Welcome Guest ( Log In | Register )

56 Pages « < 15 16 17 18 19 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Affin Duo Credit Card, great rewards for eWallet

views
     
cybpsych
post Apr 2 2021, 09:28 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
Notice on Revision of AFFIN DUO eWallet Featured Partners Listing
30 March 2021

Dear AFFIN Valued Cardmembers,

Please be informed that Fasspay, Instapay eWallet, Instapay Card, Presto Pay, Razer Gold/Pay, TaPay and weChat Pay will no longer be part of AFFIN DUO eWallet featured partners.

Besides that, Zapp will be included as our new AFFIN DUO eWallet featured partners.

All of the above will take effect on 21 April 2021.

Click HERE for full list of AFFIN DUO eWallet featured partners

This post has been edited by cybpsych: Apr 2 2021, 09:28 PM
cybpsych
post Apr 6 2021, 09:00 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(7498 @ Apr 6 2021, 08:48 AM)
Is there any acquisition campaign for this Affin Duo credit card. Cant seem to find any except for the above Spend & Win RM888 cash back campaign.
*
that's the new acquisition campaign

previously-ended is below:

user posted image
cybpsych
post Apr 8 2021, 10:27 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(BeadsCrazee @ Apr 8 2021, 09:37 AM)
Saw many wanna top up e-wallets to get cash back and then withdraw the cash.

Just to share my personal experience.

i recently withdraw balance from TnG (1k) and lazada (twice, both below 100). I can still top up with CC. There has been genuine  spending and the sum was previously topped up via DC/CC/bank transfer and had been sitting for quite some time.

Heard many complaint if withdraw will get banned/flagged so i wonder if the rule had changed recently.
*
it's not rule changed

it's the increase of go+ usage + the prospect of withdrawal without penalty/flag by TNG (dream on), which is why more and more ppl reporting in.

there is always cause and effect.
cybpsych
post Apr 11 2021, 07:09 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(cybpsych @ Apr 2 2021, 09:25 PM)
user posted image

Apply AFFIN Cards & Stand to Win RM888 Cash Back [ Affin | T&Cs | FAQs ]
Campaign Period: 1 April – 31 July 2021

Click here to apply for an AFFIN Card and spend a minimum of RM100 within 45 days from the card approval date.

Spend & Stand to Win Monthly Prizes

Keep on spending with your AFFIN Cards to earn more entries for a chance to win these prizes.

user posted image

Every RM500 spend via Easy Payment Plan (EPP)10 Entries
Every RM100 retail spend with AFFIN Credit Cards1 Entry
Every 10 retail transactions with AFFIN Debit Cards1 Entry
*
QUOTE(onthefly @ Apr 11 2021, 07:03 PM)
Found this on their website. See if you lucky can get cashback rm888

https://www.affinonline.com/promotions#affinapplycards
*
yep, posted here about 1 week back thumbup.gif
cybpsych
post Apr 13 2021, 01:51 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(blstz @ Apr 13 2021, 01:48 PM)
just got my affin duo cards and successfully registered for affinonline. however i cant see any of my cards in affinonline. do i need to call CS to get it linked or it'll appear automatically later? thanks.
*
tomorrow
cybpsych
post Apr 14 2021, 09:23 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(cybpsych @ Jan 18 2021, 11:09 AM)

//  Termination or cancellation of AFFIN DUO shall apply for both AFFIN Visa Cash Back and AFFIN Mastercard Rewards.  //
*
QUOTE(xuanchew @ Apr 14 2021, 09:19 PM)
i have activated both cards, i asked the customer service and he said i required to activate both cards together.

Let say i only use the CB card but not the reward card, will i entitle the annual fee waiver a??
can we cancel the card?
*
cybpsych
post Apr 16 2021, 08:31 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(lhwang @ Apr 16 2021, 08:20 PM)
Hi, without online banking, I can still received my credit card statement and cash back auto credit into statement balance ? (As Stand Chart cb need to be redeem in apps/web).

Would like to know is online banking features necessary, thanks 😀
*
only annoyance is for you to track your spending manually, especially for small-ish amount that accumulate throughout the month

if large amount, probably still ok
cybpsych
post Apr 19 2021, 09:46 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(ChiaW3n @ Apr 19 2021, 09:42 PM)
Just for example my credit card already cut off, just want to know if the cashback based on statement date or calendar month? Like if I spend now will it be qualify for my May’s RM80 or must spend on next month only qualify?
*
simple wan

1) ON statement date, get cashback (effectively reduced statement balance)

2) ON statement date, can start spending also (not to worry of same-day posting) since it will be counted in next statement cycle
cybpsych
post Apr 22 2021, 09:06 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(Xaphier @ Apr 22 2021, 08:59 AM)
Hmm, Affin rejected my Affin Duo application even though I am far exceeded the income entry requirement, with clean CCRIS record to boot.

What could be the reason? Are they tighten up the application for customer with more potential to be profited off?

I am NTB customer btw.
*
why do you make this statement? "Are they tighten up the application for customer with more potential to be profited off?"


anyway...

income docs are just entry level requirements for application, it DOES NOT guarantee approval success

approval, on the other hand, is another internal process where they look into your financial details, scoring, records, etc etc


do try contact the agent/staff for appeal, and/or any other supporting documents required to strengthen the approval assessment.
cybpsych
post Apr 22 2021, 09:17 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(Xaphier @ Apr 22 2021, 09:12 AM)
Perhaps I worded it badly. What I am trying to say is, every bank is trying to make profit. If all the Affin Duo card holders are diligent customers who are smart to take advantage of the cashbacks and were always paid in full, then the bank is making loss in a sense. Maybe they are trying to diversify the customer profiles? Just a guess with no evidence, don't quote me on that.

