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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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Optizorb
post Apr 20 2024, 07:06 PM

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QUOTE(Chiggah @ Apr 20 2024, 06:13 PM)
Yes I’m getting 69 cents coz I just randomly put rm5100 in there
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of course you would. just that above 5k is 3% only

for 5100:

if you put 4941.01 in gx and 158 in rize. you will get 0.68 + 0.02 = 0.70
Optizorb
post Apr 20 2024, 08:37 PM

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QUOTE(soonwai @ Apr 20 2024, 07:50 PM)
If you put RM5014.23 into 3 pockets actually can get 70 sens. 68+1+1
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how ah. i dont understand how you able to get the 2 cents.
you mean in the other 2 pocket is 73.22/2 = 36.61/pocket right?

if you take 5% straightaway then yes, can get 0.005 = 0.01

but that's not how they calculate right...?
they calculate it as normal interest (3%)+ raya interest (5%-3%=2%)

so on the 3% normal pocket wont have any payout. and i think it will affect the raya pocket too. hence would be 0.00 payout for both normal interest+raya interest

unless you tried it already lol

This post has been edited by Optizorb: Apr 20 2024, 08:38 PM
Optizorb
post Apr 22 2024, 12:03 PM

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QUOTE(Lancer07 @ Apr 22 2024, 10:46 AM)
user posted image

The campaign is oversubscribed now, better hurry up
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this is for new pocket creation right

what about say if got existing pocket, but only deposited 3k out of the 5k previously.
then after 23rd, deposit in 2k..

wonder how they going to track it, which portion eligible for 5% and which only get 3%

or is it solely to the pocket creation only.. hmm.gif hmm.gif

means if you have existing pocket before 23rd, if not yet fully maxed out the 5k then later on deposit extra still able to enjoy 5%
Optizorb
post Apr 22 2024, 03:46 PM

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QUOTE(theevilman1909 @ Apr 22 2024, 03:08 PM)
very sure about it??

seems like there's people would still keep even with the normal rates
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i came from rize 3.8% to gx for 1 month of 5%, if no further promotions will just return to rize for the 3.8%

combine gx and rize for the best of both worlds.
Optizorb
post Apr 22 2024, 11:34 PM

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QUOTE(Optizorb @ Apr 22 2024, 12:03 PM)
this is for new pocket creation right

what about say if got existing pocket, but only deposited 3k out of the 5k previously.
then after 23rd, deposit in 2k..

means if you have existing pocket before 23rd, if not yet fully maxed out the 5k then later on deposit extra still able to enjoy 5%?
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to answer my ques:

i guess based on this, seems like will be the case la.. so for those of you who still have quota for savings pocket better hurry and just create it first.. utilize or dont utilize that one later only talk

user posted image
Optizorb
post Apr 24 2024, 01:34 AM

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QUOTE(ronnie @ Apr 24 2024, 12:45 AM)

The 5% promo banner no longer shown on Saving Pockets area ....
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no longer showing at main pocket page only. Cause now not everyone qualify for it.

if you enter each individual pocket will tell you the rate you getting.
Optizorb
post Apr 26 2024, 11:27 PM

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QUOTE(SKL @ Apr 26 2024, 11:26 PM)
After promotion end on May, I decide to shift GXbank to TnG Goinvest.
Goinvest currently interest about 3.xx% + 2% bonus it's about 5.xx%.
I see not much people discuss about it. Am I missing something?
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did you check carefully what is the limit on their 2% bonus?
Optizorb
post Apr 27 2024, 02:00 PM

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QUOTE(Ramjade @ Apr 27 2024, 10:15 AM)
Last time I heard cannot. I heard last time only RM5k per transaction. Good that they have changed it.
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QUOTE(Ramjade @ Apr 27 2024, 05:49 AM)
heard about rize with their 5k issue. Didn't want that to happen to me.
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you are confusing between the >RM5k withdrawal some people being charged 0.50 cents and some dont.

anyway they no longer charge 0.50 cents for >5k withdrawal.

i withdraw 49,410 on all 3 rize accounts and no charges. Money also came into GX instantly.
Hopefully when the time comes, GX also can withdraw out smoothly without any issues.

