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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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thecurious
post Oct 15 2020, 07:01 PM

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Are the statements in the email from Affin encrypted with password?
thecurious
post Oct 17 2020, 12:44 PM

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QUOTE(datolee32 @ Oct 17 2020, 12:09 PM)
I received RM 30 after activate my duo cards. But that RM 30 credited into my Visa Signature, so not sure will receive again for duo cards or not.
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how long did you get it after spending rm 300? is it given on statement date or random date?
thecurious
post Oct 21 2020, 04:27 PM

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QUOTE(qqbill @ Oct 21 2020, 03:44 PM)
Off topic: if you are not aware, HLA can be paid (manually) with ewallets ya. Means You can get benefit from this card and ewallet points 😉
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What means manually? Click at HLA website then payment page can select e wallet?
thecurious
post Oct 26 2020, 05:39 PM

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QUOTE(GrumpyNooby @ Oct 26 2020, 02:44 PM)
Wondering what will be Affin deploying on the 1/11/2020:

user posted image
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Sounds like insurance...
thecurious
post Oct 28 2020, 02:35 PM

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QUOTE(jiaen0509 @ Oct 28 2020, 01:02 PM)
Application submitted 2 weeks. Was told HQ quarantine by my salesperson, contact customer hotline also told me the same.

Quarantine no need work? I thought they will work from home meh~
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Maybe they cant access some processes or servers outside their office.
thecurious
post Nov 12 2020, 09:03 PM

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QUOTE(Raymond T. @ Nov 12 2020, 09:33 AM)
I believe it depend on bank SOP, usually they ask your company able to find in Google 😂 if got they usually lazy to call
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QUOTE(GrumpyNooby @ Nov 12 2020, 09:34 AM)
Wow, this is something refreshing!  dry.gif
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Learned something new today lol...
thecurious
post Feb 18 2021, 02:30 PM

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QUOTE(xpole @ Feb 18 2021, 02:24 PM)
My credit card application has been approved on 14/2. Now it's 18/2.

I didnt receive any email or sms about my card approval. I called then just now since it's feels so long to know the status

Now need to wait for 5-7 days for the card to be sent to branch and wait for the bank branch to call me. This is what the Call centre staff told me
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Go apply UOB then you will think Affin fast already.
thecurious
post Mar 3 2021, 02:30 PM

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QUOTE(wjleong15 @ Mar 3 2021, 02:14 PM)
none for me too
cry.gif
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It came like 3 months after applying. Relax.
thecurious
post Mar 6 2021, 03:31 PM

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QUOTE(Human Nature @ Mar 6 2021, 02:54 PM)
When instant transfer is made from other bank to pay Affin CC, do you notice that it is not reflected immediately at Affin Online. Even the credit limit available is not reflected immediately.
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They need 2 days to update even if instant transfer.

This post has been edited by thecurious: Mar 6 2021, 03:31 PM
thecurious
post Mar 7 2021, 03:07 PM

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QUOTE(GrumpyNooby @ Mar 7 2021, 08:57 AM)
Cannot be waived?
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it was less than RM 1 and I got the activation cashback in that month so didnt waste time calling CS. Just plan to pay few days earlier for the card.
thecurious
post Mar 7 2021, 03:13 PM

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QUOTE(GrumpyNooby @ Mar 7 2021, 03:10 PM)
Affin CS can be easily even though and it's not as bad as the infamous RHB CS.
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Ah I see, will keep that in mind if there is an issue to call CS next time thanks!
had some less than pleasant experience calling some other bank CS bangwall.gif
thecurious
post Mar 23 2021, 01:06 AM

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QUOTE(cucikaki @ Mar 22 2021, 08:47 PM)
Affin instant transfer to account still ‘not instant’? How many days only reflect
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QUOTE(cucikaki @ Mar 22 2021, 08:51 PM)
Other banks to affin credit card.
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About 2 to 3 days..
thecurious
post Apr 14 2021, 09:54 PM

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QUOTE(xuanchew @ Apr 14 2021, 09:40 PM)
so far anyone manage to get the SST waiver as well?  tongue.gif
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they just launched 2nd half of last year...
thecurious
post Apr 22 2021, 12:43 PM

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QUOTE(Xaphier @ Apr 22 2021, 09:07 AM)
I see. About 6 cards which are always paid in full. Perhaps it is the house loan that I have recently applied, I have applied to multiple banks for rate comparisons, and each of them shows up as an application pending customer approval in CCRIS. I am not sure, could be that.

Anyway, I guess I have to forget about this good Affin card then.
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You've just highlighted the likely reason. If you applied multiple banks for a large loan, it would show you as desperately needing credit. Especially since you are ntb means they don't have a good record of you. Banks have to evaluate the credit risk of each potential customer. Your ccris may show a clean record so far but if you applied for so many credit lines recently, will you still be a a safe customer for them?

Late interest payment for credit cards is just one of the many ways for them to earn money, don't be delusional to think that's their main income lol...
thecurious
post May 3 2021, 11:28 AM

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QUOTE(alandhw @ May 3 2021, 11:13 AM)
Don't have.
What is the benefits to have a saving account with Affin?
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Just instant payment reflected for cc if paid using affin account. Other banks transfer take 3 days to effect.
thecurious
post May 3 2021, 12:56 PM

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QUOTE(alandhw @ May 3 2021, 12:51 PM)
nowadays all using duitnow, which is interbank instant transfer with 0 charges.
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You can try and see. The transfer is instant, but affin will only effect it few days later. There will a small discussion on it previously.

This post has been edited by thecurious: May 3 2021, 12:56 PM
thecurious
post May 3 2021, 01:12 PM

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blink.gif

This post has been edited by thecurious: May 5 2021, 01:49 AM
thecurious
post May 3 2021, 03:31 PM

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QUOTE(ClarenceT @ May 3 2021, 01:32 PM)
Instant increase in available credit limit and with a SMS...

RM0.00 AFFINBANK: MYRxxx.00 has been credited to your account/card **#### from xxxx on 03/05/21 11:xx:xx
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QUOTE(Human Nature @ May 3 2021, 01:33 PM)
You may check the available CL from online portal to see  if it has been reflected.
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Oh wow, good to know that they upgraded the system.
Thanks for the updates.
thecurious
post May 7 2021, 12:02 PM

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Did not expect them to revise benefits when it's not even one year after launched lol...
thecurious
post May 7 2021, 12:40 PM

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QUOTE(extinct_83 @ May 7 2021, 09:11 AM)
Can we say that:

Tier 1: Spend RM 1667 is enough, gets RM 50 already = 3% cashback.

Tier 2: Spend RM 3000 for RM 80 cashback = 2.67% cashback.

Anything extra spending between RM 1668 - RM 2999, we will still get RM 50 cashback only.
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QUOTE(fruitie @ May 7 2021, 12:31 PM)
Oops I was too late, what was the revision about? Can share a bit?
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From post above, probably reduced max cashback and new tiered spending.

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