Investment Versa
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 Oct 13 2023, 05:46 PM
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Senior Member
2,379 posts Joined: Sep 2017 
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QUOTE(1mr3tard3d @ Oct 13 2023, 05:38 PM) first time? it will take a bit longer to verify your bank account Thanks. Have already been verified. Will wait.but should not be more than 3 business days not a good way to monitor based on app balance anyway  |
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Oct 23 2023, 02:26 PM
Show posts by this member only | IPv6 | Post
#1122
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All Stars
65,283 posts Joined: Jan 2003
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new android update
// Release Notes: - Introducing Versa Retirement: We’re proud to unveil our all-new product suite, Versa Retirement! Now, you can plan for your future with confidence with Private Retirement Scheme (PRS) funds. - Enjoy a refreshed app interface with a sleek and intuitive design that makes managing your finances effortless. Navigate seamlessly through our features, making your financial planning a breeze. - We’ve also implemented minor security and feature enhancements along with bug fixes. //     This post has been edited by cybpsych: Oct 24 2023, 07:50 AM |
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Oct 23 2023, 03:25 PM
Show posts by this member only | IPv6 | Post
#1123
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All Stars
17,499 posts Joined: Feb 2006 From: KL
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QUOTE(cybpsych @ Oct 23 2023, 02:26 PM) new android update any info about the fund?// Release Notes: - Introducing Versa Retirement: We’re proud to unveil our all-new product suite, Versa Retirement! Now, you can plan for your future with confidence with Private Retirement Scheme (PRS) funds. - Enjoy a refreshed app interface with a sleek and intuitive design that makes managing your finances effortless. Navigate seamlessly through our features, making your financial planning a breeze. - We’ve also implemented minor security and feature enhancements along with bug fixes. // |
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Oct 23 2023, 03:37 PM
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All Stars
24,344 posts Joined: Feb 2011 
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QUOTE(!@#$%^ @ Oct 23 2023, 03:25 PM) any info about the fund? Likely lousy AHAM PRS funds. Nothing to see. Move along. Haha...This post has been edited by Ramjade: Oct 23 2023, 03:37 PM |
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Oct 23 2023, 03:38 PM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(!@#$%^ @ Oct 23 2023, 03:25 PM) any info about the fund? check the app and email notification just sent out |
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Oct 23 2023, 03:41 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur 
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PRS is for RM3k tax relief only... nothing to shout about.
At least gets 6% on first RM10k in Versa Cash |
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Oct 23 2023, 03:42 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cybpsych @ Oct 23 2023, 03:38 PM) check the app and email notification just sent out where's the button for Versa PRS ? |
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Oct 23 2023, 03:43 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(Ramjade @ Oct 23 2023, 03:37 PM) Likely lousy AHAM PRS funds. Nothing to see. Move along. Haha... https://aham.com.my/invest-with-us/list-of-funds?type=PRSPretty low...indeed |
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Oct 23 2023, 03:51 PM
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All Stars
24,344 posts Joined: Feb 2011
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QUOTE(ronnie @ Oct 23 2023, 03:43 PM) The only way they are getting my money is they have global fund or US focus prs. But Bnm wouldn't allow that IMO. |
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Oct 23 2023, 04:20 PM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(ronnie @ Oct 23 2023, 03:42 PM) where's the button for Versa PRS ? update your app |
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Oct 23 2023, 05:19 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cybpsych @ Oct 23 2023, 04:20 PM) update your app AppStore iOS stays latest hahahaha... i guess need to wait.It's under the Invest Now button ? |
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Oct 23 2023, 05:24 PM
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All Stars
65,283 posts Joined: Jan 2003
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QUOTE(ronnie @ Oct 23 2023, 05:19 PM) AppStore iOS stays latest hahahaha... i guess need to wait. no, there's a new button [Retirement] on the main page. it's been redesigned per current release.It's under the Invest Now button ? ios, as usual, pending approval. |
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Oct 23 2023, 05:37 PM
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All Stars
21,308 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(cybpsych @ Oct 23 2023, 05:24 PM) no, there's a new button [Retirement] on the main page. it's been redesigned per current release. Just got the update.... finally.ios, as usual, pending approval. RETIREMENT button appears. I wonder which would be the "best money making" PRS in AHAM ? |
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Oct 23 2023, 06:01 PM
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All Stars
24,344 posts Joined: Feb 2011
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QUOTE(ronnie @ Oct 23 2023, 05:37 PM) Just got the update.... finally. None. As long as the funds all invest in Malaysia market, you can forget about it.RETIREMENT button appears. I wonder which would be the "best money making" PRS in AHAM ? |
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Oct 23 2023, 06:32 PM
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Senior Member
5,596 posts Joined: Apr 2011 From: Kuala Lumpur 
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QUOTE(ronnie @ Oct 23 2023, 05:37 PM) Just got the update.... finally. RETIREMENT button appears. I wonder which would be the "best money making" PRS in AHAM ? QUOTE(Ramjade @ Oct 23 2023, 06:01 PM) None. As long as the funds all invest in Malaysia market, you can forget about it. Just go for the lowest risk PRS to get the bonus and tax relief |
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Oct 23 2023, 06:35 PM
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All Stars
24,344 posts Joined: Feb 2011
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QUOTE(victorian @ Oct 23 2023, 06:32 PM) Just go for the lowest risk PRS to get the bonus and tax relief For me Prs must be able to match EPF returns at least. If cannot match, no point. |
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Oct 23 2023, 06:42 PM
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Senior Member
5,596 posts Joined: Apr 2011 From: Kuala Lumpur
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QUOTE(Ramjade @ Oct 23 2023, 06:35 PM) For me Prs must be able to match EPF returns at least. If cannot match, no point. Prs will never be able to match EPF return. That's why if there is no tax relief, PRS will die. |
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Oct 23 2023, 06:43 PM
Show posts by this member only | IPv6 | Post
#1138
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All Stars
17,499 posts Joined: Feb 2006 From: KL
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QUOTE(Ramjade @ Oct 23 2023, 06:35 PM) For me Prs must be able to match EPF returns at least. If cannot match, no point. tax |
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Oct 23 2023, 06:45 PM
Show posts by this member only | IPv6 | Post
#1139
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Senior Member
3,268 posts Joined: Apr 2008
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Do note that whatever thrown into PRS cannot withdraw until you are 55.
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Oct 23 2023, 06:47 PM
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All Stars
24,344 posts Joined: Feb 2011
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QUOTE(victorian @ Oct 23 2023, 06:42 PM) Prs will never be able to match EPF return. That's why if there is no tax relief, PRS will die. QUOTE(!@#$%^ @ Oct 23 2023, 06:43 PM) tax Can. If you choose the correct fund. Eg. Principal prs Asia Pacific was outperforming EPF all these years until covid and emperor xi.That's why now I switch to the only US focused fund 30% US is better than nothing. Once they intro like full US fund, I will transfer my PRS there. |
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