Ask any hospital staff, ask them which insurance always reject patients insurance claim.

The answer is always prudential. My friend told me around 90% of his patients got rejected. It was his advice to steer away from prudential

KNEW IT.

I think I signed on 2018. It's not that it's a heavy commitment but that pocket change can be entertainment expenses if ya know what i mean

besides, as long as you're prepared with hospital funds right.

aiyah biasalah agent take your money and just cabut. 

Nothing new. Went to P@ntai recently they wanted RM30k. Decided to get a second opinion at UMSC Private RM4k only. Reason is if it can be treated with the shock wave it is cheaper than their so called surgery using the scope to remove the stones. So always get a 2nd opinion because the doctor first question is have you got insurance. Got lectured some more by doctor in P@ntai why my medical insurance coverage so low. Not everyone earns mega bucks to pay for insurance. In the end I submit the claim myself to Great Eastern and got reimbursed very fast. Saved GE RM30k and also save my ciput life time limit of RM200k. Peasant in Malaysia story why Private Hospital sucks you dry.

My brother's employer (group insurance) paid close to RM50k to get his stones removed by a "famous" urologist in KL.

This guy is famous if you get the drift especially when you have sex problems which Ktards sometimes quote his articles but he is the best in Malaysia according to my friend who is a doctor in all fairness. Even p@ntai wanted RM30k plus for the run of the mill specialist.

I forgot his name but I like his articles in The St@r and he is very witty and knowledgeable. He was highly recommended by my own doctor to consult him when I had kidney stones problem and my brother said he was very good also. But unlike my brother, this surgery was going to be paid out from my own insurance limit so I went for the cheapest doctor available since it was only kidney stones.