This post has been edited by Optizorb: Apr 27 2024, 02:05 PM
Optizorb
post May 3 2024, 01:35 PM

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QUOTE(Ramjade @ May 3 2024, 01:06 PM)
No need leave anything inside unless it's 4% or 5%p.a.
I am making it empty and moving it all back to KDI save. Just leave pocket there in case got promo again.
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RM61 x 11 pockets = 11 cents/day for RM671 capital

RM671 x 5% /366 = 9 cents/day for RM671 capital




Optizorb
post May 3 2024, 04:34 PM

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GX knows about it la. they themselves the one who say only need RM61 to get the minimum return
Optizorb
post May 3 2024, 05:50 PM

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QUOTE(ronnie @ May 3 2024, 04:53 PM)
where was it mentioned ?
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QUOTE(Yluxion @ Apr 6 2024, 01:12 PM)
You can refer to this article. https://soyacincau.com/2023/11/15/gxbank-gr...daily-interest/

Have been doing this since launch.
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QUOTE(Optizorb @ Apr 6 2024, 02:05 PM)
soonwai tried ady and proven it worked.
oh and now got this article. means gx memang know it, so soonwai no need sked banhammer liaoĀ  tongue.gif

60.84 for non-leap year and 61 for leap year to earn 1 cents, put in main + 10 pockets get 11 centsĀ  laugh.gifĀ  laugh.gif
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QUOTE
In our initial post, we mentioned that you’ll need to reload at least RM122 to be entitled to receive the daily interest of at least 1 sen per day.
However, GXBank has highlighted that you actually only need about half of that amount to receive the daily interest.


This post has been edited by Optizorb: May 3 2024, 05:53 PM
Optizorb
post May 4 2024, 04:24 PM

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midnight debited 4.90 in grab app for grab unlimited sub.

this morning received 4.90 cashback for 5th month. Next month will be last cashback.

No issues.
Optizorb
post May 5 2024, 02:48 PM

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QUOTE(gashout @ May 5 2024, 02:29 PM)
can someone update me again, only first 50k can earn how many %?

thanks.
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if you did not already created the savings pocket before 23rd. then you missed the boat.
Optizorb
post May 8 2024, 01:10 PM

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QUOTE(sg8989 @ May 8 2024, 01:09 PM)
To where?
rize? KDI?
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for me its back to rize
Optizorb
post May 9 2024, 12:09 AM

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final day of 5%.

damn 1 month gone by so fast
Optizorb
post May 10 2024, 12:32 AM

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yesterday's payout not received yet..

today so slow tongue.gif tongue.gif
Optizorb
post May 10 2024, 12:35 AM

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QUOTE(ikanbilis @ May 10 2024, 12:33 AM)
My payout already in and withdrawal completed
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lucky you in the early batch.

now probably system overloading, cause coupled with mass withdrawals.

so the rest of us have to wait until system finally can process ours lol


Optizorb
post May 10 2024, 01:17 AM

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done withdraw 50k x3 back to rize, no issues. Good job gx

now only keep 671 (61x11) inside gx
Optizorb
post May 10 2024, 08:39 AM

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QUOTE(TOS @ May 10 2024, 08:36 AM)
Yup, so I suggested stick to the 4% (0.02 MYR) option.
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also not worth because you only need like RM145 to get 2 cents in rize.
Optizorb
post May 10 2024, 08:42 AM

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QUOTE(TOS @ May 10 2024, 08:40 AM)
Oh, Rize "round-up" calculation is different from GXBank? Not 0.015 round up to 0.02?
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similar. That's why at rize you only need RM145, instead of RM183 at gx.



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