QUOTE(ronnie @ Sep 8 2022, 10:19 PM)
3.2 fd is it?Investment Versa
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 Sep 10 2022, 06:38 PM
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#1
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Senior Member
1,354 posts Joined: Sep 2021 
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Sep 15 2022, 04:05 PM
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#2
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1,354 posts Joined: Sep 2021
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QUOTE(DanialTan1990 @ Sep 15 2022, 11:13 AM) Versa cash current promo 3.2% but why in my apps still show 2.5% ? You should email to them. Anyway base is 2.5 but they will give you a bonus of 0.7. To be honest, I really do not know how it works and I am asking them whether they will give us the same monies everyday and whether like go invest there is an extra dividend payment they make at the end of the month at which your unit trust price will go down |
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Sep 15 2022, 10:57 PM
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#3
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1,354 posts Joined: Sep 2021
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QUOTE(cybpsych @ Sep 15 2022, 04:21 PM) Sorry to trouble you. I emailed to them but they still gave a generic answer to my reply.Actually this is what I asked them but they still did not answer my question. Dunno why customer service are ai nowadays. QUOTE Just an quick one. Do I expect the same returns every day. And also do you pay dividends at the end of the month. Actually for the 2nd part, I was implying do they pay a lump sum of profits distribution or dividend at the end of the month. I was asking this because for TNG Invest, at the end of the month they will pay out profit distribution and the price will actually fall before the price goes up again because the dividends are redistributed the next day. Anyway. Should be no biggie because the profits are only distributed at the start of the following month anyways. This post has been edited by BrookLes: Sep 15 2022, 10:59 PM |
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Sep 17 2022, 09:48 PM
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#4
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1,354 posts Joined: Sep 2021
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If anyone is using Versa Save for a long time.
Is it evenly distributed everyday. For example if I put in Versa Save for 5 days. Will i get 5 days of 3.2% the next month? |
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Sep 27 2022, 02:03 AM
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#5
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QUOTE(Afterburner1.0 @ Sep 23 2022, 10:07 AM) The T&C says on a monthly basis not daily Actually you did not get what i mean.What I mean is, is the profit distributed evenly each day. Of course everyone knows the profit will be distributed at the start of next month. So if I put in my monies for say 3 days vs if say I put my monies for 4 days. Do I get exactly 3 days of profit next month or 4 days of profit next month, or it's not really evenly distributed and it is based on profit for each day. |
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Dec 5 2022, 01:33 AM
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#6
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QUOTE(xander2k8 @ Dec 1 2022, 05:55 PM) You can still withdraw and just wait for the bonus paid out Bonus is Payout or Rebates?The best is to leave a minimum of 50 so that later you can withdraw with the full bonus |
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Dec 13 2022, 02:07 AM
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#7
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QUOTE(cybpsych @ Dec 6 2022, 05:13 PM)     If gold really shoot up to the moon, they suddenly chap lap how? If they really are backed up by gold, they should not make statements like this. They should at least guarantee that I'd they chap lap, ppl can at least get their physical gold back. Who would want to put money in. I might as well go buy am actual gold ETF overseas whereby at least they guarantee the actual gold if say something happens. Malaysia investment really is unsophisticated This post has been edited by BrookLes: Dec 13 2022, 02:08 AM |
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Dec 15 2022, 10:16 PM
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#8
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1,354 posts Joined: Sep 2021
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Just curious.
So the campaign until end of this month? Or until the bonus is being paid. That means next month no bonus paid? Because I just received bonus yesterday. This post has been edited by BrookLes: Dec 15 2022, 10:39 PM |
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Dec 16 2022, 07:06 PM
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#9
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QUOTE(xander2k8 @ Dec 16 2022, 02:36 PM) Read To be honest this whole thing is so confusing.This campaign will end on 31 January 2023. 🤦♀️ So they pay out bonus on Jan 13. How about the period until the end of January. Anyway still got extra time. Just hate they take so long to cash in |
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Dec 16 2022, 07:07 PM
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#10
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QUOTE(ericlaiys @ Dec 16 2022, 05:47 PM) dude why take out fund when u still got 1 month +. Sure got new promo when this end Or they assume once ppl put money in, they will not take out. |
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Mar 20 2023, 07:54 PM
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#11
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1,354 posts Joined: Sep 2021
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Anyone ever calculated and verified that they give what they promised?
