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Banking GXBank - First Malaysian Digital Bank (by Grab), UNLIMITED 1% cashback+3% p.a. interest!

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soonwai
post Apr 5 2024, 10:05 PM

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QUOTE(cclim2011 @ Apr 5 2024, 08:40 PM)
just a hobby / pastime. the satisfaction is similar to what you get from other hobbies.

thanks for those sharing. dont be shy to share again 😆
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Ya, for fun only. Somehow calculating 4941 vs 5000 is very satisfying. If want more, just go UOB* 6k 1 month RM388.
*see Unifi thread.

This post has been edited by soonwai: Apr 5 2024, 10:06 PM
soonwai
post Apr 5 2024, 11:01 PM

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Another use of pockets. If you have limited funds, let's say RM671. Put RM61 in 10 pockets. Can earn 11 sen total vs 6 sen. Correct right?

btw, Duitnow seems to be shitting bricks right now. Comms error when trying to xfer from MBB to GXB.

This post has been edited by soonwai: Apr 5 2024, 11:03 PM
soonwai
post Apr 5 2024, 11:41 PM

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QUOTE(victorian @ Apr 5 2024, 11:16 PM)
if you have 671 only just focus in one pocket la  confused.gif
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QUOTE(TOS @ Apr 5 2024, 11:19 PM)
He is trying to abuse the 0.01 round up round down thing laugh.gif laugh.gif

P.S. ikanbilis you have opened a can of worms... laugh.gif
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QUOTE(fuzzy @ Apr 5 2024, 11:19 PM)
Each pocket max is 5k, why would you need to split to 10 pockets if its just RM671?
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This nothing to do with 5% campaign. Just for normal 3%.
RM671 in main yields 6 sen.
RM61 each in main and 10 pockets yields 11 sen total.
Assuming RM0.005 will round up to RM0.01.

Inspired by Optizorb's post.
QUOTE(Optizorb @ Apr 5 2024, 03:35 PM)
question:

does gx round up to 0.01 at 0.005 or 0.006
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This post has been edited by soonwai: Apr 5 2024, 11:45 PM
soonwai
post Apr 5 2024, 11:50 PM

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QUOTE(cclim2011 @ Apr 5 2024, 11:15 PM)
unfortunately my UOB app can never open that saving acct.
always asked me to go branch lol
sorry OOT
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Last week Weds and Fri, no prob. Cousin and his wife successfully opened. Yesterday I tried to open for my daughter, declined. Called UOB CS, say must go branch. sienz

PBB also. Got nice cashback with Master debit card but go open account, no more Master, only issuing VISA for now.

So all in GXBank lor even if only for the half sen.

This post has been edited by soonwai: Apr 6 2024, 12:00 AM
soonwai
post Apr 6 2024, 12:18 AM

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Can wor but no matter how you look at it, it's just a few sens. Can't scale up. Just for the lulz.

user posted image

Better zero all the pockets. Dunno will get banned or not. sweat.gif

At least we know they follow the TnC to the T.

This post has been edited by soonwai: Apr 6 2024, 12:21 AM
soonwai
post Apr 6 2024, 12:28 AM

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QUOTE(Optizorb @ Apr 5 2024, 03:35 PM)
question:

does gx round up to 0.01 at 0.005 or 0.006
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Finally can answer your question. 0.01 at 0.005.
soonwai
post Apr 6 2024, 12:29 AM

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QUOTE(Optizorb @ Apr 6 2024, 12:23 AM)
ayy you did it for science  thumbup.gif  thumbup.gif
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No lah, just so I can answer you. I blame it all on you. tongue.gif
soonwai
post Apr 6 2024, 12:05 PM

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QUOTE(fruitie @ Apr 6 2024, 11:21 AM)
I just got my GXBank physical card yesterday and it mentioned I will need to perform one PIN transaction before can use the contactless feature. Is this a mandatory step or just a suggestive step? Based on real user experience? biggrin.gif

