Just as I expected, these 2 funds are still dragging your portfolio down.
Well, I suggest you switch it into local funds.
Most of my clients are in PIDF, and they are happy with it, whereas at the same time, my client who invested in PCSF is not that happy.
To those clients that have followed my advice, they will gain handsomely when our local market boost
It's just a matter of time our market and neighbouring markets boost.

So, you're suggesting PIDF? How about PRSF or PITTIKIAL?

Jus received a sms from my agent saying that the service charge is 5.5% and new fund promotion service charge is 5% starting from 1st of Jan 08.

PRSF is probably second tier fund in terms of performance. Check out PAGF and PIF... worth your while. My only regret is I invested too little in them.

The service charge of 5.5% ... does it affect existing funds when we buy an existing fund or when we perform a top up to the existing account?

The new service charge rate of 5.5% applied to all equity funds investment, be it Initial investment or additional investment for both new & existing funds.

BTW, the service for promotion funds is 5.0%.


HAPPY NEW YEAR!!! May 2008 bring in wealth & health to everyone!!

This post has been edited by kingkong81: Jan 3 2008, 10:35 AM

PIDF certainly has shown its strength previously and also recently.
So I have strong faith in PIDF, as well as PIX.
PRSF is one good fund to pick up too now, as it has been beaten down pretty badly these 2 months.
I'm not so sure about PITTIKAL though. It has disadvantage as it was a closed fund, because long term investors might find it difficult to top up their account when needed.

Any one still holding the PCSF and PFEPRF beside me.

I'm the one of the unfortunate. PFEPRF is hurting my investment goal.

I'm oso holding both.

I would say PFEPRF launched at a bit of wrong timing when the US subprime issue break out. Well, it is still less than 6 months, I would still give it a chance in 2008 for it to perform. Else, going to switch it out.

I hope that PM has some strategy for their REIT funds. If not, they won't be launching another REIT under PB series - PBAREIF

Me too holding PCSF. Already starting to make a little money from it. Hope it will go up further faster. These days HS seems to be slower where KLCI like lembu gila

I will be looking for the bull to come after CNY...these days HSI really bit out of steam...

This yr steel & cement price is up...will it affect the property market in positive or negative way?

The region markets are not doing very well, except for KLSE...will this be the bull before the election? If this is the case, then it's doubt for the KLSE continue grow after the election.

What you all think about this?

Bull before election..... well, the tradition is switch after CNY... I wont hold out for a bull before election.... probably be cautious after election.

What is the best fund to switch out to? I know the safest is Money Market Fund but it is worse off than putting back into EPF. Is it possible to switch into PBOND? Or is it closed already?

PBOND has reopen again...

I think among the Bond Funds... PBOND is the best... correct me if I am wrong.. at least within the Public Mutual stable.. .

Looking back at PBOND past performance, it has been able to provide consistent attractive distribution every year. I oso think this bond fund is one of the performer in PM bond fund

These were the funds that I switched out from.
I like other funds which are slow but has higher growth potential than those fast paced but short term funds now.

That was why I am recommending PIDF at the moment. Our local market has been doing well now with better progress. For 2007 our local market has beaten other regional markets and most of the global markets.
So I am proud of it
No one will know where is China going come Olympics. People are being cautious and also watching the global markets.