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 Maybank2u eFixed Deposit

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TSgkl83
post Oct 8 2007, 01:04 PM, updated 15y ago

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Anyone tried this service before? look like very convenient that can place a fixed deposit thru online and certless.
but is it safe to do placement?
SUSDavid83
post Oct 8 2007, 01:08 PM

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I'm using it now. Created on end of last month.
TSgkl83
post Oct 8 2007, 01:11 PM

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QUOTE(David83 @ Oct 8 2007, 01:08 PM)
I'm using it now. Created on end of last month.
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credit to your account or auto renewal when maturity ?
SUSDavid83
post Oct 8 2007, 01:28 PM

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QUOTE(gkl83 @ Oct 8 2007, 01:11 PM)
credit to your account or auto renewal when maturity ?
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Credit back to my account.

I think the security wise should be the same as the previous. Just that it's more organized and faster processing.
lanusb
post Oct 8 2007, 02:10 PM

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i just applied it.....looks convenient no slip no paper anymore ...feel slightly unsecured

SUSDavid83
post Oct 8 2007, 02:19 PM

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Last time, I also didn't pick up my FD certs from the branch. I just left it there.

Make no difference for me.

This post has been edited by David83: Oct 8 2007, 02:19 PM
goliath
post Oct 8 2007, 02:23 PM

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No referral? No conditions? Just click via Maybank2u.com and apply only?
TSgkl83
post Oct 8 2007, 02:24 PM

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QUOTE(lanusb @ Oct 8 2007, 02:10 PM)
i just applied it.....looks convenient no slip no paper anymore ...feel slightly unsecured
*

should have confirmation screen once transaction done right?
just do a print screen for in case, at least still have transaction references number if have any...

today gonna try it later... 3% interest + free hassle + save time... still worth it...
SUSDavid83
post Oct 8 2007, 02:32 PM

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QUOTE(goliath @ Oct 8 2007, 02:23 PM)
No referral? No conditions? Just click via Maybank2u.com and apply only?
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Yes. You need TAC to do that.
HHalphaomega
post Oct 8 2007, 03:31 PM

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It's a faster process for sure...
p4n6
post Oct 8 2007, 06:35 PM

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Is it new?
Can withdraw money one or not? I mean cancel the FD
SUSDavid83
post Oct 8 2007, 06:39 PM

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QUOTE(p4n6 @ Oct 8 2007, 06:35 PM)
Is it new?
Can withdraw money one or not? I mean cancel the FD
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Can withdraw online. No interest will be given if your FD is less than 3 months.

More information about eFixed Deposit: http://www.maybank2u.com.my/consumer/onlin...ixed_depo.shtml

This post has been edited by David83: Oct 8 2007, 06:40 PM
TSgkl83
post Oct 8 2007, 06:43 PM

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but i think can do a eFD with 1 month right?
SUSDavid83
post Oct 8 2007, 06:51 PM

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QUOTE(gkl83 @ Oct 8 2007, 06:43 PM)
but i think can do a eFD with 1 month right?
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Yes. Tenure period is same as previously.

For 1-month FD, your deposit should not be less than RM 5000 (minimum amount).
mIssfROGY
post Oct 8 2007, 11:14 PM

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very good.....citibank also same thing.....can even call up the officer to canc fd...no long queues n very fast.
p4n6
post Oct 8 2007, 11:15 PM

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That's good, they should have it N years ago, it gives me so much trouble to travel all the way to the bank to withdraw my FD. This isthe IT I'm talking about!
SUSDavid83
post Oct 8 2007, 11:15 PM

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QUOTE(mIssfROGY @ Oct 8 2007, 11:14 PM)
very good.....citibank also same thing.....can even call up the officer to canc fd...no long queues n very fast.
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This is no need to call at all! You can cancel it online and I think your money will appear back to your account instantly.
WaCKy-Angel
post Oct 8 2007, 11:19 PM

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QUOTE(p4n6 @ Oct 8 2007, 11:15 PM)
That's good, they should have it N years ago, it gives me so much trouble to travel all the way to the bank to withdraw my FD. This  isthe IT I'm talking about!
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I've been using it for few years already....
Both option, auto-renewal and credit back i've tried....

Its actually existed long time ago, just that never been advertised publically...
But my auto-renewal cant "e-credit" back into my account, although the website shows "ok" but it never actually works...
Maybe now they finally finished the coding/system and it actually works, so they advertised it....
ah_heng
post Oct 8 2007, 11:22 PM

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QUOTE(David83 @ Oct 8 2007, 06:39 PM)
Can withdraw online. No interest will be given if your FD is less than 3 months.

More information about eFixed Deposit: http://www.maybank2u.com.my/consumer/onlin...ixed_depo.shtml
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err.. unless they have changed it since 2 mths ago, if not I AM pretty sure you can't withdraw or cancel the FD online. Not even if you were to call them!!

I had this prb 2 mths ago and I am not in Malaysia... you can place FD thru Maybank2u but not withdrawal.
mIssfROGY
post Oct 8 2007, 11:41 PM

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QUOTE(David83 @ Oct 8 2007, 11:15 PM)
This is no need to call at all! You can cancel it online and I think your money will appear back to your account instantly.
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Thats y i said, can even call. Its the same thing, u can do it online, call or watever. No old fashion FD placing anymore....Citibank had it like long ago.

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