... or could be the way it's being configured so that each type of eFD must have at least 1 time of bank approval.

I saw a big advertisement outside Maybank Tmn Desa ytday about fixed deposit.
Anybody know what is that?
Checked Maybank website but didnt saw any new promo

Got 6-month and 1-month promo. Do check out the Fixed Deposit, pinned topic here

mind to post the link?

6-Months FD Promo

1-Month FD Promo

wow 6month for 5.6%??

Effective Rate 3.55% p.a only

tak paham.. how does it work.. sorry i never have FD before

in simple word, it's the actual % u get if u do the FD (banks nowadays need to print this thingy in all their promo)

but still higher than the usual rates.

dayum, I didn't know they had this campaign. I just placed fd in pbb yesterday..

I don't quite get it too. Why are there promotional rate and also effective rate?

so in this case the effective rates is the exact rate la?

uplift la. no penalties or charges

i also placed 12 months FD before finding out that interest rates may go up in july, the next week i uplifted and modified it to 1 month FD

as for you, got extra charge due to banker's cheque.

now I don't get it why banker's cheque will come into the pic.

u want to change from PB to Maybank right? Bankers cheque la

I can withdraw and go maybank deposit ma.

Just need to bear the risk of being robbed. xD

so badass wei

i couldnt do it, but if you can, go for it! haha

Don't think I'm gonna do anything about it. It takes time and effort. Gotta go to the bank in person and I'm pretty lazy for that. Actually just that 0.2% difference, and it's only like a RM20 10k.

Maybank Islamic FD is so far so good for me..takaful insurance coverage..

13 Oct 2014: eFixed Deposit's New Enhancement

Dear valued customers,

Please be informed that starting today, there is a new enhancement regarding eFixed Deposit.

Previously, when you transfer an amount of money for first time eFD placement, you will only be able to view the newly created eFD account and placement details on the next working day.

With this new enhancement of eFD account opening process, you do not have to wait till the next day because you will be able to view the eFD account and placement details immediately.

How To:
● Login to Maybank2u.com
● Click on ‘Accounts & Banking'
● Click on ‘Fixed Deposits'
● Select ‘Make an eFixed Deposit Placement'
● Fill up your details and your FD account will be created immediately and you are able to view it.

Now you can view your eFD account immediately after first time placement!

Source: Maybank