yes, that's why my guess is that the eligibility still stand (continue)

1) signup gifts/rewards from bank, not from merchants. for 3rd party agents, rarely see any.

2) no

// Termination or cancellation of AFFIN DUO shall apply for both AFFIN Visa Cash Back and AFFIN Mastercard Rewards. //

This post has been edited by cybpsych: Jan 18 2021, 11:09 AM

each card

2 separate boxes.


original FAQ, they combined the boxes, which confuses the user.

the above screenshot, Affin separated it.

This post has been edited by cybpsych: Jan 18 2021, 11:24 AM

do share us the results, we are eager for this to happen too

T&C stated this >> // Termination or cancellation of AFFIN DUO shall apply for both AFFIN Visa Cash Back and AFFIN Mastercard Rewards. //

haiyaaa umbrella not important

more important is get the card, quickly maximize cashback before 1st statement generated

be mindful on the posting of your transaction vs statement/cashback date; it can be a "yay" or "ouch" thing depending on your spending timing

1) yay, you want it to flow to next cycle by spending exactly on statement date; or
2) ouch, you want it in current cycle but somehow transaction get posted on statement date (still flow to next cycle anyway)

think it this way.

those who only activated 1 card, they won't know whether sst charged to the other card. right? hence, they cannot tell us

for sst, it's imposed per card issuance, regardless of activation status.

however, we don't know how affin system handle unactivated card. few scenarios could happen:

1) sst couldn't charged to unactivated card.

2) sst already charged in the system. but since card not activated, you can't see nor bank can bill (statement) you.

3) card would somehow auto activate after certain period of issuance. they can do it automatically or bulk manual update. this would also invite complaints due to unfair practice or cuz they didn't disclose in advance before executing it). bank's workaround is by changing the card t&c in advance too.

normal

posting for billing/statement doesnt mean eligible for cashback

yeah, affin's cb cycle was a suprise to my BHP card 2 years back when the BHP petrol posting on statement date didnt capture. only later their staff informed on this T-1 cb cycle.

subsequently, Affin improved their communication by stating this upfront.

yes for the number

card status is not the same as card usage/activities

no. only the annual fee (waived 3yrs) and SST (waived 1yr).

what are you expecting?

probably you wont even get SST charged if your BHP already charged SST earlier

my Duos are without any SST/SST+waiver.


have you activated the cards?

where did you see 2%?

these are 0% promo campaigns for new-to-bank (within 12 months)

let's hear some "good" news in early March

i'm aware of that

the question was to jasmineh2y

if not send to them via email, how do you intend to send the documents to them?

visit branch and hand-in docs personally to the staff?


afaik *@affinbank.com.my is the official domain for Affin Bank.

yes, as shared by many ppl here, staffs visit applicants at home or workplace to collect docs. they do carry mobile terminal to validate your thumbprint for epf printing (f2f kyc settled, instead of visiting branch)

other ways are via whatsapp or email.

I've experienced all 3

updated FAQ https://www.affinonline.com/AFFINONLINE/med...AFFINDUO_EN.pdf

minor change to Cashback exclusion to JomPAY/FPX and "DUO" branding