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PTPTN Loan Exemption/Waiver Discussion Thread v1, Work hard to First Class, Zero Debt!
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TSiSean
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Jan 28 2022, 11:28 AM
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QUOTE(Cloud9s @ Jan 28 2022, 11:10 AM) Hi Sean, Congratulations! Need some of your advice on this, I had received the results for my ptptn exemption and I got rejected with the reason I didn't complete the course within the stipulated period. I did extend a semester earlier and I have no idea will cause an issue for this waiver  Unfortunately, PTPTN doesn't seems to accept this. Its so sad and demotivate Do you have other friends experiencing the same issue as me ? will need some of your input please Thank you. Thanks! Can you contact your University HOD/HOP for your faculty provide evidence that you have extended 1-2 semester and provided to your University's Registrar's Office to contact PTPTN? You might need to call PTPTN Hotline 03 - 2193 3000 or email to Seksyen Pengecualian Bayaran Balik (Kelas Pertama) - maizatul@ptptn.gov.my/spbb@ptptn.gov.my See what can they do from their side?
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TSiSean
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Feb 23 2022, 06:54 PM
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QUOTE(bing0212 @ Feb 23 2022, 05:32 PM) Hi, may i ask if working in Singapore can still consider as B40/M40 and eligible since the payslip needs to be attached? I mean the payslip is dependent whether detects and ask you to upload. i known someone did do exemption with payslip from Singapore.
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TSiSean
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Feb 24 2022, 11:19 AM
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QUOTE(bing0212 @ Feb 23 2022, 10:08 PM) Thanks for the info, meaning I can choose not to declare my own pay? its more like if the PTPTN exemption page wants you to upload the documentation or not. for my case i prepared all my family and my personal salary documentation. at the end not needed by PTPTN. So i guess you better go login to the PTPTN website. Double check on what you need to upload, after filling in accurately your details and prepare the documents needed by PTPTN based on what details PTPTN have about your family.
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TSiSean
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Mar 1 2022, 11:54 PM
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QUOTE(eelniloc @ Mar 1 2022, 10:14 PM) I've successfully managed to get my PTPTN loan exemption. However, I do still have to pay the takaful amount right? as it's not part of the loan. Hi Congrats @ eelniloc Ahhh I also not sure, because I also new to this. https://www.ptptn.gov.my/PengesahanBakiPeny...ianHutang/UtamaBecause when I check for Pengesahan Baki Penyelesaian Hutang (link above) I can't print out the Surat Penyelesaian Hutang. I see two strange amounts I still owe. My Takaful in my PTPTN contract is RM 446.89. If you add the Sum up not sure got some 2 sens difference. No. Peminjam can be accessed from here from the Penyata Terperinci https://www.ptptn.gov.my/perkhidmatan-menu/...aran-balik-menu
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TSiSean
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Mar 2 2022, 02:35 PM
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QUOTE(mazino @ Mar 2 2022, 09:21 AM) Hi, may i ask if anyone have experience on this? My application was rejected because i'm T20, didnt know it must include my own pay so it actually exceed the amount. I submitted the application yesterday and got instantly rejected. I was wondering if i can resubmit the application again with another job that give a lesser pay so i can fall under M40 or resign current job and resubmit again. All my friends submitted the application before they work because they know after they work they will be T20. I've worked very hard to get first class honor so that i can get my ptptn waived so i really need some guidance or advice from everyone here. Thanks in advance.  Well, you can try, but did the system asked you to upload your payslip? Or your parents are retiring within the year? Can try resubmit again. Again did it ask you to upload your payslip?
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TSiSean
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Mar 2 2022, 02:39 PM
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QUOTE(bing0212 @ Mar 2 2022, 11:20 AM) I am worried about this also because I'm deciding whether to work in SG or not. 4000SGD converted to MYR ady T20... Well for your case if "Malaysia Gov" don't have your records with your parents, For one of the cases I've seen so far is Parents go akuan sumpah saying they not working anymore. Then applicant SGD$3k salary. By 2020 his application was approved.
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TSiSean
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Mar 20 2022, 02:23 PM
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QUOTE(1xxxyxxx1 @ Mar 20 2022, 01:28 PM) Didnt know that household income including mine and applied from the exemption, i got the same status as the above pic. During the submission, the page did not show any documents needed as well. Can I know how to reapply and make it to lulus just like your friend i worked so hard to gt 1st class, just wn to gt what i deserved TT Ahhhh. You might need to provide more details. I am not sure what the situation of your account, and you might not uploaded your image properly. If the PTPTN platform only requested your University Documents only. Most likely the PTPTN platform have you and your parents EPF/LHDN details from their IC already and they can perform a background check afterwards to check whether you are B40/M40 who are eligible, else if you're T20 then you are not. If PTPTN didn't request the no need purposely prepare extra documents, the documents should mostly be obtained at University.
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TSiSean
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Mar 21 2022, 11:20 AM
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QUOTE(Stex @ Mar 21 2022, 11:15 AM) Hi, can I ask what if my dad works oversea and his company didn't provide him the payslip? He can't comeback as well because of the covid😞 Erm have you check within the PTPTN LiveChat explain your situation, your dad work overseas without a payslip, can't provide Akuan Sumpah as well. Whether can extend your 1 year deadline as well due to these circumstances.
