Not sure if this is a suitable place to ask
Regarding the etiqa drive less save more option. You can upload it anytime you want .
In fact u can kee uploading it
I don’t get how often you should upload the mileage

Upload every few months enough lah. They calculate based on the mileage vs. time (by month may be, but not sure their formula). No need to do too often unless you want to even get like < RM1 of return.

Just upload once a month..

upload every few month i think
they don't bank in to u every month anyway

as long as those picture is authentic, they'll cashback to your account

You mean they pay you everytime you upload? That’s weird.
Means you can control what mileage you want to upload isn’t it

Say first month from 1st to 30th I don’t use my car I upload it I’ll get full refund

Then remaining 11 months I drove 30k km I just done upload anything

In conclusion despite me driving way exceeding the mileage allocated , but my previous uploads had duration of lesser mileage I’ll get paid as they don’t ask u to pay back

i upload mileage once per month.. get payment after 1-2 working days..
max saving is 30% per month if i read tnc correctly..
u may upload 2-3 times a month with 10 days gap..

What if your subsequent mileage has exceeded way beyond that
They won’t ask you to pay back right whataver they have given you
I’m trying to do some mental gymnastic here

how they give the rebate? direct bank-in your bank account or just discount when renewing insurance?
myself using promilej for my least use car, dont have the need to upload often

This post has been edited by zerorating: Nov 26 2023, 03:13 PM

wont la.. count renew after upload kot.. my mum car got 10-20% saving each month..

from my understanding.. total insurance payment will divide to 12 parts for each month..
if 1st month save 20%, etiqa will bank in 20% of 1/12 total insurance payment to you..
i may be wrong..

etiqa got livechat right?? you may try to ask there..

False, they bank in within 48 hours.

I am using Etiqa Takaful with DLSM. So the following is from my personal experience:

1) You can submit your mileage every 10 days.
2) The rebate for each claim will be paid out within 48 hours directly to your bank account.

I personally prefer RHB Motor Saver as the discount is upfront based on the pre-selected mileage band. Sadly I had issues renewing with RHB online so I went with Etiqa.

This post has been edited by contestchris: Nov 27 2023, 11:39 AM

false too
in my case, it took them few weeks to bank in

I submit every 10 days.

Etiqa will prompt you with a Submit Now button when the 10 days is passed. Just need 2 photos which you take with their app - the odometer reading and front number plate.

I get about rm5.70 every 10 days for a 2 year Myvi AV (insured value around 50k). Premium is about rm960.

Money in your bank acct after about 2 days

Hope this helps

This post has been edited by Garysydney: Nov 27 2023, 11:49 AM

Huh, how long ago was that?

I'm using it right now, I've claimed 3 times and each time I get it within 48 hours. Sometimes even the next day. Like I submit Thursday morning, by Friday the money is in (not sure what time exactly).

few months ago
i submit, the sms indicated the rebate only came few weeks later

Hmm I don't get SMS notification.

You're not confusing it with the surplus sharing rebate?

nope
it's exactly this drive less save more
i do get a message when they rebated into my account

Does it work for cars more than 25 years ?

Nice