towing need Oto 360??
ahming888
post Sep 17 2024, 05:50 AM

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Why the options of submission is unavailable for my etiqa+? I never do any submission before. Only doing register once is it because my drive less save more is still pending approval?
ykh
post Dec 12 2024, 01:17 PM

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Hi All,

I keep getting 'invalid bank account' error for my DLSM. I have checked with Etiqa twice and they told me my bank details were correct. Their customer service told me this error occurs because they have not processed my rebate. I dont think this makes sense.

It has been 7 days since my submission and I have not received anything from them. Anyone experience similar situation?
contestchris
post Dec 12 2024, 10:08 PM

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I can't seem.to activate it on the app. Anyone have this issue?
kevyeoh
post Dec 30 2024, 11:34 PM

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hi all...recently just renewed my car insurance using this Etiqa+ policy...i managed to activate my DLSM and actually submitted twice, once in Nov and again in Dec...after that after 10 days..i see the button to submit again but i delay it...today when i open the app..i cannot find the DLSM submit button anymore...

Also when i check transaction history..totally nothing...anyone got similar issue? else tomorrow i plan to call customer service help check too. Thanks!
olivur
post Sep 7 2025, 01:18 AM

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QUOTE(kevyeoh @ Dec 30 2024, 11:34 PM)
hi all...recently just renewed my car insurance using this Etiqa+ policy...i managed to activate my DLSM and actually submitted twice, once in Nov and again in Dec...after that after 10 days..i see the button to submit again but i delay it...today when i open the app..i cannot find the DLSM submit button anymore...

Also when i check transaction history..totally nothing...anyone got similar issue? else tomorrow i plan to call customer service help check too. Thanks!
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how’d this go bro, dlsm isn’t showing up for me in the app either 🫠

This post has been edited by olivur: Sep 7 2025, 12:16 PM

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