Welcome Guest ( Log In | Register )

Bump Topic Add Reply RSS Feed
5 Pages < 1 2 3 4 5 >Bottom

Outline · [ Standard ] · Linear+

Credit Cards Affin Duo Credit Card, great rewards for eWallet

views
     
mamamia
post Aug 23 2022, 04:29 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(ChiaW3n @ Aug 23 2022, 03:51 PM)
i think to spend 1667 to get the balance cb of RM30 right? otherwise i am just settling at RM50
*
RM1667 only get RM50 (RM1667 x 3%)
If you wan to get RM80, need to spend RM2667
mamamia
post Aug 23 2022, 08:42 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
For those who has reported fraud case, may I know how long you wait to get replacement card?
mamamia
post Aug 25 2022, 11:34 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(xiaomoon @ Aug 25 2022, 05:14 PM)
new card recevied thumbup.gif
*
Quite fast.. how long u c the new card issue in ur online banking?
mamamia
post Aug 29 2022, 04:55 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(cucikaki @ Aug 29 2022, 10:02 AM)
My fraud transaction since 25 June, till now havent reversed. Say it takes 180 days.
*
may i know whether u pay for the fraud txn? if no, any finance charges imposed?
mamamia
post Sep 14 2022, 04:58 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(davidxxx @ Sep 14 2022, 02:48 PM)
me was lucky enough, made report on 7/9/22 due to fraud transaction and receive new card on 12/9/22.
*
my one reported on 5 Sep, until today replacement card still yet to issue when i check with them. don even talk about delivery.
mamamia
post Sep 19 2022, 08:01 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(wjleong15 @ Sep 19 2022, 10:04 AM)
yes
deduct and pay
my replacement card arrived in less than 1 week time so i paid new card number
my friend paid old card number payment capture
so you may try old card number or consult cs if new card not arrive before/on due date?
*
Is there any finance charges in ur following statement after u “short pay” the dispute amount?
mamamia
post Sep 20 2022, 08:28 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(wjleong15 @ Sep 19 2022, 08:36 PM)
nope
fraud team also informed wont be any charges
but if accidentally incur then call them to waive
*
So, u got call from fraud team? My one nobody call at all. Reported to CS like no news after that. Maybe my fraud amount is small

This post has been edited by mamamia: Sep 20 2022, 08:29 AM
mamamia
post Oct 18 2022, 10:43 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(xiaomoon @ Oct 17 2022, 02:31 PM)
mine one on august still investigate
*
My one early Sep22 also not yet refund. N I don see the dispute transaction in my latest txn. Since I reported the fraud till now nobody contact me also

QUOTE(lovelyuser @ Oct 17 2022, 06:45 PM)
I applied Affin Duo Sept 2020, only activate my VISA Duo.

Never activate Master Duo, no SST, no annual fees on my Master Duo at all. I still can see the Master card info in Affin online.
*
QUOTE(lovelyuser @ Oct 17 2022, 06:47 PM)
CS will tell you need to activate the card

But the actual fact is, never activate, there will be zero SST, zero annual fees.

My real experience for last two years
*
Me too. So far only c SST charge for visa, nothing on master.
mamamia
post Nov 18 2022, 04:27 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(adele123 @ Nov 18 2022, 12:48 PM)
I know they are not wrong. It is our fault didnt pay on time.

But got things not consumer friendly also from affin's end. Didnt let me change statement date is one of them.

Sometimes really just forget ma. When sms reminder came, i immediately pay. Lol.
*
maybe can show BNM policy of 3 days grace period
mamamia
post Nov 18 2022, 07:38 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(!@#$%^ @ Nov 18 2022, 05:58 PM)
grace period not standard 20 days?
*
QUOTE(adele123 @ Nov 18 2022, 06:55 PM)
I exceeded. 6 days. The sms came 6 days after due.
*
QUOTE(lovelyuser @ Nov 18 2022, 07:30 PM)
Hahahaha, I believe what he meant was 20 + 3 days.

