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 Singapore PR Application on May 2023, Already 12 months

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malz89
post Nov 5 2024, 10:10 AM

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QUOTE(jojolicia @ Nov 4 2024, 11:02 PM)
Yeah, I was told the same too, very fast.

I know one Malaysian got his approval in 2 months. The notification came in mid Oct.

He applied after 6 years at work here.
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Dayum so fast nowadays. Haha
malz89
post Nov 5 2024, 10:15 AM

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QUOTE(guitarfreak17 @ Nov 5 2024, 08:25 AM)
We heard something similarly to this too, I also suspect it has something to do with how slow the salary goes up, compared to other industries, too competitive definitely
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No finance is one sectors with the highest pay. Hence, likely her position may not high enough currently to be qualified for a PR given that so many competitors that may have an edge over her. Just reapply when she gets promoted or something.

I'd you're in a niche sector, securing a PR is quite easy.

malz89
post Nov 5 2024, 10:45 AM

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QUOTE(eddyooi @ Nov 5 2024, 10:39 AM)
what advantages having a PR?
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CPF, job security, subsidies, buying house
malz89
post Nov 6 2024, 11:00 AM

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QUOTE(guitarfreak17 @ Nov 6 2024, 09:04 AM)
Yeah, think so. Her colleague (also chinese malaysian) also got rejected recently. Would you say that M&E consultant in construction is considered as a nichie sector? 🀔🀔
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I'm not sure about M&E consultant, but you can always give it a try. Alternatively, you guys could get married and apply together. Haha .. how long have you guys been working? Although the minimum requirement is 6 months, yet that's just the borderline. Can try applying again about 2 years down the road.

Anyway, quite a number of /k actually got an offer. You're the first rejection iinm.
malz89
post Nov 6 2024, 11:09 AM

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QUOTE(CaffeineDog @ Nov 5 2024, 11:51 AM)
I second that
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But in the end no money what also cannot haha
malz89
post Nov 18 2024, 10:19 PM

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QUOTE(guitarfreak17 @ Nov 18 2024, 08:14 PM)
Hi all, just to share that I just got my IPA. Bittersweet indeed since my gf’s was rejected 😆
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It's ok can find new one .. haha .. jk .. anyway grats .. seems almost everyone who posted in serious /k gets it
malz89
post Nov 18 2024, 11:20 PM

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QUOTE(guitarfreak17 @ Nov 18 2024, 11:08 PM)
Hahaha, too late for that 🀣 thanks! I think the difference in industries played a big part
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Yes usually what you're working as plays the main role. She can reapply under you if you guys getting married soon. Because that's what I did .. haha
malz89
post Nov 19 2024, 11:22 AM

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QUOTE(aikido_dude @ Nov 19 2024, 10:13 AM)
Very fast, congrats! I applied with the new system as well end of June. Still waiting for news.
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Just wait .. u shud be getting urs soon
malz89
post Nov 24 2024, 10:54 AM

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QUOTE(apieh23 @ Nov 24 2024, 09:14 AM)
Thanks! Im the EP holder and my wife tagged to me.
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Grats .. are the kids staying wit you guys now or they are based in malaysia? PR should have some subsidies for them .. hahs
malz89
post Nov 24 2024, 12:35 PM

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QUOTE(apieh23 @ Nov 24 2024, 11:05 AM)
Based in Malaysia as of now
 will have to Plan accordingly i guess..
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Ah ok .. if there are still young just keep them in msia ba .. get a hse in 3 years later .. only to bring them over. You could save much more on rentals.
malz89
post Nov 24 2024, 12:36 PM

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QUOTE(plouffle0789 @ Nov 24 2024, 12:29 PM)
Many Malaysians go to work abroad like Singapore,UK,Australia,Canada,New Zealand,... because they want to earn a higher salary.

Malaysia has a high cost of living, high house prices, high food prices, high car prices, and the petrol price is expected to rise later.
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Malaysia living cost is lower compared to the countries that you have mentioned. Just that the exchange rate is high, salary-wise they are similar.
malz89
post Nov 24 2024, 02:57 PM

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QUOTE(GHBZDK @ Nov 24 2024, 01:20 PM)
And then they come to Malaysia to drive up landed price. The high prices are in part caused by this too. It’s not all of course but definitely play some role.
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Yes that's the problem that most johorians are not seeing. They themselves are the ones driving the price up .. I would say maybe 10% affecting 90% of the population to pay more.
malz89
post Nov 25 2024, 07:46 PM

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QUOTE(CrazyPizza @ Nov 25 2024, 02:53 PM)
Hi anyone have exp sponsoring pr for malaysian wife? I got married few months back and just applied for her, just curious to know the chances. Im a pr

Shes a degree holder and im a master holder but she has 0 work exp in sg, now staying in sg with me looking for job. Also shes malay im chinese, anyone know if malay harder to get pr?
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I applied under my wife (citizen). However, I was already employed for 2 months prior to my application.

