For me, my strategy is to link only 1 debit card to all my online/cashless transactions. And in that debit card I will only put a maximum of RM1000 (which is the maximum amount that I can afford to lose if handphone hilang or apps kena hack). I never trusted myself with a credit card or feel a need to have one.

*inB4 ayam pipit miskin tak layak apply credit card

not otp send to verify the transaction?

yeah , last time I used to lock my card and it always ask OTP for every purchase. but then soon after that it doesnt ask OTP anymore, like straight away charge (dont have the Mastercard payment website thingy), the security is really bad (idk shopee or the mastercard)

after that i dont wanna link my card anymore, just pay with online banking.

i also cant trust myself with CC and last time not planning to get. but then i suggest once you eligible, better apply and set the lowest limit. Because in debit, if anything happens, bank doesnt wanna help much if theres unverified transaction. but with CC, since its their money and we havent pay, they are more willing to help with any unverified transaction.

last time my debit i kena unverified transaction one time and the only thing they suggest me is just fill in dispute form and they say might take 2months to resolve

TS ask for resolution..

But, members here kept questioning her.

How to help if don't understand whole story? Kek.

only Shopee can provide solution. members here can ask and advice only.

Actually u can turn OFF OTP login but u need to do it from desktop seller centre.
Thats what i do for my dupe account (simcard expired) and i do have CC linked inside but afairemember each time use CC to pay need bank OTP, except topup shopeepay no need OTP. Not sure why some ppl says their CC payment no need OTP

is this your own experience? could you advise which bank CC u using?
I use MBB, UOB, CITI, PBB all need OTP

hmmm so actually TS accidentally topup extra money now trying to claim hacked?

This

I encountered before. No otp.

phew. just deleted card info from Shopee

Buy foodpanda sometimes no otp too...

Always use shoppee ewallet n lazada ewallet, dont link cc or save cc info cause not safe anymore.

It's possible. There's a disclaimer when you add the card that an OTP may not be needed for purchase and you have to agree with it if you want to add the card in. Used to be that only Lazada did that, but seems like Shopee is doing it now.

I just purchased a few days ago using PBB card and no OTP was needed for Shopee.

yes. CIMB. even got disclaimer here if I save the card at shopee.

foodpanda memang no OTP after u saved card. confirm.

Look like every 6 month this topic will crop up. The prevention is very simple => Remove your CC detail from Shopee after the transaction is completed.

LOL

TS is it your own family misuse then now u claim foul and try to get your money back without implicating them in the process? Could be an ex-bf or brother reloading and buying gaming stuff...

They could have access to her hp, or maybe she used their hp to link her shopee account or she left her shopee account at their phone
Cant think of why it could be done. When I log in to shopee account using other's they will definitely send otp to ask me am I trying to login with new device. If I click no, cant proceed.
then when pay time also they will ask for your password, someone must have known her password.

If you claim foul kan..I think both shopee IT and bank IT side can show proof that it wasn't hacked one wor..

But if it was really hacked, I'm really really sorry for the above and pray that that you get your money back because 8K is a lot

This post has been edited by @Adele: Jan 13 2021, 03:48 PM

Go back to the Shopee account..

Cancel all order..

Money refunded..

This

For game cards, still can cancel orders?
BTW can still use bigpay to reload shopeepay? If yes then can freeze BP when not reloading better than using debit card.

This post has been edited by MGM: Jan 13 2021, 05:09 PM