No matter how any days of grace period, somehow there will be someone late pay…
*
Should be 4 days grace period from payment due date. But, can only argue if due date fall on PH / weekends

This is classified as S, not G, so, all banks must follow:

An issuer shall provide cardholders with a grace period of at least 4 calendar days after the payment due date. This is to cater for payment due dates falling on weekends or public holidays.



Refer article 10.6:
https://www.bnm.gov.my/documents/20124/9380...Credit+Card.pdf

This post has been edited by mamamia: Nov 18 2022, 07:39 PM
mamamia
post Nov 20 2022, 09:30 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(!@#$%^ @ Nov 19 2022, 12:06 AM)
maybe they will revise statement date = due date. and the current due date become grace period 20 days.  sweat.gif
*
Impossible.. 20 days from statement date is a must too
mamamia
post Nov 20 2022, 01:03 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(!@#$%^ @ Nov 20 2022, 09:50 AM)
haha. then should just straight 23 days grace period. mau 20 + 3 pulak
*
The additional 4 days only if ur due date fall on weekend / public holiday
mamamia
post Dec 5 2022, 10:30 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
For Shopee bill payment (AirPay Malaysia), is it categorize as eWallet or Online for Affin DUO Visa? Anyone try b4?
mamamia
post Dec 13 2022, 11:20 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(tiramisu83 @ Dec 13 2022, 07:58 PM)
All the while trx date=posting date, only last month got delay 2 days.. not sure which bank has issue, sender or receiver? blush.gif
*
Due date fall on Sunday?
mamamia
post Jan 6 2023, 09:29 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(k2017 @ Jan 4 2023, 05:06 PM)
Got offer for existing user?
*
The link shown only for new customer for 0% BT
mamamia
post Jan 30 2023, 07:19 AM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
Auto debit cashback is it only for insurance, for nirvana auto debit, is it fall under the cashback category? Anyone try?
mamamia
post Feb 9 2023, 11:30 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(MGM @ Feb 8 2023, 04:47 PM)
My next statement cycle of 15Feb to 14March will follow this new t&c which is effective on 12March?
*
QUOTE(cybpsych @ Feb 9 2023, 08:31 AM)
dont know yet biggrin.gif

my Feb statement not out yet.

will likely reduce to spend rm1000 after Feb statement is out.
*
Similar revision for last round, but I also can’t remember whether the revision based on statement or if spent b4 12 March 2023 then still can get RM80 cashback.
mamamia
post Feb 16 2023, 07:32 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(Haloperidol @ Feb 13 2023, 07:40 PM)
Look at Maybank Amex Islamic Amex Ikhwan
8% cashback on online spend (exclusion ewallet reload , but if you know where to bypass it is good)
Cap RM 50 per month, spending required RM 630 only.

Double quota on Rahmadan and Syawal month = RM 100 per month / RM 1260 spending
Whole year potential cashback RM 700 - RM 25 SST = RM 675
*
Y RN630 / 1260 and not RM625 /1250
mamamia
post Feb 17 2023, 04:15 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(MGM @ Feb 16 2023, 08:09 PM)
Isnt there an announcement that rm50cb starts only statement cycle ending in April?
*
If April statement, meaning my March statement (let’s say is 16 March) will still entitle for RM80 cashback based on my interpretation of April statement (ie 16 April)
mamamia
post Jul 26 2023, 10:39 PM

Look at all my stars!!
*******
Senior Member
6,420 posts

Joined: Jun 2005
QUOTE(Matchy @ Jul 26 2023, 08:09 PM)
Oh damn… need to pay for the fraud amount first?
*
No need, u need to dispute this txn
« Next Oldest · Credit Cards, Debit Cards, Prepaid Cards and Loyalty Cards · Next Newest »
 

5 Pages < 1 2 3 4 5 >Top
Add ReplyOptions
 

Change to:
| Lo-Fi Version
 0.0473sec    0.53    7 queries    GZIP Disabled
Time is now: 29th November 2025 - 10:13 PM
All Rights Reserved © 2002- 2025 Vijandren Ramadass (~unite against racism~)
Removal Request
Powered by Invision Power Board © 2025  IPS, Inc.