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 RHB Smart Account/i - Interest Rate up to 3.35%

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ineser
post Apr 23 2025, 09:18 AM

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QUOTE(mamamia @ Apr 21 2025, 11:50 AM)
last week should consider as 3rd week of April, no?

I have yet to receive too..
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Just received my lump sum bonus today together with my credit card cashback

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TScontestchris
post Apr 23 2025, 11:03 AM

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QUOTE(ineser @ Apr 23 2025, 09:18 AM)
Just received my lump sum bonus today together with my credit card cashback

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Yes same, I got total 1.5% today.

1.0% for Joy@Work
0.5% for Spend
1.0% for Save
0.05% base rate

Total 2.55%

Will go for the Pay bonus at >RM10k tier this month. Should be able to then get 4.05%, which is a pretty good rate.
mamamia
post Apr 23 2025, 01:28 PM

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QUOTE(ineser @ Apr 23 2025, 09:18 AM)
Just received my lump sum bonus today together with my credit card cashback

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Ya, saw it ytd evening too. Morning don’t have, evening only credited.
TScontestchris
post Apr 23 2025, 03:19 PM

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QUOTE(mamamia @ Apr 23 2025, 01:28 PM)
Ya, saw it ytd evening too. Morning don’t have, evening only credited.
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What categories you go for and is it correct?
mamamia
post Apr 23 2025, 04:34 PM

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QUOTE(contestchris @ Apr 23 2025, 03:19 PM)
What categories you go for and is it correct?
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i notice i receive more than what i suppose to.. i.e. i receive 2 save interest...

I go for Pay, Spend, Deposit.
TScontestchris
post Apr 23 2025, 06:36 PM

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QUOTE(mamamia @ Apr 23 2025, 04:34 PM)
i notice i receive more than what i suppose to.. i.e. i receive 2 save interest...

I go for Pay, Spend, Deposit.
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No such thing double of Save interest. You sure about it?
bm_kia
post Apr 24 2025, 10:20 AM

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QUOTE(contestchris @ Apr 23 2025, 11:03 AM)
Yes same, I got total 1.5% today.

1.0% for Joy@Work
0.5% for Spend
1.0% for Save
0.05% base rate

Total 2.55%

Will go for the Pay bonus at >RM10k tier this month. Should be able to then get 4.05%, which is a pretty good rate.
*
Very nice...for Joy@Work, do you have to do anything to re-activate?
I still can login to their Joy@Work site, but I have not regularly use/deposit into my RHB Smart Acc for over a year now
mamamia
post Apr 24 2025, 02:22 PM

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QUOTE(contestchris @ Apr 23 2025, 06:36 PM)
No such thing double of Save interest. You sure about it?
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Not sure, but I have extra interest, amount exactly same as my save interest . maybe there r other categories that I accidentally got it..
TScontestchris
post Jun 18 2025, 09:52 AM

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Anybody knows if we can get BOTH bonus interest and loyalty points, or only qualify for one of them? If you can only pick one...how/where to do so?

From the T&C (Clause 1.28):

There are 2 options available to earn from the RHB Smart Account:
a. Bonus Interest Rates or
b. Loyalty Points


https://www.rhbgroup.com/-/media/Assets/Cor...ing_tnc_eng.pdf
TScontestchris
post Jun 20 2025, 08:44 AM

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user posted image

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Very nice new interface that transparently shows your bonus rewards. You can make the choice between earning higher interest rate or loyalty points here. Only accesible via online banking.
leo_kiatez
post Jun 20 2025, 03:09 PM

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QUOTE(mamamia @ Apr 23 2025, 04:34 PM)
i notice i receive more than what i suppose to.. i.e. i receive 2 save interest...

I go for Pay, Spend, Deposit.
*
How long only the "Smart Rewards" tier level for Pay, Spend and Deposit \will appear on the RHB apps, if i newly open the RHB Smart account today? Why it's not reflected immediately?

This post has been edited by leo_kiatez: Jun 20 2025, 03:09 PM
Chiggah
post Jun 23 2025, 06:13 PM

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Is this RHB Smart or UOB One account better ?
Yaowarat
post Jul 10 2025, 10:12 PM

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QUOTE(leo_kiatez @ Jun 20 2025, 03:09 PM)
How long only the "Smart Rewards" tier level for Pay, Spend and Deposit \will appear on the RHB apps, if i newly open the RHB Smart account today? Why it's not reflected immediately?
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Mine also same doesnt show up, just got the account today. Is it normal ? Or i missed something ?
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leo_kiatez
post Jul 11 2025, 12:00 AM

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QUOTE(Yaowarat @ Jul 10 2025, 10:12 PM)
Mine also same doesnt show up, just got the account today. Is it normal ? Or i missed something ?
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It's abnormal for mine case. The CS told me should reflect instantly, so I told them to correct it. During your account opening, did you mention to sign up for bonus interest rate?
Yaowarat
post Jul 11 2025, 11:10 AM

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QUOTE(leo_kiatez @ Jul 11 2025, 12:00 AM)
It's abnormal for mine case. The CS told me should reflect instantly, so I told them to correct it. During your account opening, did you mention to sign up for bonus interest rate?
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RHB update no more show this fulfillment tab , wonder why. Even the branch i go also say no more, only can know the interest when they credit each 15th of the month.

mamamia
post Jul 11 2025, 11:14 AM

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QUOTE(Yaowarat @ Jul 11 2025, 11:10 AM)
RHB update no more show this fulfillment tab , wonder why. Even the branch i go also say no more, only can know the interest when they credit each 15th of the month.
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early this year also no more tracker for what bonus interest we fulfilled... need to track urself...
TScontestchris
post Jul 11 2025, 11:24 AM

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Now there is an tracker on the app and website

This post has been edited by contestchris: Jul 11 2025, 11:24 AM
mamamia
post Jul 11 2025, 01:59 PM

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QUOTE(contestchris @ Jul 11 2025, 11:24 AM)
Now there is an tracker on the app and website
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meaning we need to choose whether we wan bonus rate or points? if we didnt choose, what will it be, didnt receive email said we need to choose.. so, i thought we will just continue to get bonus rate.,..

This post has been edited by mamamia: Jul 11 2025, 02:00 PM
Yaowarat
post Jul 11 2025, 04:28 PM

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QUOTE(contestchris @ Jul 11 2025, 11:24 AM)
Now there is an tracker on the app and website
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Tracker shown after 3 days of account activation.


This post has been edited by Yaowarat: Jul 17 2025, 12:18 AM
mamamia
post Jul 15 2025, 04:37 PM

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anyone receive save bonus interest today?

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