Your case is similar but different at the same time. I would say the chance would be low given that you're a PR not a citizen, she may need to secure at least a job.

Get her a LTVP .. at least she gets to stay in sg wit you and look for a job.

This post has been edited by malz89: Nov 25 2024, 07:56 PM
malz89
post Nov 26 2024, 03:38 PM

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QUOTE(CrazyPizza @ Nov 26 2024, 02:25 PM)
shes under LTVP now with ploc, but its still so tough looking for a job. Shes an accountant. How long did it take for your approval?
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It took me about 4 months .. actually better to go without sponsor. I applied under my wife because we wanted to get a house ASAP. Else I would have applied by myself, which shouldn't be an issue given my niche ..

Account is highly demanded, no? Could easily get into any SME .. MNC on the other hand is harder given the competition, unless she was from an MNC background.
malz89
post Nov 28 2024, 10:18 AM

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QUOTE(apieh23 @ Nov 28 2024, 04:34 AM)
I applied together with my wife with nil exp in SG. Not even an LTVP. Malay too. i think just  go for it.
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YoLo .. haha

He applied, just wondering what's the chances are only. It will be low, doesn't mean it's zero.
malz89
post Nov 29 2024, 08:38 AM

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QUOTE(acvon @ Nov 29 2024, 12:28 AM)
Well we are just going to register. Planning to do it after cny 2025..
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Try to apply after a year? You guys have to stay together throughout the period to avoid being suspicious of "marriage of convenience", which I was afraid during my application.

Get a job/ltvp first as PR would take some time.

This post has been edited by malz89: Nov 29 2024, 08:40 AM
malz89
post Dec 4 2024, 07:32 PM

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QUOTE(CrazyPizza @ Dec 4 2024, 06:04 PM)
There many factors, race, age, income, education, field. Need to know more to better predict your chances.

If u r both chinese, mid to early 30s, above average income, high demand field. Then u have high chances but will definitely get it after few months working in sg.
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Get a bto or directly a resale without waiting after that. Win win .. haha
malz89
post Dec 9 2024, 10:34 AM

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QUOTE(CrazyPizza @ Dec 9 2024, 09:16 AM)
Lucky u, married to citizen can buy bto or resale immediately. Are u planning to convert? Im still thinking whether me or my wife should convert and the other retain malaysian citizenship so as to allow to retire in my in future.
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No plans for now. Given that my wife and kid are citizens, maybe in the future. Actually there's a CPF plan that can support you for life, if you hit a certain limit by 55. They will pay out that amount until you die. So it is pretty much sustainable in sg.
malz89
post Dec 9 2024, 02:06 PM

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QUOTE(plouffle0789 @ Dec 9 2024, 12:28 PM)
When members reach the age of 65, they can withdraw 20 percent from their 4th account, the Retirement Account, in Singapore's CPF system.
user posted image

But make sure you have many retirement sum in your cpf.

user posted image
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Usually shouldn't be a problem to most given that salary is freaking high for Singaporeans. People around me can easily hit that just by maintaining their current salary (without increment) for 20 years.
malz89
post Dec 9 2024, 04:10 PM

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QUOTE(plouffle0789 @ Dec 9 2024, 03:30 PM)
Do you means monthly salary remains constant (with no increments) for 20 years, your total CPF contributions (without considering any CPF interest) will match the Full Retirement Sum (FRS) of $205,800 ?
without considering any CPF interest or with consider interest ?

To calculate how many years it will take for your CPF contributions to reach the Basic Retirement Sum (BRS) of $102,900, we need to break this down step by step.

Assumptions:
Monthly salary: $2,500
Total CPF contribution rate: 37% (17% employer + 20% employee)
Monthly CPF contribution amount:
2500 × 37% =925
No withdrawals are made, and no interest is considered for simplicity (actual growth will be faster due to CPF interest).
Calculation:
Annual CPF contribution:
925×12=11,100 SGD
Number of years to reach $102,900:
102,900÷11,100
≈ 9.27 years

102,900÷11,100

If the monthly salary is $2,500, it would take 9.27 years to reach the Basic Retirement Sum with CPF contributions alone.

The cost of living in Singapore is so high!
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Haha people around me r easily earning 3 to 5x of that. So, even their salary stays at current. They will still reach that.

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