Thanks anywya.
*
laugh.gif

it's no about bank dont want to make money from you (hoping you pay more interest/fees to them)

CC is a credit facility, they need to assess your financial health, eg income vs debt (DSR), credit utilization, even sometimes they may look into active court case involvement, insolvency, etc etc .... there are many criteria and each bank has their own assessment way to do this.

just try to appeal if you want to continue. if appeal unsuccessful, then retry application after 6 months or so.
cybpsych
post Apr 23 2021, 10:30 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
Affin VS going to hit anniversary later this month.

1) called CS #1 for sst rebate/spend condition = no offer
2) cleared outstanding
3) called CS #2 for card cancellation due to upcoming sst = offered RM25 cashback for spending min RM300 within 45 days from today.
4) decided to keep biggrin.gif

cybpsych
post Apr 23 2021, 10:38 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(sjz @ Apr 23 2021, 10:33 AM)
so regardless activated or not, SST will still be imposed?
*
nobody can answer that since their card not activated, right?

since card not activate:

1) maybe SST already charged in the system (but not billable to you)?
2) maybe affin system auto-activate the mc card later?
3) maybe affin system auto-cancel the both cards later (since card cancellation is done in pair)?
4) etc etc
cybpsych
post Apr 23 2021, 03:13 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(#Victor @ Apr 23 2021, 03:11 PM)
since there is no Affin VS thread, would like to ask here how do u achieve maximum cashback for spending more than RM250 for contactless transactions if it prompt for PIN as it will not count towards for cashback?

If you perform a contactless transaction and been prompt to key-in your PIN, the transaction will be treated as PIN based transaction and not eligible for cash back.
*
backup card, seldom use

that's why ready to cancel it today. since got offer, can keep it for another year as backup in case PB Quantum Visa finish quota.


yes, useless for large-purchase to maximize RM80 cashback (since need to do multiple of RM250 or below. not all merchants allow/willing to split)

PB Quantum Visa still have the advantage even with wave+pin, only minor downside is txn amount must be RM30 or more.

This post has been edited by cybpsych: Apr 23 2021, 03:15 PM
cybpsych
post Apr 23 2021, 07:42 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
aside from ewallet partner revision, MOTO is not eligible for cashback

user posted image
cybpsych
post Apr 24 2021, 11:22 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(celciuz @ Apr 24 2021, 11:10 AM)
Overlooked my Mar'21 payment, paid up immediately once I knew about it kena Finance Charges and Penalty - Late Charges  sweat.gif . For Affin Bank, anyone managed to waive it before?
*
call CS and request for goodwill waiver
cybpsych
post Apr 26 2021, 01:42 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(K0MR4DE @ Apr 26 2021, 01:37 PM)
Guys, since this is my 1st time owning a cc. How to topup my prepaid Touch n Go card to get the cashback? I tried to topup my TnG at Watson they die-die don't want to accept cc.

Thanks in advance for advice / recommendation / suggestion
*
NOT for prepaid touch n go card

it's Touch n Go eWallet APP
cybpsych
post Apr 27 2021, 11:29 AM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(sjz @ Apr 27 2021, 10:47 AM)
thanks for the input

so far PBB and RHB no issue in getting CB
if using MANUAL key in card details with OTP.

Affin still need to wait user confirm using statement.
*
no issue with Affin Duo.

saved-card in TNG eWallet App >> 31 Mar 2021 TNG WALLET E-COMM 2 KUALA LUMPUR MY

gotten cb in April

This post has been edited by cybpsych: Apr 27 2021, 11:33 AM
cybpsych
post Apr 27 2021, 07:33 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(mamamia @ Apr 27 2021, 06:49 PM)
31 March >> tng still not yet update their mcc
*
already updated
cybpsych
post Apr 28 2021, 06:35 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(cybpsych @ Apr 23 2021, 07:42 PM)
aside from ewallet partner revision, MOTO is not eligible for cashback

user posted image
*
QUOTE(sean6219 @ Apr 28 2021, 06:23 PM)
Hello, is ptptn loan payment eligible for cashback? Thinking of doing it one shot instead of trying to top up to e-wallet and transferring multiple time.
*
where to pay?
cybpsych
post Apr 28 2021, 10:40 PM

---------------------
*********
All Stars
65,283 posts

Joined: Jan 2003
QUOTE(cybpsych @ Apr 23 2021, 10:30 AM)
Affin VS going to hit anniversary later this month.

1) called CS #1 for sst rebate/spend condition = no offer
2) cleared outstanding
3) called CS #2 for card cancellation due to upcoming sst = offered RM25 cashback for spending min RM300 within 45 days from today.
4) decided to keep biggrin.gif
*
QUOTE(The Residences @ Apr 28 2021, 10:35 PM)
Anyone here already cancelled this credit card?

How's the process? Did the retention team called you to continue using the card or they just proceed with the cancellation after 7 working days?
*
afaik, no retention team from affin.

the CS may offer you directly when you call in for cancellation.

my VS cancellation request above.

56 Pages « < 15 16 17 18 19 > » Top
 

Change to:
| Lo-Fi Version
0.1657sec    1.39    7 queries    GZIP Disabled
Time is now: 5th December 2025 - 03:25 PM