Outline ·
[ Standard ] ·
Linear+
Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save
|
CommodoreAmiga
|
Nov 7 2022, 01:50 PM
|
|
QUOTE(DragonFlyNot @ Nov 5 2022, 03:20 PM) Totally agreed with your statment bro especially if the amount is not significant. Some the transaction fee is higher that the interest rates..end up losing more. Again this is my 2 sen la...been with KDI for couple of years already coz their system is straight forward with no hidden charges, no lock in period and zero upfront fees..these points is good enough for me. QUOTE(Garysydney @ Nov 5 2022, 04:42 PM) I doubt what you are saying because KDI only started in Feb this year. You have been with them KDI for a couple of years?? If you google it, this is what came out. Kuala Lumpur, 25 April 2022 – The NEWLY launched Kenanga Digital Investing (KDI), crossed RM100 million in asset under management (AUM) after only two months since its launch in mid-February this year. Developed to make investing simpler and accessible for Malaysians, the Artificial Intelligence (A.I.) -------------------------------------------------------------------------- Newly started fund and you have been with them a couple of years  New Account very sus. Must be KDI Agent. I have joined KDI when it first started 1 or 2 mths. KDI Agent didn't do homework. This post has been edited by CommodoreAmiga: Nov 7 2022, 01:51 PM
|
|
|
|
|
|
CommodoreAmiga
|
Nov 9 2022, 06:27 PM
|
|
I have received email from KDI asking for further info on my source of wealth. Got 3 questions.
I intend to ignore them. Lol.
Tak Suka, I will take my money elsewhere.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 12 2022, 07:04 AM
|
|
QUOTE(guy3288 @ Nov 11 2022, 09:41 PM) dont know KDI wont tell, maybe take your money invest something high return. banks also do that insider info. Maybe they also dump in some money from profits they made from investment in order to achieve this. After all, KDI Save is actually a stepping stone to entice you to go for KDI Invest. See you steady or not...lol.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 06:15 PM
|
|
Withdraw on Saturday. Today still pending no masuk. If by end of tomorrow no money in, I will flip table and hold press conference with Michael Chong. Lol.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 07:51 PM
|
|
QUOTE(guy3288 @ Nov 14 2022, 07:44 PM) By tonight la no worry Why withdraw Saturday lose 2days interestIf i missed the cut off time Friday i won't withdraw,do that is like WD on monday in terms of speed in getting the money Is it? I still see the amount in full (no withdrawal yet) currently.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 08:12 PM
|
|
QUOTE(Garysydney @ Nov 14 2022, 07:54 PM) I withdrew 15k today - funds already taken out around 4.30pm this afternoon. Hmm...i withdraw more than that...received email from KDI around 5:03pm saying withdraw success. Now the KDI shows amount has been deducted. But my bank account haven't receive the money yet... If i remember correctly, i should see the money by the time i have received that e-mail previously. Guess i will just wait until tomorrow 12pm before calling them.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 09:02 PM
|
|
QUOTE(Garysydney @ Nov 14 2022, 08:18 PM) Don't worry - lah. Before 12 midnight sure will be in your acct. Not worry lah, just wondering what's the process is like. Btw, Just checked the FD thread...MBSB can do online 4.3% 18mth, no need OTC. Maybe put some here.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 09:53 PM
|
|
QUOTE(ikanbilis @ Nov 14 2022, 09:41 PM) My money is in. Yours should be in as well. Still tarak...
|
|
|
|
|
|
CommodoreAmiga
|
Nov 14 2022, 10:22 PM
|
|
Finally in. I think after 10pm. Now going to MBSB to check out online eFD.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 15 2022, 08:52 PM
|
|
QUOTE(jenern84 @ Nov 15 2022, 07:49 PM) Is MBSB online secure and easy to use? I dunno secure or not. I am not MBSB Cyber security team. Easy to use? Yes, actually better than some others, trust me...I have many online bank accounts...(and not enough money). Lol. I would name RHB, Bank Mamat and maybe Affin among the worst. Bank Mamat wah Lau eh...the font and UI looks like from Windows 95, and the system refuse to place FD on weekend because nobody sitting at the server approving the transactions manually..... This post has been edited by CommodoreAmiga: Nov 15 2022, 08:55 PM
|
|
|
|
|
|
CommodoreAmiga
|
Nov 15 2022, 09:20 PM
|
|
QUOTE(47100 @ Nov 15 2022, 09:09 PM) may i add to the list, PBE, the UI just 2000s Yes, agreed, was thinking to add that to my list as well. Lol.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 16 2022, 09:48 AM
|
|
QUOTE(voc8888 @ Nov 16 2022, 08:52 AM) Yes ! Affin memang teruk! Pandai2 so call upgrade sesuka hati continuously for the past few years! Problems was after upgrade, lagi teruk! Until today...STILL DONT HAVE MOBILE BANKING APP IN 2022. Almost 2023 already!!!
