
https://www.rhbgroup.com/smart/index.html#:...e%20or%20invest.
max can get 6.85%?
RHB Smart Account/i - Interest Rate up to 3.35%
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Jul 17 2025, 04:37 PM
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Senior Member
1,088 posts Joined: May 2016 |
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Jul 17 2025, 04:40 PM
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Senior Member
1,088 posts Joined: May 2016 |
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Jul 17 2025, 04:55 PM
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Senior Member
5,597 posts Joined: Aug 2011 |
QUOTE(xiaoxiaoshen @ Jul 17 2025, 04:40 PM) Yes correct 5.25% is easy. xiaoxiaoshen liked this post
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Jul 17 2025, 05:03 PM
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Senior Member
6,432 posts Joined: Jun 2005 |
QUOTE(contestchris @ Jul 17 2025, 04:55 PM) ya, just effective rate getting lesser month on month due to the IAB requirement. xiaoxiaoshen liked this post
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Jul 18 2025, 08:51 AM
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Senior Member
1,088 posts Joined: May 2016 |
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Jul 18 2025, 09:05 AM
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Senior Member
1,068 posts Joined: Oct 2009 From: Kuching, Sarawak |
QUOTE(xiaoxiaoshen @ Jul 18 2025, 08:51 AM) wonder if you telling the truth? It is real. It can go higher when u fulfil more of item 4.the title of this forum : "RHB Smart Account/i - Interest Rate up to 3.35%" and few pages back had discussed from 2% upto max 4% only xiaoxiaoshen liked this post
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Jul 22 2025, 03:56 PM
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Junior Member
13 posts Joined: Jul 2025 |
yeah, seems pretty interesting. there is another another option if got more cash. 3.8% - 4.2% in Versa up to RM300k for next 6 months.
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Jul 22 2025, 03:57 PM
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All Stars
65,371 posts Joined: Jan 2003 |
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Jul 22 2025, 09:09 PM
Show posts by this member only | IPv6 | Post
#49
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Senior Member
5,597 posts Joined: Aug 2011 |
Interest for June 2025 is in.
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Jul 28 2025, 03:14 PM
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Senior Member
1,088 posts Joined: May 2016 |
just got my smart acc. some query for below maybe sifu can advice:
![]() if already joy@work customer, still need to transfer from other bank 2k every month? can my payrolls as saving 2k inside. and the interest 400++ (100k @ 5.25%) debit in acc count as monthly increament of 1000. This post has been edited by xiaoxiaoshen: Jul 28 2025, 03:20 PM |
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Jul 28 2025, 10:13 PM
Show posts by this member only | IPv6 | Post
#51
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Junior Member
13 posts Joined: Nov 2010 |
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Jul 29 2025, 09:24 AM
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Senior Member
1,068 posts Joined: Oct 2009 From: Kuching, Sarawak |
QUOTE(abc5316 @ Jul 28 2025, 10:13 PM) Received one lump sum on 22 July under "RHB RETAIL DEPOSITS" lkwah86 liked this post
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Jul 31 2025, 10:18 AM
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Junior Member
390 posts Joined: Mar 2009 |
QUOTE(xiaoxiaoshen @ Jul 28 2025, 03:14 PM) just got my smart acc. some query for below maybe sifu can advice: what is considered 'deposit 2000 into rhb smart account'?![]() if already joy@work customer, still need to transfer from other bank 2k every month? can my payrolls as saving 2k inside. and the interest 400++ (100k @ 5.25%) debit in acc count as monthly increament of 1000. if say i transfer 2000 to maybank from rhb, then withdraw from maybank, then deposit back to rhb considered fullfilling the requirement? or must be fresh fund say from last 30 days ? |
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Jul 31 2025, 04:04 PM
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Senior Member
6,432 posts Joined: Jun 2005 |
QUOTE(yeapsc73 @ Jul 31 2025, 10:18 AM) what is considered 'deposit 2000 into rhb smart account'? just need to transfer RM2k from other bank will do.if say i transfer 2000 to maybank from rhb, then withdraw from maybank, then deposit back to rhb considered fullfilling the requirement? or must be fresh fund say from last 30 days ? xiaoxiaoshen liked this post
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Aug 3 2025, 11:11 PM
Show posts by this member only | IPv6 | Post
#55
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Senior Member
5,597 posts Joined: Aug 2011 |
There are issues again, expect delay in crediting of July interest https://www.rhbgroup.com/-/media/Files/othe...H20250801-1.pdf mamamia liked this post
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Aug 4 2025, 04:43 PM
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Senior Member
1,088 posts Joined: May 2016 |
QUOTE(yeapsc73 @ Jul 31 2025, 10:18 AM) what is considered 'deposit 2000 into rhb smart account'? i had ask thru counter, you need to enrolls joy@work, when your salary deposit it consider 2000 transafer in, it mean you will get bonus 2% (joy@work 1% n deposit 2k 1%)if say i transfer 2000 to maybank from rhb, then withdraw from maybank, then deposit back to rhb considered fullfilling the requirement? or must be fresh fund say from last 30 days ? yeapsc73 liked this post
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Aug 8 2025, 10:33 AM
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Senior Member
1,088 posts Joined: May 2016 |
![]() refer to above, 1000 increase from your acc balance at 30/31 last month? mean 31 jul balance is 50000, then closing balance for 31/8 needs 51000. or in apps i did saw monthly average balance? this abit difficult to control the increase by 1000. this maybe use for calculate the interest? example monthly average balance 50120 x 6.85%/12 = RM286? |
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Aug 8 2025, 06:33 PM
Show posts by this member only | IPv6 | Post
#58
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Junior Member
88 posts Joined: Jul 2018 |
![]() Spend with credit / debit card 1000 , online and ewallet topup count as spending ? |
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Aug 9 2025, 03:34 PM
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Senior Member
1,088 posts Joined: May 2016 |
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Aug 9 2025, 11:40 PM
Show posts by this member only | IPv6 | Post
#60
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Junior Member
88 posts Joined: Jul 2018 |
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