What happen to him/her? got banned? 

is there a max limit to deposit into KDI? For the lowest tier 3%, they didnt list max amount

1)you get compounded interest daily
2)no penalty when you withdraw
3)Interest paid exactly as expected. 3% and then 2.25%

2.25%??? For what amount ya? I thought the lowest is 3%?? Cos found this online

Anyone receive this questionnaire from KDI? Need to reply?

[attachmentid=11503008]

Bro nothing to worry if you still want to use KDi
The questions may appear daunting my answer  to them was simple and they accepted

more like  formality.. just like  when  bank  with hold  your online transaction,
call up to verify then release the "hold".


this letter is triggered when the amount of money accumulated in KDI  has gone beyond what your income /wealth bracket
as declared earlier.

My 5th account belong to my son an undergraduate in UM, straight away kena soon after i started using his name.
is normal for  the trigger,
student studying why so much money - Simple
money from my father  done!
nothing new , see the email they sent to my son 9.3.2022.

what's with KDI needing us to apply for withdrawal, then need them to approve?

isn't the amount displayed ours?

my withdrawal request took around 24 hours to get approved.

savings, yeah, but they would say request is being processed... then say request is successful.

If I withdraw tomorrow morning before cut-off time 11am, the money should get around late evening/night right..

I was wondering whether will also get the interest for the day or wont get any interest

Hi
Can you share the past 3 months performance graph of your KDI Invest?
Thanks.

You can already submit withdrawal from previous day 5pm. You will get the previous day's interest as the interest crediting time is 5pm. But obviously if you withdraw the following day before 11am, you won't get an additional day's interest. If you put into FD, HYSA, ASNB immediately on the day of withdrawal, you won't lose one days worth of interest ma.

I believe yes lose 3 days worth of interest.

i don't think so leh. The idea of 11 am cut off is for the staffs to process. After 11 am, the orders will not be processed for the day. It'll be only processed the next working day together with the orders of the day before 11 am. By right, should not lose the weekend interest.

KDI save 4% for first 50k

Do you guys really adjust your "financial tasks" to such an extent, say I want to deposit 10k but I know no interest over the weekends, so I put the 10k.... Elsewhere(where???) so that I can deposit the coming Monday?

Personally I dislike shifting my schedule when I have the "mood" to do specific things lol, so I am puzzled to read so many forumers trying to min max this. (Admittedly, the one thing I would shift my schedule for is when I need to transfer money overseas to secure better rates)

It's not worth the hassle, that's my humble view. I cant fathom why people are doing it.

yes. Sikit sikit lama lama jadi bukit...

every 1 sen , 10 sen counts!

Well... You have a good point that questioning the chump change is a privilege. I'm also happy to know it doesn't count so at least I'll be wiser not to trigger withdrawal on Friday, at my own loss (without even getting the principal).

But we're talking about say, RM 50k maximum (any more than that you'll enjoy less interest so people normally park excess elsewhere). I punched the calculator 4% p.a. rate compounded daily, and it tells me RM 10.96 for 2 days. Now, in reality, if someone would care about RM 11 that much, then I find it contradictory that the person would have RM 50k lying around in the first place.

I guess my personal issue with withholding my tasks like this is that I would then forget when the time comes, and end up losing more lol.

I parked in epf

Apparently 3.64% p.a. as per their website.
OK, I need to shift 50k to KDI then. Thanks for the quick reply!

Nice. I still have some in Versa and shifted 50k to KDI.

To be honest, I never calculate. I'm just a peasant and that little interest gonna make me headache.

I am also thinking to try Boost.

I received email after deposit to KDI Save. Kenanga e-mail address seems to be valid.
Is this normal or scam ? Anyone received this before ?

This is not my first time deposit. Money is from my personal acc.

I use a different bank account (OCBC) instead of my usual tiger bank for KDI transaction. Maybe that's why.
Call up support, confirm the lady's name in e-mail and legit. Will be sending bank statement for verification.
I am bit paranoid. Just don't like simply sending bank statement.

I just did a interest calculation to compare interest for Jan vs Feb 2025 based on rm50k deposit. Source: KDI Save monthly statement.

The interest was 4.04% for Jan and 3.66% for Feb.
Can somebody verify? TIA