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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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cybpsych	May 6 2021, 11:27 AM Return to original view \| Post #341
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(xpole @ May 6 2021, 11:21 AM) Yes, correct. they cancel one card only. Thank god I check again the online banking portal on my card cancellation. Only 1 card they cancel it. dont confuse ppl officially, cannot cancel 1 card. yours is probably a mistake by the CS (although technically 1 card can be cancelled but official T&C/policies, not allowed) QUOTE(fruitie @ May 6 2021, 11:26 AM) So technically can only cancel one card? Like this I wanna cancel the Rewards card. yes, system-wise actually can cancel policy-wise, cannot haha i also want them to have this "mistake", but pray not cancel the Cashback card! This post has been edited by cybpsych: May 6 2021, 11:28 AM
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cybpsych	May 6 2021, 11:29 AM Return to original view \| Post #342
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(cybpsych @ Sep 8 2020, 10:52 AM) just noticed this... AFFIN DUO Exclusive: RM20 cash back on e-Wallet reloads/transactions with AFFIN Visa Cash Back Campaign Period: 28 August 2020 – 31 December 2020 Campaign Details: Link and use your AFFIN Visa Cash Back for your e-Wallet reloads/transactions to earn RM20 cash back* Minimum reload or transaction of RM100 for 2 consecutive months. Cash back is limited to RM20,000 throughout Campaign Period on first-come, first-served basis. Click here for full Terms and Conditions. Win Cash Back with AFFIN DUO Visa Cash Back Credit Card Campaign Winners* 5 May 2021 Congratulations to all winners! Click here for Month 1 \| Month 2 \| Month 3 Winners Listing For more information, call 03-8230 2222. This post has been edited by cybpsych: May 6 2021, 12:25 PM terry5695, extinct_83, and 2 others liked this post
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cybpsych	May 6 2021, 11:33 AM Return to original view \| Post #343
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(!@#$%^ @ May 6 2021, 11:33 AM) credit d? have you checked?
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cybpsych	May 6 2021, 11:36 AM Return to original view \| Post #344
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(wjleong15 @ May 6 2021, 11:35 AM) saw a few winners won in a few months must be big spenders my own, didnt get any my other principal user, gotten Month 1 and Month 3
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cybpsych	May 6 2021, 12:17 PM Return to original view \| Post #345
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(cybpsych @ May 6 2021, 11:29 AM) Win Cash Back with AFFIN DUO Visa Cash Back Credit Card Campaign Winners 5 May 2021 Congratulations to all winners! Click here for Month 1 \| Month 2 \| Month 3 Winners Listing For more information, call 03-8230 2222. ok la, only 58 winners wiped all months
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cybpsych	May 6 2021, 12:25 PM Return to original view \| Post #346
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(tiramisu83 @ May 6 2021, 12:24 PM) Err..actually what is this cash back campaign about? I got it in first month i guess this QUOTE(cybpsych @ Sep 8 2020, 10:52 AM) just noticed this... AFFIN DUO Exclusive: RM20 cash back on e-Wallet reloads/transactions with AFFIN Visa Cash Back Campaign Period: 28 August 2020 – 31 December 2020 Campaign Details: Link and use your AFFIN Visa Cash Back for your e-Wallet reloads/transactions to earn RM20 cash back* *Minimum reload or transaction of RM100 for 2 consecutive months. Cash back is limited to RM20,000 throughout Campaign Period on first-come, first-served basis. Click here for full Terms and Conditions.
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cybpsych	May 6 2021, 12:31 PM Return to original view \| Post #347
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(tiramisu83 @ May 6 2021, 12:29 PM) damn..didnt see this..haha i guess i wasnt eligible cuz not NTB
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cybpsych	May 6 2021, 09:26 PM Return to original view \| IPv6 \| Post #348
--------------------- All Stars 65,283 posts Joined: Jan 2003	Repost as screenshot: This post has been edited by cybpsych: May 7 2021, 08:16 AM
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cybpsych	May 6 2021, 09:30 PM Return to original view \| IPv6 \| Post #349
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(!@#$%^ @ May 6 2021, 09:18 PM) lol that was fast. so need to spend extra rm333 ? the term "outstanding balance RM3,000 and above" is a tricky one.