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 07:26 AM
|
|
QUOTE(poco loco @ Nov 26 2022, 04:10 AM) got a email...asking 4 question thinggy...if no reply what will happen? sourse of money thinggy Anwar will come after you...he will not tolerate corruption!! 🤣 Nothing lah, they will just pester you with more emails. Just reply lah.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 07:27 AM
|
|
QUOTE(xander2k8 @ Nov 25 2022, 05:32 PM) Bonus rate of 3.5% is TBD and up to KDI discretion About under 10mins and easy to create account Move in and out funds before 11am will be processed and received within the same day depending on Trustee processing I wouldn’t look at the CPI as it lagging indicator behind of 3 months in Malaysia 🤦♀️ OPR should rise to up to 3.5% in order to temper demand and inflation and rises will be in place still I would start shopping around for FD promo but bear in mind if the recession is coming Banks would start dropping rates in order to force the liquidity into the market Hmm....so 4.5% FD at PBB for 18 mths is a pretty good deal now I suppose? Recession seems like inevitable, like Thanos.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 07:42 AM
|
|
QUOTE(poco loco @ Nov 26 2022, 07:39 AM) aready reply ed btw the interest felt kindda low now at kdi 50k @ 3.5%, the rest is just 3.0% too bad i only got 1 bank public bank.....to get 4.x need other account to fpx in the money...might open new account haiz...very leceh 1 Aiyo, what's so leceh. Maybe you can open a bank with the better FD rates now. Bank Islam and MBSB among highest now. MBSB can do online for their promo rates, so could be better choice for you. Both banks opening account are relatively pleasants. But I read in FD thread the BI promotion quota might be full soon. PS: Other than Bank Rakyat, I think I have an account with every other local banks. I am an ATM card collector....🤣 This post has been edited by CommodoreAmiga: Nov 26 2022, 07:44 AM
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 09:10 AM
|
|
QUOTE(poco loco @ Nov 26 2022, 07:55 AM) public bank promo efd via fpx there is no MBSB in the list..i just found out You're right...i just checked.  maybe open one Maybank lah, sure everyone accept. Just done another placement at 4.5% 18mths at PBB. This time i discovered my OCBC FX is only RM10k, but transfer limit is 50k, so i transfer to another bank account and FPX from there. This post has been edited by CommodoreAmiga: Nov 26 2022, 09:11 AM
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 09:22 AM
|
|
QUOTE(poco loco @ Nov 26 2022, 09:12 AM) fak and i went out to open bank just now.only to relize....bank no open todei.anyway.gonna open ambank since near my area hahaha 3 days Holiday bro. Patience lah. Ambank limit is ok if remember correctly, should have 50k transfer and 30k(maybe more) FPX limit. Banks with Jalat limit: OCBC - 10K FPX PBB - 20k FPX or Transfer (this is why i only do max 20k for PBB each FD each day).
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 11:14 AM
|
|
QUOTE(Garysydney @ Nov 26 2022, 09:32 AM) I just checked my Pbb. My transfer limit is 50k, fpx 100k. Is there no option to increase the limit for you? Mine has a option to increase or decrease and i set mine to be maximum. You are premier/priority customer? Maybe that's the reason.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 26 2022, 08:37 PM
|
|
QUOTE(guy3288 @ Nov 26 2022, 06:52 PM) i just checked a normal SA in PBB transfer is RM50k /day FPX is RM100k/ day try go profile maintenance, change limit there Hmm...my current daily FPX limit is 50k, then i change it to 80k to test. The PBSecure thing seems to be not working now. Very slow. But my Daily transfer limit for IGN/Duitnow etc is Max 50k, currently set to 20k. Maybe it's this that also affects the FPX? Not sure, but can't test now. Thanks anyway.
|
|
|
|
|
|
CommodoreAmiga
|
Nov 27 2022, 06:06 AM
|
|
QUOTE(Garysydney @ Nov 26 2022, 09:13 PM) This is what my fpx screen look like  Yeah, mine was previously 50k, but I can only FPX 20k out to another bank. I can change this number now (changed to 80k last night), but I don't think this is the limiting factor as I suspect the daily transfer limit is also a condition (currently 20k). What is your daily transfer limit for 3rd part/Duit Now/ IGB transfer?
|
|
|
|
|