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Investment Kenanga Digital Investing (KDI), KDI Invest, KDI Save
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Ramjade
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 Dec 3 2023, 04:54 PM
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QUOTE(gashout @ Dec 3 2023, 04:27 PM) i get what everyone says. end of the day, if we want to judge how well a fund does, it's about over the years, not over 3 months, because in 3 months, it can be up or down. so it's pure luck. people want to see over the years, average return is xx% and so far, it's been disappointing. A person said to me before to evaluate whether a fund is good or not is to see in red market how much it drop Vs it's peers. The fund which drop the lowest is the winner. For me, I look at it this way. If a robot cannot beat the S&P500 etf or QQQ (I prefer QQQ over S&P500), it's a useless robot. Better to buy the index rather than giving money to the robot. That's just me. |
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Ramjade
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Dec 28 2023, 12:37 PM
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QUOTE(gashout @ Dec 28 2023, 11:48 AM) If you've more than 50k. Where else would you put... Asm? Tiger or moomoo. If you want Malaysia one versa. |
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Ramjade
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Dec 30 2023, 09:23 PM
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QUOTE(Ancient-XinG- @ Dec 30 2023, 08:37 PM) Malaysian cannot open moomoo already. Kena banned cause not required singpass. No singpass no entry. Those open way before singpass no issue. Reason is they are coming to Malaysia soon. Source: WhatsApp with customer service. |
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Ramjade
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Jan 13 2024, 01:31 PM
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QUOTE(yungkit14 @ Jan 13 2024, 01:28 PM) Sg based brokerage for you to buy SG, US stocks or just for you to park money into SGD and USD MMF. |
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Ramjade
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Jan 13 2024, 03:49 PM
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QUOTE(Ancient-XinG- @ Jan 13 2024, 02:31 PM) Oh is itttt I join quite early and the usd mmf really good. Outperform alot of local mmf. Anyhow i hope i can migrate account to malaysia. Easier to assess. I also have moomoo sg. I have both. |
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Ramjade
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Jan 23 2024, 02:32 PM
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QUOTE(stinger @ Jan 23 2024, 01:41 PM) how is the app experience so far? ok or better than SA? Not sure about app. But of course KDI is superior to SA simple anytime. 4%p.a up to first RM50k. Same day withdrawal. Interface comes second. |
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Ramjade
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Feb 9 2024, 05:24 AM
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QUOTE(Vincent9696 @ Feb 7 2024, 11:09 AM) KDI SAVE for 4% only limit up to 50k? just checked info , if this case then put to maximum 50k is enough already i do deposit in 9am , the amount will it reflected on the same day and interest calculated as well? curious about their cut off time Yes up to 4%. subsequently 3.5% still higher than what you can get with banks. https://digitalinvesting.com.my/save/11am cut off time https://digitalinvesting.com.my/faq/ |
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Ramjade
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Apr 12 2024, 09:25 PM
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QUOTE(poooky @ Apr 12 2024, 09:14 PM) Withdrew from KDI Save this morning 9am. 5pm get email withdrawal completed. Now 9pm funds still not reflected in bank account. Harimau bank very strong checks and balances for ikan bills transactions. If know like this would have waited till next Monday only do. Haiz Usually 11pm only money will enter. |
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Ramjade
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May 3 2024, 12:34 AM
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QUOTE(Xflkekw @ May 2 2024, 11:53 PM) Is KDI now the highest rate among Versa / Stashaway / Rize / GXBank and other similar products? Looks like it. |
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Ramjade
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May 4 2024, 06:35 AM
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QUOTE(BboyDora @ May 3 2024, 03:23 PM) what is the different between this KDI compare to bank FD? just not protected by PIDM? money can go south anytime right FD is you with the bank. MMf is unit trust which invest into FD or govt bonds.(different MMF, different rules). If another 2020 happen yes. Can be negative. But if 2020 don't happen again MMF will always be positive |
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Ramjade
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May 10 2024, 09:56 AM
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QUOTE(Barricade @ May 10 2024, 09:18 AM) How long does KDI takes to process the funds for KDI save? Just transferred 50k from GX bank to KDI. Same day if you do before cut off time. |
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Ramjade
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May 10 2024, 03:01 PM
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QUOTE(leanman @ May 10 2024, 02:24 PM) Is the cut off time 11am? i remembered saw it somewhere Yes 11am. https://www.kenanga.com.my/online-platforms...20working%20day. This post has been edited by Ramjade: May 10 2024, 03:01 PM |
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Ramjade
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May 10 2024, 06:43 PM
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QUOTE(!@#$%^ @ May 10 2024, 06:33 PM) same. too much money going in? Lol 😂 |
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Ramjade
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May 11 2024, 06:46 PM
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QUOTE(sg8989 @ May 11 2024, 06:19 PM) I deposited fund on 10-may 1650 Until now no update, still pending. What's wrong? After cut off time. Money still floating. Will only be process on Monday. |
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Ramjade
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May 11 2024, 06:57 PM
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QUOTE(sg8989 @ May 11 2024, 06:54 PM) So my interest will only start calculate on Monday?  Likely. Dont know. Could be wrong. That's why I always make sure my money is in before cut off time and usually don't do transactions on Fridays. |
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Ramjade
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May 12 2024, 12:52 AM
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QUOTE(sg8989 @ May 12 2024, 12:47 AM) Indeed, My fault I thought KDI is digital bank like GX and rize My pain now rugi rm15  It's never a digital bank. |
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Ramjade
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May 12 2024, 04:32 PM
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QUOTE(Barricade @ May 12 2024, 04:26 PM) Does withdraw from KDI save before 11am gets the money credited on the same day too? QUOTE(Medufsaid @ May 12 2024, 04:30 PM) yes for weekdays. but lately, started to have T+1 delay (i'm a KDI user since 2022) no time to find out if issue is the Fund or KDI itself. cannot deny i sometimes wonder if KDI has no money (u know how Celcius FTX have issue handling withdrawal, then one day it collapse) I still get money on same day around 11pm. Provided normal working day before cut off time. |
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Ramjade
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May 24 2024, 11:48 AM
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QUOTE(7498 @ May 24 2024, 10:10 AM) I already maxed out KDI RM50k 4%. Now Rize or Versa, which is better? Avoid versa. Aeon bank. QUOTE(batman1172 @ May 24 2024, 10:12 AM) Versa. 4.77% if auto debit 200 monthly. Avoid. It's marketing. Force to buy their useless funds if want the 4.77% |
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Ramjade
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Jun 4 2024, 06:53 AM
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QUOTE(sweetpea123 @ Jun 4 2024, 03:59 AM) then 3% is a good rate for temporary parking  Use gxbank for 3%. Better than KDI as instant transfer. |
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Ramjade
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Jun 6 2024, 07:12 PM
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QUOTE(BWassup @ Jun 6 2024, 07:02 PM) Received email from KDI at 4.02pm advising that withdrawal of funds successful. But still no credit to be seen in my nominated bank account. Seems later than before. Is this normal these days guys? If you before 11am, you will get tonight. All these companies don't know why using GIRO when Duit now is available. |
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