how long it takes for money to reflect in kdi save after deposit? forgot already..

deposited around 11pm ytd, till now no update.

good place to park 9.5k emergency fund 
hopefully next year will increase the limit

even go+ is 3.6~3.7% these days.

dammit if only their cap is higher than 9.5k

I considered this.

Some people here don't like the comparison between KDI and FD. In the end of the day, its your money and up to you on what you want to do.

For me, the money I have in KDI is long term and I don't really care much about liquidity. I could also park it in FD as well and earn more interest around 4%. But i am quite comfortable with KDI for now.

I have said this awhile back. It is not rich or poor issue. I park money in KDI instead of FD coz of liquidity issue. We (financial educated ppl) suppose to keep 3 months expenses (i keep more..6 to 12 months) in liquid form. Just in case you need money you can access it immediately. KDI save fits this role. ASM do as well but buying is a pain and sometimes you get some delay which is less ideal. Another one is savings which i use before kdi save appear. The issue with savings is it's only 0.1% interest? I still keep some for daily use and money that i need very very very liquid. But excess i put into kdi coz kdi save still gives me 3.5% EAR plus liquidity plus convenient. My salary goes into savings and i put aside some straight away to kdi to force myself to save. When kdi hit a certain figure then i withdraw and put somewhere higher yield but min i keep 3 months expenses in it. That's why kdi 3.5% is good. Even if FD is 5% and kdi still 3.5%, i still will not bother coz FD is locked money. It is like saying if 5 years FD is 5% and kwsp is 6% (assuming you are 30).. will you put all your money into kwsp knowing you still need at least 20 years before you can withdraw once? The answer confirm no. Even if 8% you still will think about it. You "might" put 50% money in. You will never put 100% in. Why? Coz you dunno when you need it. Kdi save is for temporary parking unused money. FD, kwsp, mutual fund, etf and other stuff requires 5 years minimum cannot touch (you can but it depends on your luck where the market is or you probably need to sell at a loss). KDI save is a temporary parking from savings to assets. If you understand this much then you will know why kdi is so good and why ppl use them. The 30k limit is plentiful. For those really really rich, they might still go for it coz of convenience and consolidation. Not everybody enjoys money being locked up for certain periods of time and not everybody likes money spread out over 10 places and then forget where some of the money is. Of coz some just know about it and nothing else. Kdi save is the simplest method out there. Some might be new. Some might be lazy. 😂 Whatever it is. 3.5% is not "that bad". The higher the better but not that bad.

Kenanga quite silent these few months, didn't see them promote KDI Save / Invest anymore...
not like SA or Versa always having promo / campaign

Anyone noticed today payout like a bit late? Weekend and pH I know is late. Today is holiday..?

Now you got your tail caught, it was a trap for you to quote what SA actually said.

clearly you pandai pandai added extra 1 day there
but you wont admit biasa lah 
u black oso can pusing till white who dont know?

stop  your pathological face palm addiction
stop that urge must comment on every product
ask GPT answers what for.
give real life 1st hand experience answer
not hearsay here and there reproduce here

now should we put in more? 

Expecting all time high retracement / decline
Then maybe check out Monday for entry.

don't try to time the market.. it had hit rock bottom end of last year and another time this year (due to US Fed raising interest rate to combat inflation after many years of not doing so).
need some sort of catastrophic event before something like that can happen again.

After this going to be steady going up (of course with a bit of up and downs daily). KDI invest in index funds and not individual stocks hence it's safer.

If you plan to invest long term >5 years then just continue to DCA every month.

I thought kdi bankrupt

For decade long investment, won't something with less risk is more sensible? Such as epf, kdi save, and property.