If it is RM 1667 then also not too bad.

outstanding = didn't pay in full. You need to incur financial charges. Not how much you spent.

thanks for confirming, then if that's the case, if my statement date is 14th, so 14th july onwards, on 13th july i did 3080, then i should able to reap entire rm80 without any interest right?

Why 3080 not 3k?

I apply AFFIN Duo on 18 May,
approved on 27 May,
Sms received on 9 June says shall receive within 1 week 17 June)
Today is 19 June, receive nothing..

These cards take too long to reach my hand. My friend also took 1 month+ to receive the card.

I apply RHb shell on 7 June, receive it on 16 June..

Call them to check if it is problem on their end or their courier.

Agent to me send to my home address..
Keep waiting.......

Yup. Depending whether you have anything to spend or not.

Sorry. I thought I read some earlier comments that we need to factor in the cashback on top of the spending in order to ensure you meet the RM3000? Hence that's why RM3080 right?

assuming you always want max RM80 cb, every month

1) spend RM3,050 or more (RM2,667 on eligible transactions + RM383 others) by July statement.

you'll earn max cb RM50 only though, since your June statement is <RM3,000 already
2) this depends whether you want Aug to get RM80 cb or RM50 cb.

if RM80, follow (1) above.
If RM50, spend just RM1,667 on eligible txns. <-- this is "simpler" to follow as you dont need to monitor your statement balance every month

someone already told what to do very long time ago
https://forum.lowyat.net/index.php?showtopi...ost&p=101004196

My 14-June statement balance was 2700+.
My spending for cycle ended 14-July was rm3100+ but yet i got rm80 cb for this cycle.

Do they send hardcopy statement nowadays?

That was my plan but the officer asked me to come again next time. Not sure he noob or what..

It was 11am. And the branch only open until 1pm during emco. He can lunch after that all the way until evening what..

In the meantime, any means to check the outstanding balance?

Hey guys, if last month I spent 2.4k but was posted on statement date - this month I can only spend rm600 to get the the full cb rm80 (2.4k from last month posted on statement date + rm600 from this month right?)

cause the 2.4k was posted on statement date (as I only manage to make those transactions on the day before - so the cb was not reflected in the latest statement). so I'm just wondering for this month, can I only spend rm600 or more than that for this month's cb?

Or I can still proceed to spend like normal up to rm1500 or more, since i will only be getting last month's 2.4k cb on the next statement.  sorry just unsure for this kind of scenario...

not sure why they die die want thumb print.. other cards can just post over one usually.

I recalled need thumbprint for setting up online banking

Not sure which branch to call to collect the cards as I've applied online for them...
Did you choose "collect at branch" or "postage" when you applied for the cards?

I'm getting impatient now as it has been 9 days since approval and I have yet to receive them.

Hi all, let's say I activate the card today.. Then I terminate the card the next day.. will there any penalty incur to me?  TQ