QUOTE(ssiapf @ Jun 9 2024, 11:33 AM)
Yesterday Saturday. Of course money still floating.Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save
Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save
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Jun 9 2024, 11:47 AM
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#121
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24,347 posts Joined: Feb 2011 |
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Jun 10 2024, 12:54 PM
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#122
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Jun 13 2024, 01:00 PM
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#123
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Jul 2 2024, 02:59 PM
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#124
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QUOTE(gashout @ Jul 2 2024, 12:39 PM) Nope. I have been using mmf since like 7 years. I couldn't care less about PIDM anymore. gashout liked this post
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Jul 5 2024, 01:28 PM
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#125
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QUOTE(faizalfaizal @ Jul 5 2024, 11:27 AM) It is a wise move to put 50k in KDI Invest Agressive Mode now? My UT in bank are doing well now and almost double up. So can I see it as a good signal? No it's not. Take the money and buy ETF yourself. Don't give free money to middle man. And people saying it's hard to buy ETF is giving excuse when everything is all online. LoTek and faizalfaizal liked this post
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Jul 15 2024, 09:22 AM
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#126
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QUOTE(gempakstarz @ Jul 13 2024, 05:19 PM) hi sifu..need advise..if I have 30k which instrument i can use to get highest dividend/interest? i want to save until end of this year only..actually this money is to make full settlement for ptptn but currently no discount if pay full so i decided to save it somewhere (asb,gx,aeon,fd) that can generate a little..thanks KDI save if you don't mind no PIDM.4%p.a This post has been edited by Ramjade: Jul 15 2024, 09:23 AM |
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Aug 8 2024, 10:03 AM
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#127
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Aug 8 2024, 11:05 AM
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#128
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QUOTE(samftrmd @ Aug 8 2024, 10:12 AM) For decade long investment, won't something with less risk is more sensible? Such as epf, kdi save, and property. Noooo. Stocks outperform everything in the long run. Provided you pick the right one. Of course if you cannot stand steep market sell off like the one we just had, then put your money into EPF lo. Long term you will lose purchasing power to inflation and depreciation of ringgit (despite ringgit appreciate recently). But you will be able sleep better and have peace of mind. Don't follow me. At the end it's your money and your life. What I want and my stomach is different from yours. This post has been edited by Ramjade: Aug 8 2024, 11:08 AM Garysydney, CommodoreAmiga, and 1 other liked this post
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Aug 9 2024, 10:20 AM
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#129
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Aug 9 2024, 01:19 PM
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#130
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Aug 9 2024, 02:37 PM
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#131
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QUOTE(samftrmd @ Aug 9 2024, 01:48 PM) It's not limited to KDI. You need to decide it somewhere down the road how you are going to approach your future. Do you want to invest or just put it into EPF. What is your risk appetite. If your risk is small put more into EPF. |
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Sep 19 2024, 10:03 AM
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#132
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Sep 19 2024, 12:27 PM
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#133
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QUOTE(ikanbilis @ Sep 19 2024, 11:30 AM) I also have RM50k only inside. Lol.QUOTE(fuzzy @ Sep 19 2024, 12:19 PM) Yup. From the way they ask. I masuk keluar like once a month. Better check my email too. Haha... |
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Oct 31 2024, 11:28 PM
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#134
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QUOTE(silverwave @ Oct 31 2024, 11:11 PM) hi all, i just created my account. I want to invest in KDI save only but it's asking me to put money in KDI invest also. You don't need to put any money into KDI invest.If yes, can i move the money to KDI save later? silverwave liked this post
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Nov 26 2024, 12:16 AM
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#135
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Nov 26 2024, 07:47 AM
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#136
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QUOTE(guy3288 @ Nov 26 2024, 12:51 AM) Still ok la. Who's going to give you 4%. Only place giving 4% is gxbank and that's only max for RM1006.5This post has been edited by Ramjade: Nov 26 2024, 07:48 AM guy3288 liked this post
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Nov 26 2024, 08:48 AM
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#137
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Dec 2 2024, 03:19 PM
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#138
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QUOTE(Takudan @ Dec 2 2024, 02:47 PM) Do you guys really adjust your "financial tasks" to such an extent, say I want to deposit 10k but I know no interest over the weekends, so I put the 10k.... Elsewhere(where???) so that I can deposit the coming Monday? I try my best to avoid not getting interest. But if so happen no interest it's ok. Totally ok with it.Personally I dislike shifting my schedule when I have the "mood" to do specific things lol, so I am puzzled to read so many forumers trying to min max this. (Admittedly, the one thing I would shift my schedule for is when I need to transfer money overseas to secure better rates) Can use Gxbank and park there temporarily first. This post has been edited by Ramjade: Dec 2 2024, 03:20 PM guy3288 liked this post
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Feb 17 2025, 09:34 PM
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#139
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QUOTE(Ichitech @ Feb 17 2025, 09:26 PM) Quickly glance through this thread after been diverted from FD thread, then read in detail in Kenanga Save webpage.. so this is purely investment products right since it it's not covered by PIDM. Even though guaranteed 4.0PA for first 50k (with *TnC apply ya).... Then I read through PDS, 1 of the point.. KDI is a money market fund (MMF). So yes that is the risk of MMF. So far have they drop below their rate, I never count but if you see people in this forum do calculations, not really.All investments come with risks and KDI Save is subject to investment risks, including the possible loss of the principal amount invested.  For example, given that the underlying investments for KDI Save include money market and fixed income instruments, there are credit/default risks and interest rate risks. So, my question is, is this KDI poses risk? |
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Feb 19 2025, 10:45 AM
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#140
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