Many years ago, when contactless function was just rolled out, this step was needed but now no longer required, we can straight away tap for the first transaction.
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My first transaction at 7e, I did card/PIN. Right after that I Waved at a workshop, it also asked for PIN. Since then, Wave has been going thru with no request for PIN.
soonwai
post Apr 6 2024, 03:58 PM

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QUOTE(gooroojee @ Apr 6 2024, 02:17 PM)
This was answered when GXBank first launched already. Rounding up happens of course.

https://soyacincau.com/2023/11/15/gxbank-gr...daily-interest/
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Haih. Where were you a few pages back? But thanks anyway.
soonwai
post Apr 6 2024, 07:42 PM

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QUOTE(batman1172 @ Apr 6 2024, 06:43 PM)
Is there a username and password when setup GX bank first time? I did not write down or there isn’t one?
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No password, just mobile number and PIN. And OTP when logging in.
soonwai
post Apr 7 2024, 01:43 PM

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QUOTE(kevyeoh @ Apr 6 2024, 04:40 PM)
Gosh...saw in earlier pages got discussion about RM4941 vs RM5000...eventually it's like RM590 difference and assume 5% interest, that means we're talking about RM2.45 (5% of RM590) potential loss (assume if someone put RM5k and wasted the RM490 to invest somewhere else)....

and this also can leads to heated argument....really???
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Don't forget the other magic number. There's the well known 4941 for the 10th and 5063 for the days before the 10th.

This post has been edited by soonwai: Apr 7 2024, 01:43 PM
soonwai
post Apr 7 2024, 10:25 PM

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QUOTE(Optizorb @ Apr 7 2024, 08:50 PM)
literally first thing I see on the homepage.

user posted image
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LOL yeah since last week...
soonwai
post Apr 8 2024, 10:03 AM

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QUOTE(Lancer07 @ Apr 8 2024, 09:54 AM)
user posted image

After holding the payment almost 30 days, the transaction cancelled and not reflected in march statement.

Not sure what happened, it was fine by using the card few times at same outlet before.
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Free groceries then?
soonwai
post Apr 8 2024, 12:00 PM

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QUOTE(Chiggah @ Apr 8 2024, 11:42 AM)
Sorry can someone summarize the benefit for this gxbank?

Simply put in rm4941 can earn 5% interest daily and rounded up from 0.005 sen to 0.01?

5% offer is only from 10th April until 9th May right ?
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Yes, RM8+RM8, 5%, 3%, 1%, 1.5x. That pretty much covers it. gxbank.my

This post has been edited by soonwai: Apr 8 2024, 12:01 PM
soonwai
post Apr 8 2024, 12:02 PM

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QUOTE(Chiggah @ Apr 8 2024, 12:01 PM)
Is it easy to  withdraw from gxbank ?
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Duitnow xfer so far no probs. ATM not try yet.
soonwai
post Apr 8 2024, 12:17 PM

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QUOTE(Chiggah @ Apr 8 2024, 12:05 PM)
Should I put rm4941 to my pocket #1 now or need to wait on 10th April midnight ? Or will it rollover since daily
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If now, put 5063 for extra 1 sen.
soonwai
post Apr 8 2024, 04:58 PM

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QUOTE(Teutonic Knight @ Apr 8 2024, 02:45 PM)
+1 and is there any hidden fees for the physical debit card? Like an annual fee or something?
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I believe it's RM12 but waived indefinitely.
soonwai
post Apr 8 2024, 09:00 PM

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QUOTE(virtualgay @ Apr 8 2024, 08:41 PM)
10th baru start bro
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Reserve RM1B first.

QUOTE(Barricade @ Apr 8 2024, 08:40 PM)
user posted image

Done! Just in time to park bonus for one month
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Should be 50630 now then 49410 on the 10th.
soonwai
post Apr 8 2024, 10:53 PM

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*keyboard error*

This post has been edited by soonwai: Apr 9 2024, 03:09 PM
soonwai
post Apr 8 2024, 11:06 PM

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*keyboard error*

This post has been edited by soonwai: Apr 9 2024, 03:09 PM

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