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Mar 21 2023, 11:09 AM
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#12
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QUOTE(1mr3tard3d @ Mar 21 2023, 10:14 AM) :lol2: not sure about others, for me it does not add up Ok la. 0.1 can give them. This post has been edited by BrookLes: Mar 21 2023, 11:11 AM |
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Mar 21 2023, 11:12 AM
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#13
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1,354 posts Joined: Sep 2021
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QUOTE(1mr3tard3d @ Mar 21 2023, 10:14 AM) :lol2: not sure about others, for me it does not add up I think I will just leave my money there for 1 month and then calculate |
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Apr 4 2023, 08:52 AM
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#14
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1,354 posts Joined: Sep 2021
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QUOTE(Ancient-XinG- @ Apr 4 2023, 12:14 AM) versa fight very fierce now. Why would you even use go+.even better thn go+. They are there to tipu ppl on the back of tng digital that's all. |
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Apr 5 2023, 04:47 AM
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#15
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QUOTE(Ancient-XinG- @ Apr 4 2023, 09:16 AM) But kdi kalah 0.5% for now haha If they can upgrade to say 3.9%, I am pretty sure ppl will put their monies into kdi after the first 30k3.5 is too low and ppl will be putting into fd instead. Wasted effort after the 3% promo last year. This post has been edited by BrookLes: Apr 5 2023, 04:48 AM |
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Jul 12 2023, 05:26 PM
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#16
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1,354 posts Joined: Sep 2021
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QUOTE(victorian @ Jul 10 2023, 12:09 PM) For the sake of comparison they are both nett. Hope they let us know once they decide not to give 4.3.Until further notice |
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Jul 12 2023, 06:01 PM
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#17
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1,354 posts Joined: Sep 2021
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QUOTE(xander2k8 @ Jul 12 2023, 05:33 PM) Won’t be 5% 🤦♀️ unless OPR goes above 3.75% while they can afford to give 5% with lower maximum cap of rm5k just like Rize Actually serious qtn. If versa can give 4.3% after fees and deductions. Why banks cannot give more then that?Versa because 4.3% is actual return while EAR is at 3.91% actual return |
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Jul 12 2023, 07:30 PM
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#18
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1,354 posts Joined: Sep 2021
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QUOTE(LoTek @ Jul 12 2023, 07:27 PM) Maybe brick and mortar costs higher. Also versa might not be making profit. Iirc hk digital banks all loss making until now. Wow. This is scary. Maybe I should consider taking my funds out.Thanks |
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Aug 15 2023, 06:04 PM
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#19
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1,354 posts Joined: Sep 2021
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QUOTE(virtualgay @ Aug 15 2023, 02:28 PM) about what time does it take to hit our account? I withdrew last Friday.i check now still the 10.01 and 10.02 yet to come in 10.01 i withdraw yesterday before 12 10.02 i withdraw today before 10AM both also not in my account btw this is my first time withdrawing is this applicable for both versa-i and versa? Versa I already received the cash yesterday afternoon Versa still waiting. Still thinking I would receive the cash on Monday or something Guess this is how they earn too. By purposefully delaying the time your money goes in and goes out. Dunno why Malaysian companies always pull a fast one towards their customers. This post has been edited by BrookLes: Aug 15 2023, 06:09 PM |
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Aug 20 2023, 09:17 PM
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#20
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1,354 posts Joined: Sep 2021
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QUOTE(virtualgay @ Aug 17 2023, 01:53 PM) I earn my rm10 and have clear out all my saving with versa.. my review as follow So what is so special about rize then besides it's 5% interest rate.1. Open account quite straight forward 2. Intial deposit take more time than usual like almost 4 working days 3. Withdrawal take 2 working days if is versa cash and same day if is versa I and must be done before cut off 4. Interest payout super confusing as it pay in units 5. The transaction history also confusing as it show cash value and unit on the same page and I need to click on the units then I will know how much is the value 6. Payment of delta difference to 4.3% promotion rate is delay payment 7. If there is no Rize I don't mind park some fund here but with Rize I don't mind earn 0.3% lesser since my amount is not like 1 million or so |
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