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 Never ever borrow money from Ah Long - UPDATE 9/8, My friend experience here

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TSNapalm_man
post Aug 9 2023, 10:50 AM

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QUOTE(Akaashi @ Aug 9 2023, 10:33 AM)
I'm more impressed ts managed to help friend sell off his stuff and get the money so quickly, when u could just lend him that 3k and sell his stuff later with better price.
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Like this, a gaming laptop market selling at RM2500 - RM3000, I put RM1900. iPad gen 8 now selling around RM800 - RM1000, I put RM600. Gopro hero 4 now selling RM400+-, I put RM250. You do the math then.

Why not give him RM3000 instead? He cannot guaranteed me that he will pay back before I get my car, you still think it's a good idea?
Heroicage
post Aug 9 2023, 11:22 AM

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buying 3k of stuff that have nothing impacting your live....when you cannot afford...

well...should have known earlier....

example: 2k handphone is a "must" these days?....sigh. prioritize la...how you gonna retire with such attitude, or when have family/kids.....


Femsroot
post Aug 9 2023, 11:30 AM

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QUOTE(Napalm_man @ Aug 9 2023, 10:50 AM)
Like this, a gaming laptop market selling at RM2500 - RM3000, I put RM1900. iPad gen 8 now selling around RM800 - RM1000, I put RM600. Gopro hero 4 now selling RM400+-, I put RM250. You do the math then.

Why not give him RM3000 instead? He cannot guaranteed me that he will pay back before I get my car, you still think it's a good idea?
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Damn. I really wan a gopro

BTW. Its impossible no interest. If they can simply charge 4k means even when pay back early they will say something else. All they need is ur account no. Once they bank in all story can b made up.
jerm57
post Aug 9 2023, 11:43 AM

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QUOTE(Heroicage @ Aug 9 2023, 11:22 AM)
buying 3k of stuff that have nothing impacting your live....when you cannot afford...

well...should have known earlier....

example:  2k handphone is a "must" these days?....sigh. prioritize la...how you gonna retire with such attitude, or when have family/kids.....
*
Give TS friend the benefit of doubt that whatever reason was important enough to justify the risk lorr. Maybe need to pay for loan that defaulted long enough for bank to initiate reclamation procedures leh? Kinda sucks if you had been paying off a car or home for many years but defaulted few months because of tough times and it gets towed/repossessed.

EDIT: That being said, hope TS friend learns from this mistake.

This post has been edited by jerm57: Aug 9 2023, 11:44 AM
WaCKy-Angel
post Aug 9 2023, 11:45 AM

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3K also need to borrow along. Sucks to be him.

If he got abit brain, he would have sold his stuffs before he borrow along.
Atleast then he only need to borrow few hundred.

Ohh waiiiii

This post has been edited by WaCKy-Angel: Aug 9 2023, 11:46 AM
TSNapalm_man
post Aug 9 2023, 12:11 PM

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QUOTE(Heroicage @ Aug 9 2023, 11:22 AM)
buying 3k of stuff that have nothing impacting your live....when you cannot afford...

well...should have known earlier....

example:  2k handphone is a "must" these days?....sigh. prioritize la...how you gonna retire with such attitude, or when have family/kids.....
*
I don't know what he did with the RM3000, pretty sure he's not using it to buy fancy stuff. That gaming laptop he bought on 2021 during pandemic, iPad also, Gopro hero 4 like many years ago. He might've need that RM3000 for something important.

QUOTE(WaCKy-Angel @ Aug 9 2023, 11:45 AM)
3K also need to borrow along. Sucks to be him.

If he got abit brain, he would have sold his stuffs before he borrow along.
Atleast then he only need to borrow few hundred.

Ohh waiiiii
*
Calm down and think, to you RM3000 might be nothing. To others, RM3000 is a lot of money. Before you "Sucks to be him/her", at least use your little brain to think, if a small amount also need to borrow, then that person might've been desperate or could be an emergency.

Oh wait, this is LYN, since when users here are civilize. My bad...
estcin
post Aug 9 2023, 12:14 PM

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Michael Chong --> that way
acbc
post Aug 9 2023, 12:18 PM

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If the Ah Long is a company, read this.
ShadowR1
post Aug 9 2023, 12:20 PM

Im still HeRe ...
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Ah long will give 30 day interest free ? laugh.gif
poco loco
post Aug 9 2023, 12:22 PM

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how old is your friend?

1st time right?
scared till his leg sshake leh,good for him....lesson learn
cannavaro
post Aug 9 2023, 12:26 PM

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PPIM? AFAIK they don't do charity job.. did you find out how much is their fee?
Juan86
post Aug 9 2023, 12:27 PM

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I'm sure your friend didn't tell you all the terms and conditions

"30 days interest free"

Roadwarrior1337
post Aug 9 2023, 12:31 PM

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QUOTE(St0rmFury @ Aug 9 2023, 09:39 AM)
If he went to PPIM, I believe should be able to settle.

