How fast is Versa withdrawal? For KDI, if I withdraw before office hour, usually I can receive it around 8pm-10pm.

Thanks for sharing. which fund is this that generate this 4%?

Versa save.

yeah 3.9% for flexible saving isnt too bad at all

what was the rate for january?

versa really paying 4%+
support  fullnow RM30k x4

they cap i also cap

above 30k open new account

rebates is it the bonus? 4.0% - 3.9% ?  The 0.1%?

I don't know. Just asking.

Feb only 28 days maybe thats why interest low a bit?

:lol2: not sure about others, for me it does not add up

that is the best case scenario

challenging to track due to weekend/public holiday, fund price not being updated
rounding which may result in partial return being reflected in earlier or later NAV
NAV 1 Feb RM 1.1813, 4% for 28 days --> RM 0.0036
increase in NAV yields RM 0.0018 while distribution contributes RM 0.0016
so the rebate should be the shortfall of RM 0.0002 (0.16%) per unit
based on the number of unit as at 1 Feb (1 Feb balance / RM 1.1813)
therefore, rebate = unit x shortfall per unit

if the rebate credited s lower than the above, it is lower than 4%; vice versa

Sorry for stupid question. What is that tax voucher for? it is tax exempted rite?

The reduced withdrawal time is nice, but will the expected returns be the same as the regular fund? Most shariah-compliant investments have lower returns than conventional ones.

most important is bottom line- earning nett same 4.0% till 30.6.23 :thumbsup:
Regular Versa not bad also, tested WD 28.3.23 Tue 12.20pm, money in bank next day  29.3.23 3.00pm! Even faster than if WD KDI so late.

Versa only problem is deposit slow, cant fight KDI same day earning interest.
Versa said we will get same 4% for both
Ini betul kah you sudah baca?
Versa already stated  both will pay us nett 4.0% SAME!

Why you want to mislead people here?
mana proof Versa said it will pay Cash i  0.3% lower?
fierce fight for KDI  now

if tested consistently  can get money in time during WD,i may move from KDI .
better  if can improve deposit time lag.

You are again  wrong on both counts
What rubbish base net return?
1)when people asked like that, give straight  answer
no need pusing pusing.

dont pretend clever say it is 0.3% LOWER on average
and rubbish base net return... 

you enjoy giving funny answer then qualified yourself, say it is base rate lah!
warn them.
but see your answer.
Who asked you for Base rate?
what for ?

people want to know actual return rate !
and rate NOW!
not 3 months later after June 2023!

same like FD promo
dont  cheat people with bundle rate,
tell  effective rate ok?

2)Base rate also you wrong
next time  check first lah before simply hantam.

who is gonna check you right?

rubbish la, Versa pays us 4.0% same  for both

you  gave wrong info
said Versa Cash i would get 0.3% less

mistake dont admit
pusing pusing cakap pandai  
yes true
i am going  for the Versa Cash i

Versa has new competitor with Stash away Simple. Doesn't state that it has a limit for the 4.1%

Just got this via email:

Apa masalah reopt lagi

Bleh, "projected" 4.1 instead of guaranteed, and still take two years to deposit and withdraw.

Misleading advertisment at worse, mediocre offering at best.

I did ask their support. They said it's ultra low risk and very unlikely to underperform. Marketing talk.

Agree.
Are KDI and Versa also lousy no point ?

Was appreciating guy3288's post.
And suggesting to factor in the cost.
Not that I care about stash, but interested between V and KDI.
TQ for the tip on liquidity and rate.