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cybpsych	May 6 2021, 09:36 PM Return to original view \| IPv6 \| Post #350
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(!@#$%^ @ May 6 2021, 09:33 PM) well, on statement date now usually i have rm2667 outstanding. i suppose means we should wait till after statement only pay, rather than clear it off prior to statement. that's why it's a tricky one when they put such statement out there are many ppl who clear outstanding immediately/soon after spending, before statement is out <-- these good customers are being penalized
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cybpsych	May 6 2021, 09:39 PM Return to original view \| IPv6 \| Post #351
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(Human Nature @ May 6 2021, 09:36 PM) They need to properly define when is the exact period. Is the outstanding amount taken when on the statement date, etc. Need more details on the mechanism. yep cuz new T&C effective 1 June, but cb based on few statement dates after that. meaning, we all need to leave outstanding balance of 3k in June? <-- rhetoric question
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cybpsych	May 6 2021, 09:44 PM Return to original view \| IPv6 \| Post #352
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(Human Nature @ May 6 2021, 09:42 PM) So far I am still good as I have the BT To jack up my monthly outstanding amount. But after I finish paying them, will just assume my cap is RM50 per month, less headache. similar mechanism, CIMB-Petronas cashback has different interpretation and explanation too: https://www.mymesra.com.my/assets/contentMS...terCard_ENG.pdf If the statement balance is RM3,000 and above... If the statement balance is below RM3,000... 11. What is Statement Balance? Statement Balance includes any outstanding balances which are carried forward from the previous month’s statement and new transactions made on the current month’s statement. Any payments made prior to the current month’s statement date will be taken into account for calculation of the current month’s Statement Balance.
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cybpsych	May 6 2021, 09:49 PM Return to original view \| IPv6 \| Post #353
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(Human Nature @ May 6 2021, 09:44 PM) From the Affin Dashboard, Total Outstanding includes the BT amount. And from the T&C, the term outstanding is not define. So pandai pandai take screenshot every month updated t&c not published yet. the link shown from the announcement is the existing copy (last published on 23 April 2021).
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cybpsych	May 6 2021, 09:50 PM Return to original view \| IPv6 \| Post #354
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(Human Nature @ May 6 2021, 09:49 PM) Oh they use statement balance. Banks are very creative. this one make sense, especially the FAQ explanation affin's "outstanding balance" is too generic as this amount fluctuate continuously, irrespective to statement cycle my guess is, just the usual "min monthly (statement cycle) spending" = RM3,000 or above This post has been edited by cybpsych: May 6 2021, 09:51 PM
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cybpsych	May 6 2021, 09:52 PM Return to original view \| IPv6 \| Post #355
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(Human Nature @ May 6 2021, 09:51 PM) I should probably delete my post above to avoid giving them idea keep it here for historical purpose!
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cybpsych	May 7 2021, 08:22 AM Return to original view \| Post #356
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(avinlim @ May 7 2021, 08:19 AM) When is the Affin cashback credited? After statement or before statement? E.g if you spend 3000. and CB is credited before statement, means your statement balance will be RM2920 If credited after statement, means your statement bal will remain 3000 and day after statement, they will credit RM80 for you and your outstanding bal = 2920 but SB remain 3000. Which one ya? on statement date, reduces the statement balance avinlim liked this post
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cybpsych	May 7 2021, 09:17 AM Return to original view \| Post #357
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(extinct_83 @ May 7 2021, 09:11 AM) Can we say that: Tier 1: Spend RM 1667 is enough, gets RM 50 already = 3% cashback. Tier 2: Spend RM 3000 for RM 80 cashback = 2.67% cashback. Anything extra spending between RM 1668 - RM 2999, we will still get RM 50 cashback only. your example is based on min monthly spending nobody knows what is the scope & definition of "outstanding balance" as stated in the announcement
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cybpsych	May 7 2021, 10:58 AM Return to original view \| Post #358
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(cybpsych @ May 6 2021, 09:26 PM) Repost as screenshot: affin bank removed the both announcements luckily captured screenshots first removed screenshots to avoid confusion later (if new revision is out) This post has been edited by cybpsych: May 7 2021, 11:09 AM
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cybpsych	May 7 2021, 11:11 AM Return to original view \| Post #359
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(!@#$%^ @ May 7 2021, 11:07 AM) fine tuning needed perhaps. still got a couple of days ie 21 days before 1 june definitely prematurely published or need fine-tuning/reword or cancel altogether
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cybpsych	May 7 2021, 11:31 AM Return to original view \| Post #360
--------------------- All Stars 65,283 posts Joined: Jan 2003	QUOTE(spreeeee @ May 7 2021, 11:28 AM) means back to original benefits? nothing to go back mah new ones (IF going to happen) has not take effect
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