I don't know how efficient they are, but PPIM should have the influence & "muscle" to negotiate with the along.
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Agree

Let abang sado deal with it
WaCKy-Angel
post Aug 9 2023, 12:32 PM

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QUOTE(Napalm_man @ Aug 9 2023, 12:11 PM)
I don't know what he did with the RM3000, pretty sure he's not using it to buy fancy stuff. That gaming laptop he bought on 2021 during pandemic, iPad also, Gopro hero 4 like many years ago. He might've need that RM3000 for something important.
Calm down and think, to you RM3000 might be nothing. To others, RM3000 is a lot of money. Before you "Sucks to be him/her", at least use your little brain to think, if a small amount also need to borrow, then that person might've been desperate or could be an emergency.

Oh wait, this is LYN, since when users here are civilize. My bad...
*
Like i said.....since he can sell his stuffs to pay loan, why didnt he do that before going for a loan?

Emergency where? Can sell stuffs within 24 hours what?
What u go along 10 mins get money is it?
V12Kompressor
post Aug 9 2023, 12:47 PM

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even if your friend pay off the 3k before 6pm on the 30th day, the Along will still find ways to collect extra. coz they need to profit also.

3k return 3k, basically like doing charity business.
ctys2012
post Aug 9 2023, 12:47 PM

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hope he learnt his lesson

i am sure most people here are aware what capabilities these thugs have and the limit our law has

live within means, never borrow unless from banks
TSNapalm_man
post Aug 9 2023, 12:50 PM

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QUOTE(Roadwarrior1337 @ Aug 9 2023, 12:31 PM)
Agree

Let abang sado deal with it
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He passed away in bike accident, or maybe there another abg sado?

QUOTE(WaCKy-Angel @ Aug 9 2023, 12:32 PM)
Like i said.....since he can sell his stuffs to pay loan, why didnt he do that before going for a loan?

Emergency where? Can sell stuffs within 24 hours what?
What u go along 10 mins get money is it?
*
He tried, but didn't work because he follow the market price. It was my idea who lower down the price so he can sell his stuff faster, I can't give him RM3000 but I at least helped him sell off some of his stuff. So yea he did tried other way to get money before the online loan AKA online ah long, if he didn't call me yesterday night he probably selling off his car now. Based on that suka2 naik bunga attitude, I figure the debt now goes up to 5 figures.

Again, it won't cost you a cent to be tolerance and put yourself on someone's else shoes instead insulting or making fun of others. You need to change your attitude.
TSNapalm_man
post Aug 9 2023, 12:54 PM

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QUOTE(V12Kompressor @ Aug 9 2023, 12:47 PM)
even if your friend pay off the 3k before 6pm on the 30th day, the Along will still find ways to collect extra. coz they need to profit also.

3k return 3k, basically like doing charity business.
*
I won't doubt if they do, based on the text these ah long simply increased RM1000 of interest for late payment. Won't be surprise if they debt get into 5 figures.

QUOTE(ctys2012 @ Aug 9 2023, 12:47 PM)
hope he learnt his lesson

i am sure most people here are aware what capabilities these thugs have and the limit our law has

live within means, never borrow unless from banks
*
He better be now, parent could've disown him if they knew about this. Went to his house few times, his parents really not those tolerate with embarrassment.
WaCKy-Angel
post Aug 9 2023, 12:58 PM

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QUOTE(Napalm_man @ Aug 9 2023, 12:50 PM)
He passed away in bike accident, or maybe there another abg sado?
He tried, but didn't work because he follow the market price. It was my idea who lower down the price so he can sell his stuff faster, I can't give him RM3000 but I at least helped him sell off some of his stuff. So yea he did tried other way to get money before the online loan AKA online ah long, if he didn't call me yesterday night he probably selling off his car now. Based on that suka2 naik bunga attitude, I figure the debt now goes up to 5 figures.

Again, it won't cost you a cent to be tolerance and put yourself on someone's else shoes instead insulting or making fun of others. You need to change your attitude.
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Sometimes ppl needs to br insulted only they can become woke.
Wake i mean.

Nope not gonna be white knight. Ppl needs to learn the harsh of life.

Sorry but someone got to be the bad guy.
enviro
post Aug 9 2023, 12:59 PM

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QUOTE(ycs @ Aug 9 2023, 09:45 AM)
got such ah long lend money 30 days free interest + no paperwork? you believe ke?
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Even if he got money to pay back before 30 days he cannot find the ahlong. 31st day he will magically appear. This scam reported before.

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