insurance cheat people wan....

Agent aje masyuk dapat ipad becuti hnghhh

Ok la tu, ko ingat senang ke agent insurance nak cari makan? Ramai dapat tau kawan jadi agent insurance terus block nombor atau kat social media hahaha.

Confirm the agent didn't declare his pre-existing condition in the application form.

I bought my dad a prudential medical card in 2015, but the agent said no need to declare anything and just sign the form & he'll fill up the rest. We didn't follow his advice and declared everything.

Had to do some medical checkups and they approved the application for higher contribution. for the past 3 years, my dad in and out of hospital for kidney stone also. Never had a problem claiming.

Only wished we had gotten a different agent instead cos the a-hole still got his commission even tho he gave us the wrong advice.

It's not the insurance co but the insurance agent. They will get you in trouble if you're not vigilant and just believe their sales pitch/lies.

Nothing new. Went to P@ntai recently they wanted RM30k. Decided to get a second opinion at UMSC Private RM4k only. Reason is if it can be treated with the shock wave it is cheaper than their so called surgery using the scope to remove the stones. So always get a 2nd opinion because the doctor first question is have you got insurance. Got lectured some more by doctor in P@ntai why my medical insurance coverage so low. Not everyone earns mega bucks to pay for insurance. In the end I submit the claim myself to Great Eastern and got reimbursed very fast. Saved GE RM30k and also save my ciput life time limit of RM200k. Peasant in Malaysia story why Private Hospital sucks you dry.

My brother's employer (group insurance) paid close to RM50k to get his stones removed by a "famous" urologist in KL.

rm50K for stones!

Maybe TS just upgraded from dial up to 4gb screamyx?

Eh btw now positive covid patients cant sign up for new plans?

This guy is famous if you get the drift especially when you have sex problems which Ktards sometimes quote his articles but he is the best in Malaysia according to my friend who is a doctor in all fairness. Even p@ntai wanted RM30k plus for the run of the mill specialist.

boomer dont nid insurance

so which one?


Dr Muhilan Parameswaran
Dr Christopher Ho Chee Kong
Dr Ambikai Balan Sothinathan
Dr Vikramjit Singh Saren
Dr Hemanth Kumar Ramasamy

did i missed anyone?

park

must be linking pre-existing illness

company wont suka suka decline. lesen BNM boleh kena tarik.

walao
now what age liao
cashless admission pls
no need claim claim

my mom too kena already expired cases from 2005 batu karang.. 2020 admitted to hospital cause of flight vertigo cannot claim.. str8 cancel insurance

I forgot his name but I like his articles in The St@r and he is very witty and knowledgeable. He was highly recommended by my own doctor to consult him when I had kidney stones problem and my brother said he was very good also. But unlike my brother, this surgery was going to be paid out from my own insurance limit so I went for the cheapest doctor available since it was only kidney stones.

I kana few years ago at S_MC also bill came out almost rm3K. non surgery. the stone sangkut along the ureter. just a few x ray check up by MO and, that's it. few hours gone and I am back into action!

claimed , as usual

to tell the truth all insurance company is tifu la.
what we pay month2 actually is agent salary


the big tifu is car insurance.

From the video,

RM400 per month, starting 2014.

Total paid = 400 x 12 x 7 = RM33.6k
not including interest etc.

RM26k claim rejected.

Bro has got a good reason to be pissed.

last year met a prudential agent promote plan to me

i say i want to see the TnC, else I won't sign

he say they dun have TnC, only have the handbook for customer to see plan payment illustration table, and some general TnC only

i say i want see a full detailed TnC, he again say don't have, ask me go official website check see, but can't find TnC from their page.

luckily i rejected him and say no detail TnC i won't sign


furthermore i find that what he explain to me is wrong after i read the payment illustration table, but he insist he is right

and very annoying, keep spam whatsapp me, and call me directly, chee bye

This post has been edited by CyrusWong: Feb 22 2021, 12:33 PM