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TSiSean
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Apr 3 2022, 04:18 PM
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=========================================== Those who are M40/B40 category, but misclassified as T20. Please contact LiveChat / Call PTPTN Department. Provide the necessary documents and reapply again.   Please Fill in Carefully if your Parents Are RETIRED, THEY HAVE NO INCOME. THEY DON'T HAVE SALARY. Else you need call PTPTN Office fix for you liao
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TSiSean
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Apr 15 2022, 08:00 AM
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QUOTE(EuniceL @ Apr 14 2022, 07:37 PM) Hi, wondering if anyone is facing the same situation as me. I submitted application to PTPTN for 1st class honour repayment exemption since end of Dec’21 but didn’t receive any reply in terms of email from PTPTN until now. I called the careline several times to check with the officer on my application status and got to know my application was still processing (not due to insufficient documents or other reasons). Guess now I can only wait? Planning to settle full amount before 30/4 to get the discount if I couldn’t get the waiver lol. Ahhh you do know, you need to daily login and check : https://www.ptptn.gov.my/kelaspertamaonline/PTPTN will not email you, and you need to approach Live Chat to check your status if you malas go to the portal and check. I guess is the influx of graduates from 2019-2021 backlog, that causing the crawl.  This post has been edited by iSean: Apr 15 2022, 08:02 AM
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TSiSean
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May 27 2022, 11:16 AM
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Hi all, for those who applied PTPTN Exemption still under processing please contact Live Chat to follow up whether is there a missing chunk of Query Data missing in their database. Sze Wen
This post has been edited by iSean: May 27 2022, 11:32 AM
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TSiSean
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May 31 2022, 09:23 PM
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QUOTE(frank.loh @ May 31 2022, 10:11 AM) hi, i have applied my repayment exemption on 27th April 2022 and till now it is still under processing and i confirmed with officer that my documents are sufficient... I have a question if i got to work or register a LHDN account before the repayment exemption gotten approved, will it affect my ptptn loan exemption application? Bcoz I belong to M40 if i am not working...  abit dangerous if you not married and parents working. Since PTPTN is count your Salary + Parents Salary. Someone in their system need to do due diligence to catch people T20 la But I doubt that.
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TSiSean
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Jun 14 2022, 08:04 PM
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QUOTE(matt1998 @ Jun 11 2022, 04:30 PM) Hi TS, would like to ask, what if my uni delayed my application by not helping us to compile the required documents, and PTPTN has already told me to pay for my loan, and if I did do my payment already for a few months, can i request for a refund on the amount that I paid to PTPTN after I got my waive? technically you can ignore until your uni scroll/documents is ready. As long your Convo haven't been conducted you can keep on delay.
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TSiSean
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Jul 3 2022, 08:39 AM
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QUOTE(Cliff_Chai @ Jul 2 2022, 07:38 PM) Hi, I am currently enrolled in a Bachelor of Business degree without any honours (studying for 3 years only, Swinburne Sarawak). To be eligible for PTPTN exemption, I need to have First Class Honours right? Is it possible for me to get First Class Honours in a degree without any honours? Yup still eligible. I think you might confused with honours degree.
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TSiSean
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Oct 4 2022, 12:56 PM
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QUOTE(WonderfulBird @ Oct 4 2022, 12:44 PM) Anyone has idea how long would it take for government to review the waiver application? Been submitted for few weeks, but seems not getting any updates. Depends what documents submitted. Some people wait 6 months also no response. you need to go to live chat and chase them. Also they now allow M40 T20 to apply 😂 Not sure what for the long requirement documents....
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TSiSean
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Feb 19 2023, 02:49 AM
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QUOTE(Diamondhead @ Feb 17 2023, 06:23 PM) Hello, how long did it take for ur all application to be approved? Some say within 14 days can already hmm Depends your luck, number of submission, and complication in your documentation.
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TSiSean
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Oct 29 2023, 10:44 PM
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QUOTE(Maniee27 @ Oct 29 2023, 10:35 PM) Hi ISean, is there anything that needs to be completed on my end once I see lulus for my waiver application on the portal? Or is that just it? Just check you have any outstanding payments like PTPTN insurance? I just paid like RM 50-100+ ish just to clear out everything to avoid any loose ties.
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TSiSean
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Oct 30 2023, 06:07 PM
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QUOTE(Maniee27 @ Oct 30 2023, 06:04 PM) Seems like I dont have anything pending for payment on my end after checking this. Thanks ISean  You may refer to this post at the "Pengesahan Baki Penyelesaian Hutang" I apparently had RM 400 outstanding balance somehow. QUOTE(iSean @ Mar 1 2022, 11:54 PM) Hi Congrats @ eelniloc Ahhh I also not sure, because I also new to this. https://www.ptptn.gov.my/PengesahanBakiPeny...ianHutang/UtamaBecause when I check for Pengesahan Baki Penyelesaian Hutang (link above) I can't print out the Surat Penyelesaian Hutang. I see two strange amounts I still owe. My Takaful in my PTPTN contract is RM 446.89. If you add the Sum up not sure got some 2 sens difference. No. Peminjam can be accessed from here from the Penyata Terperinci https://www.ptptn.gov.my/perkhidmatan-menu/...aran-balik-menu
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