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Investment Versa

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virtualgay
post Aug 13 2023, 02:47 PM

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QUOTE(gooroojee @ Aug 13 2023, 12:47 AM)
Can during promo period where they guarantee 4.3% p.a. for up to RM30k
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But they will credit the delta after another 2 weeks

virtualgay
post Aug 14 2023, 02:43 PM

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Just did a withdrawal of RM10.01 from my Versa-i
Performed the transaction before 12pm
Let us see how long the money takes to come out

cybpsych
post Aug 14 2023, 06:34 PM

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QUOTE(virtualgay @ Aug 14 2023, 02:43 PM)
Just did a withdrawal of RM10.01 from my Versa-i
Performed the transaction before 12pm
Let us see how long the money takes to come out
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if after 1030am, tomorrow lor
virtualgay
post Aug 14 2023, 10:05 PM

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QUOTE(cybpsych @ Aug 14 2023, 06:34 PM)
if after 1030am, tomorrow lor
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before 10:30AM same day will receive the money?
i will try again tomorrow withdraw another RM10.02

cybpsych
post Aug 15 2023, 07:42 AM

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QUOTE(virtualgay @ Aug 14 2023, 10:05 PM)
before 10:30AM same day will receive the money?
i will try again tomorrow withdraw another RM10.02
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virtualgay
post Aug 15 2023, 02:28 PM

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QUOTE(cybpsych @ Aug 15 2023, 07:42 AM)
user posted image
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about what time does it take to hit our account?
i check now still the 10.01 and 10.02 yet to come in
10.01 i withdraw yesterday before 12
10.02 i withdraw today before 10AM
both also not in my account
btw this is my first time withdrawing
is this applicable for both versa-i and versa?

This post has been edited by virtualgay: Aug 15 2023, 02:28 PM
cybpsych
post Aug 15 2023, 04:25 PM

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QUOTE(virtualgay @ Aug 15 2023, 02:28 PM)
about what time does it take to hit our account?
i check now still the 10.01 and 10.02 yet to come in
10.01 i withdraw yesterday before 12
10.02 i withdraw today before 10AM
both also not in my account
btw this is my first time withdrawing
is this applicable for both versa-i and versa?
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long time didnt withdraw from versa

previously was later at night, roughly 7-8pm.

the day havent end yet, check until 11pm.
virtualgay
post Aug 15 2023, 04:25 PM

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QUOTE(cybpsych @ Aug 15 2023, 04:25 PM)
long time didnt withdraw from versa

previously was later at night, roughly 7-8pm.

the day havent end yet, check until 11pm.
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ok thanks!
SUSBrookLes
post Aug 15 2023, 06:04 PM

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QUOTE(virtualgay @ Aug 15 2023, 02:28 PM)
about what time does it take to hit our account?
i check now still the 10.01 and 10.02 yet to come in
10.01 i withdraw yesterday before 12
10.02 i withdraw today before 10AM
both also not in my account
btw this is my first time withdrawing
is this applicable for both versa-i and versa?
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I withdrew last Friday.
Versa I already received the cash yesterday afternoon
Versa still waiting.

Still thinking I would receive the cash on Monday or something

Guess this is how they earn too. By purposefully delaying the time your money goes in and goes out.

Dunno why Malaysian companies always pull a fast one towards their customers.

This post has been edited by BrookLes: Aug 15 2023, 06:09 PM
virtualgay
post Aug 15 2023, 11:52 PM

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QUOTE(BrookLes @ Aug 15 2023, 06:04 PM)
I withdrew last Friday.
Versa I already received the cash yesterday afternoon
Versa still waiting.

Still thinking I would receive the cash on Monday or something

Guess this is how they earn too. By purposefully delaying the time your money goes in and goes out.

Dunno why Malaysian companies always pull a fast one towards their customers.
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Yes Versa I seem to be faster than versa cash
Today I withdraw from versa cash till now still not receive money yet
virtualgay
post Aug 16 2023, 09:27 AM

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QUOTE(virtualgay @ Aug 15 2023, 11:52 PM)
Yes Versa I seem to be faster than versa cash
Today I withdraw from versa cash till now still not receive money yet
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the withdrawal was yesterday before 10AM
till now nothing
VERSA-CASH
cybpsych
post Aug 17 2023, 12:33 PM

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QUOTE(virtualgay @ Aug 16 2023, 09:27 AM)
the withdrawal was yesterday before 10AM
till now nothing
VERSA-CASH
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gotten your money?
virtualgay
post Aug 17 2023, 01:49 PM

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QUOTE(cybpsych @ Aug 17 2023, 12:33 PM)
gotten your money?
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Yes again is 1 day delay if is versa cash even u withdraw before 10
virtualgay
post Aug 17 2023, 01:53 PM

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I earn my rm10 and have clear out all my saving with versa.. my review as follow

1. Open account quite straight forward
2. Intial deposit take more time than usual like almost 4 working days
3. Withdrawal take 2 working days if is versa cash and same day if is versa I and must be done before cut off
4. Interest payout super confusing as it pay in units
5. The transaction history also confusing as it show cash value and unit on the same page and I need to click on the units then I will know how much is the value
6. Payment of delta difference to 4.3% promotion rate is delay payment
7. If there is no Rize I don't mind park some fund here but with Rize I don't mind earn 0.3% lesser since my amount is not like 1 million or so
cybpsych
post Aug 17 2023, 01:55 PM

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QUOTE(virtualgay @ Aug 17 2023, 01:49 PM)
Yes again is 1 day delay if is versa cash even u withdraw before 10
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versa cash is always T+1 mah


yayai
post Aug 17 2023, 05:58 PM

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Boss, cannot compare bank account with MMF la
SUSBrookLes
post Aug 20 2023, 09:17 PM

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QUOTE(virtualgay @ Aug 17 2023, 01:53 PM)
I earn my rm10 and have clear out all my saving with versa.. my review as follow

1. Open account quite straight forward
2. Intial deposit take more time than usual like almost 4 working days
3. Withdrawal take 2 working days if is versa cash and same day if is versa I and must be done before cut off
4. Interest payout super confusing as it pay in units
5. The transaction history also confusing as it show cash value and unit on the same page and I need to click on the units then I will know how much is the value
6. Payment of delta difference to 4.3% promotion rate is delay payment
7. If there is no Rize I don't mind park some fund here but with Rize I don't mind earn 0.3% lesser since my amount is not like 1 million or so
*
So what is so special about rize then besides it's 5% interest rate.
Hoshiyuu
post Aug 20 2023, 11:38 PM

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QUOTE(BrookLes @ Aug 20 2023, 09:17 PM)
So what is so special about rize then besides it's 5% interest rate.
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For what it's worth, it's a saving account, so the money inside is PIDM insured. Money market fund is not risk-free even if the risk is relatively low.
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post Aug 20 2023, 11:51 PM

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QUOTE(BrookLes @ Aug 20 2023, 09:17 PM)
So what is so special about rize then besides it's 5% interest rate.
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all about rates and flexibility.
virtualgay
post Aug 20 2023, 11:59 PM

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QUOTE(BrookLes @ Aug 20 2023, 09:17 PM)
So what is so special about rize then besides it's 5% interest rate.
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5% is just 1st 5k so is nothing
what i like is the flexibility and it is actually a bank accont / digital banking account
meaning your money can go in and come out just like any bank and it give you high interest rate of 4%

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