yes, your cb is capped to RM50 due to previous statement balance <RM3k

this month's statement balance >RM3k, so this increase your next month's cb capping to RM80
the general flow is like this

Anyone know why I got RM50 only for cash back instead of RM80?
<a href='https://pictr.com/images/2021/08/29/BiKOgO.md.png' target='_blank'>https://pictr.com/images/2021/08/29/BiKOgO.md.png </a>

I have 2 bigpay account.

First account reload first time successfully saved the credit card.

Second account reload first time but failed to saved the credit card. Did not went through the affin otp page.

Tried to reload to grabpay and able to successfully reload as well so I don't think the card got blocked. Even called affin twice they mention card was not blocked. And no transaction found from bigpay and to check further with bigpay.

Both account is also directly top up and key in card details.

I just tried to add affin card from top up sources in bigpay but failed to do so. Written error encountered in bigpay app.
Access to someone else bigpay account.

My first transaction or attempt is using someone's else account and it was successful

Second transaction is using my own bigpay account. And it is not able to top up.

Annual fee waiver is recorded for Visa, but none for MasterCard. No annual fee is charged to MC either, but shouldn't the waiver statement is recorded for MC too? Both cards are active.

04 Sep 2021 Ann Fee Waiver

I cut them in pieces and throw away since I am not using it 😅😅

Hi, you guys know what courier Affin Using? Call CS ask about my new card delivery, said normal post only no tracking number. Bank so big but so cheapskate, cant even affort express courier?

thank for your highlight bro.....

called CS for confirmation....
the 15aug to 14sept statement cycle cashback will carry forward to 15sept to 14oct statement......
capped at rm80 cashback per statement cycle....my 12sept rm3080 spending already maxed the cashback.....
mean i wont get any cashback for my 15sept to 14oct spending....
then no point to swipe the card this month....
trouble abit go 7E pay the bill with tng for better cashback....

rm6160 for rm80 cashback are too low.....

Usually takes how long to receive e-statement? My statement date is 22 but until now I still yet to receive my e-statement, then I login Affin Online to download manually.

Confirm e-statement turned on already also confirm email address is correct, junk mail also empty..

sorry, i should say the sst will automatically charge after 3 months, not activate without your conscent
but if the card not activate how they gonna charge the sst ler

this is from mbb:
https://www.maybank2u.com.my/iwov-resources...ardsSST_FAQ.pdf

what to do ...

1) some dont read forum, only come here asking questions when noticed didnt get expected cb
2) some dont use search, maybe dont know or lazy. posting question expecting direct answer.
3) some dont check their statement. didnt notice their cb already reduced if they maintained previous spending behavior
4) silent users now resurface after cb impacted --- related to 1+2+3 above 

It's November 2021 and people are still discussing about how to withdraw from GO+ without getting banned for 6+ month

Just a nature of the forum, might as well have copy paste answer and links ready so the convo is closed and move on quickly.

For Decement statement ---- i have 258x .
but i still get RM80 CB

however, my outstanding is RM3000 .

so the questiomns is statement amount or outstanding ?

Stupid question here,
"Previous balance" means like i spend 3k this month, don't pay at all and then carry forward that 3k debt to the next month ?

Actually this "previous statement thing" is a headache to most people.
We really have to track our spending including reversal if we are expecting any. We don't necessarily know when the reversal will be credited.