it seem easy to have 5.25%, Any sifu here can advice?

This post has been edited by xiaoxiaoshen: Jul 17 2025, 04:51 PM

Yes correct 5.25% is easy.

ya, just effective rate getting lesser month on month due to the IAB requirement.

wonder if you telling the truth?
the title of this forum : "RHB Smart Account/i - Interest Rate up to 3.35%"
and few pages back had discussed from 2% upto max 4% only

It is real. It can go higher when u fulfil more of item 4.

yeah, seems pretty interesting. there is another another option if got more cash. 3.8% - 4.2% in Versa up to RM300k for next 6 months.

no need spam the versa promo to multiple topics la

Interest for June 2025 is in.

just got my smart acc. some query for below maybe sifu can advice:



if already joy@work customer, still need to transfer from other bank 2k every month? can my payrolls as saving 2k inside.

and the interest 400++ (100k @ 5.25%) debit in acc count as monthly increament of 1000.

This post has been edited by xiaoxiaoshen: Jul 28 2025, 03:20 PM

Anybody received BONUS 1 (SAVE) for June 2025 1% interest (normally pay on 15th of month)?

Received one lump sum on 22 July under "RHB RETAIL DEPOSITS"

what is considered 'deposit 2000 into rhb smart account'?

if say i transfer 2000 to maybank from rhb, then withdraw from maybank, then deposit back to rhb considered fullfilling the requirement? or must be fresh fund say from last 30 days ?

just need to transfer RM2k from other bank will do.

There are issues again, expect delay in crediting of July interest

https://www.rhbgroup.com/-/media/Files/othe...H20250801-1.pdf

i had ask thru counter, you need to enrolls joy@work, when your salary deposit it consider 2000 transafer in, it mean you will get bonus 2% (joy@work 1% n deposit 2k 1%)

refer to above, 1000 increase from your acc balance at 30/31 last month?
mean 31 jul balance is 50000, then closing balance for 31/8 needs 51000.
or in apps i did saw monthly average balance? this abit difficult to control the increase by 1000. this maybe use for calculate the interest? example monthly average balance 50120 x 6.85%/12 = RM286?

Spend with credit / debit card 1000 , online and ewallet topup count as spending ?

yes, even buy TNG pin from apps is counted.

Thats great , thanks !

what is considered payment of RM25 bill? Must use jompay in the RHB apps? cannot pay direct from say TNB apps?