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 Getting Charged RM1 for Debit Advice, What is it for?

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CommodoreAmiga
post Feb 2 2023, 10:41 PM

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Some auto debit scam. Curi 1 million account RM1 every month....easy money


This post has been edited by CommodoreAmiga: Feb 2 2023, 10:42 PM
CommodoreAmiga
post Feb 3 2023, 05:55 AM

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QUOTE(xander2k8 @ Feb 3 2023, 04:09 AM)
You watch too much TV πŸ€¦β€β™€οΈ
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Nope. You better check your phone bill statements carefully. Some scammers secretly charge some SMS deduction for 10 / 20 cents to your account. I have made complaint and got my money back. At least they will think twice about scamming my account.

And have you heard of "Pencuri Satu Sen" back in the 90s? Stealing 1 cent from millions of bank ccounts.

I was actually involved in the new bank system to prevent this fraud after it was discovered.

So don't think it's only on TV. What you see on TV is only inspired by the real world.

This post has been edited by CommodoreAmiga: Feb 3 2023, 07:28 AM
CommodoreAmiga
post Feb 3 2023, 02:33 PM

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QUOTE(xander2k8 @ Feb 3 2023, 01:21 PM)
Not worried as my phone line is prepaid and data only so the scammers can steal anything from me whether SMS or not because the SMS is disabled out πŸ˜‚

It is cool back in the 90s you involved in that with such antiquated system now that the bank still uses πŸ€¦β€β™€οΈ
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I think they don't use that system anymore. Not sure. Not involved in Bank projject since then.

You can disable to receive SMS meh? I also use prepaid and kena.

This post has been edited by CommodoreAmiga: Feb 3 2023, 02:34 PM
CommodoreAmiga
post Feb 6 2023, 03:56 PM

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QUOTE(xperiaDROID @ Feb 6 2023, 10:14 AM)
Same goes to Hong Leong, account opened during teenage days and they transitioned straight to savings account with fee without telling me there's a basic one without fees.

I was fine with it years ago but it's different now since I seldom withdraw cash nowadays and have been only using the card from the account for online and debit/e wallet payments.

Come to think of it, there's really no point to pay RM 8 yearly as I could have 2 meals with that money. laugh.gif
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RM8 can eat 2 meals? Roti Telur also RM5 at some places wei.
CommodoreAmiga
post Feb 6 2023, 07:03 PM

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QUOTE(xander2k8 @ Feb 6 2023, 06:46 PM)
Don’t use telur eat roti Bawang or plants instead cheaper πŸ˜‚

Possible two meals now vegeterian option and stay away from telur and chicken hence lower inflation πŸ‘
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You order Telur Pisang from Original kayu is RM 6+. Roti Pisang normal Mamak also RM4 +
CommodoreAmiga
post Feb 8 2023, 10:37 AM

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QUOTE(Kadaj @ Feb 6 2023, 09:13 AM)
Tell them you want to close saving account and open a basic saving account.

Saving account aka SA: Charge RM 8 annually, no limit on ATM withdrawal.
Basic saving account aka BSA: No annual fee RM 8, limit 4 times of ATM withdraw monthly.

Most people don't ask question when they open saving account, so banker choose to open SA instead of BSA for them so can charge the RM 8 annual fee.
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Can Basic savings account use internet banking? I also want to change some of my accounts. Like Affin, if no charges, I will just leave it there.

 

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