can you hold both?

most of us tried, not allowed. got early birds managed to get both.... not sure affin retracted it later or not.

affin duo no need purchase pin via lazada, straight topup in tng ewallet already can get cashback.

wave then pin = yes got cashback. even the cashier said >250 must pin, just told him/her that its ok i just wave it will still ask for pin, no need slot in the card. and the slip will have contactless word

edit update: this is 1 of my >rm250 contactless (wave then pin) using affin duo+, and yes i got cashback.

even 1 day it will automatic charged, it seem automated, the due date will different by 1 day due to 30/31st of every months. so i had late 1 day it charge interest and i appeal also not allow.  maybe depend on CS, if you call CS try to ask other thing first see if CS are friendly, then request for deduct the interest with nicely speaking, it you get the unfriendly CS then bye and call again. the call is worth RM50 for you. 

I went to the branch and then the counter lady called to CS, and passed over the phone to me and after that I was informed to on the cancellation submission and the CS spoke back with the counter lady. Then I was told I can leave.

This is the first time I have encountered such incident, previously had no issue with other banks in performing credit card cancellation at branches.

I have called them twice now, the first time when I received the sms of overdue and they replied with expedite the process, and few days later received new statement of late payment interest.

For the second call, the CS informed me the SST is for the charge using the CC in 2023, that's why I need to pay for it but I told her it is not, and she said will check with the specialist team and will inform the Business Unit to expedite on the cancellation again.

There's 4 steps to cancel affin CC, and apparently it is just been staying at step 2 without anyone taking action/processing it

ahh you just wanna see posting date for a posted txn, not unbilled/unposted txn.

unfortunately, only can see in e-statement, not in portal or app

you can only guess the posting date. if it appear in portal/app, then posting date is T-1 day.

this only works if you check everyday and observe the TXN listing.

i got late penalty charge.

i call AFFIN to waive/appeal .

1st time was back in 2022.
the recent was 11Mar2024

CS told me , AFFIN can only grant one time waiver.
for the 2nd time, its still pending appealing .
i ask when can know --- CS also dunno .

Affin duo card, most people use Visa for cashback,
Mastercard put to sleep since 2020

last week saw Annual Fee RM75 in MC
called CS request waiver, asked to spend RM300, ok can swipe to get AF waived no problem

it seems  1st  3 yrs no AF so i also forgotten about that MC. Now AF starts.

But CS said that  MC had been blocked due to  reported card loss some time ago. actually the card is not lost, is here with me.

To swipe i need to get replacement card and pay RM50, cannot waive this penalty RM50.

what logic card sudah blocked , cant use, no replacement , Affin  charged RM75 for Annual fee now???

tak mahu bayar  ok kan?

Card expired on 2027, i think approved on 2022. By right is will charge on next year right?

Thanks for your answer 

So for my case, I will fill up RM4596 for CC1, RM12000 for CCC2.

Then I continue use both CC1 and CC2 up to their respective amount which are RM383 and RM1000.

Affin bank will transfer all the spending from above said CC to affin card account.

What if there is a month where I spend more than the preset amount, say CC1 I spent RM500, CC2 same RM1000,
then Affin bank will still transfer RM383 from CC1 or Affin will transfer all CC1 outstanding balance to my Affin card account?

found one T&C, but my conversion amount included 1 BT instalment though
once approved, it will reduce your statement balance (i.e. similar to FPP)

Same! My auto debit for nirvana didn't get cashback. I made a report but until now no one got back to me. Did u report?

what's the full description of the nirvana autodebit?

also ask them the mcc and your card type
fyi, there was announcement for islamic card... whether relevant to your case or not, ask affin to reconfirm

2 weeks ago. can u let me know if they get back to u?

last week i did, the person told me the relevant department haven't get back to them, just ask me to wait for someone to call or email

long time ago lor

New statement came in, also no cashback for nirvana.

Which card u planning to use?