if you utilize the 1 cents daily for 10 pockets + 1 main, total is already 1006.50. so there is no difference in amount needed to save.
Just that have to withdraw all the money first, then make deposit of 888 + 118.50.

You literally get RM8 for free.

Or another way to look at it is, RM8 returns for saving 888 is 10.5% pa rate for 1 month.

and not included the daily 1 cents in each pocket, which is effectively 4% on your RM1006.50 total..

Also, ignoring the 10 pockets in the first place, if deposited on 7/2 till 28/2, then it is "holding" for only 21 days... 21 days get RM8 return for RM888 is around 20% pa rate for 21 days..

If nobody bother then means 1) they are just bad at maths 2) too rich and/or lazy

This post has been edited by Optizorb: Mar 9 2025, 04:15 PM

For those going for the daily 1 cent x11, then we memang holding for eternity (till GX change its TNC/SOP) in the first place..

anyway speaking purely on the campaign, i didnt know that. You tried it and gotten the rm8 reward?
I was under the impression we needed to maintain that 888 MINIMUM balance till 28th, as stated in TNC. IIRC tnc said if go below 888 then wont be qualified for it already

yes you can withdraw any amount after depositing the RM888, just that the total balance in account must never go below 888.

Example if already have 1k prior to campaign, then deposited 888 and got the badge, then withdraw 900. It would be fine cause the requirement of having minimum 888 balance in account till campaign ends is satisfied

Oh yes, I am saying more towards lowyat users especially those already following gx thread in the first place.. Not the general public, as they wont even know got such things to begin with..

Being bad at maths is fine, I am also bad at maths

But there are always other users here that help to point out the magic numbers to be "optimal".

So really all we have to do is just follow only.. For some still not worth the effort cause they are already rich, there's no problem with that as well. To each their own.

This post has been edited by Optizorb: Mar 9 2025, 04:35 PM

oh shoot your post just reminded me that it was 91.25.. dont know why i somehow remembered it as 91.50

all my liquid cash is in digital banks.. all my traditional banks balance is RM0 or min amount RM10/20..

Spread it out in several digital banks to minimize risks in case one of them got issue or offline for maintenance or whatever other reason

91.25

Am on Android.. Can see the 2 bonus pockets to create now.. and its rubbish... Dont need to bother with it.

Concept is similar to what ryte is offering (3% base and 1% bonus).. ryt 4% is till 30 Nov, long way to go..
You guys better go for Ryt 4% or Atlas 3.88% way better, or else go+ 3.2% also better..

for gx its 2% base and bonus 0.58% for 2months or 1.18% for 3 months.. If you withdraw early you only get the daily 2%, the bonus will fully forfeit.. Might as well put in 3 months FD like that..

another reason why its rubbish, need min RM500 placement.. too bad cant earn daily 1 cent for magic numbers kaki

The worst part is this stupid forced update make the app buggy, if you click on savings pocket, then go back it will loop between homepage and pockets page.. can no longer double back to exit app..

PS: GX if you reading this, you can go play with yourself with your truly laughable 2% rate..
You can get away with it last time when you were the most stable/smooth app. But these days we have Ryt and Atlas who are on par if not better than GX..

This post has been edited by Optizorb: Sep 11 2025, 04:28 AM

not a big deal, they will just block your account and you two can go your separate ways

tbf, that's pretty standard documents they are asking for what. and they asked to provide ANY one of the supporting documents. Not asking you to give them everything.

Why need to move it daily?

I do that but i dont move the money daily for GX..

Nah, I dont do that. Yes it will marginally marginally get lesser and lesser than 4% if you dont move it out daily..

But that one truly doesn't make a diff. At the end of the day it is still close enough to call it 4%..

I only do maintenance at the start of each month, for my own sanity because i like seeing fixed figures at the start of each month. Makes keeping track of stuffs easier...
So i withdraw 30cents/31cents from the 10 pockets and withdraw out 3.30 or 3.41 out of GX into my daily use account..

Same for my Boost, where it's 5% main, and 6 ~ 6.6% for jars..

the 4% campaign (2% daily + 2% bonus) likely would follow same TNC as current 3.18%?

meaning it acts like a mini-FD, if you withdraw out early then you forfeit the 2% bonus and only get the 2% daily base rate..

current one cant do partial withdrawal.. need fully commit.. basically like a short term FD

After 30 Nov when Ryt promo ends, im gonna move back to KDI for 3.9225%.

Was thinking about GX 4% but then mehh cause need lock in for 3 months and if any withdrawal will forfeit the bonus 2%.. and the payout is only after 3 months as well..

So KDI it is..

This post has been edited by Optizorb: Today, 01:26 PM