Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Getting Charged RM1 for Debit Advice, What is it for?

views
     
CommodoreAmiga
post Feb 8 2023, 10:37 AM

Look at all my stars!!
*******
Senior Member
3,864 posts

Joined: Jun 2022


QUOTE(Kadaj @ Feb 6 2023, 09:13 AM)
Tell them you want to close saving account and open a basic saving account.

Saving account aka SA: Charge RM 8 annually, no limit on ATM withdrawal.
Basic saving account aka BSA: No annual fee RM 8, limit 4 times of ATM withdraw monthly.

Most people don't ask question when they open saving account, so banker choose to open SA instead of BSA for them so can charge the RM 8 annual fee.
*
Can Basic savings account use internet banking? I also want to change some of my accounts. Like Affin, if no charges, I will just leave it there.
xander2k8
post Feb 8 2023, 12:50 PM

Look at all my stars!!
*******
Senior Member
4,684 posts

Joined: Jan 2003

QUOTE(CommodoreAmiga @ Feb 8 2023, 10:37 AM)
Can Basic savings account use internet banking? I also want to change some of my accounts. Like Affin, if no charges, I will just leave it there.
*
Depend on banks but in these day and age it should be able to 🤦‍♀️

The key to BSA is to get the debit card annual fee to be 0 hence some might give it free if you know how to

 

Change to:
| Lo-Fi Version
0.0150sec    0.92    5 queries    GZIP Disabled
Time is now: 16th December 2025 - 02:29 PM