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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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fruitie
post May 3 2021, 05:54 PM

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QUOTE(lukejey @ May 3 2021, 05:50 PM)
What's ntb? ๐Ÿ˜‚๐Ÿ˜‚
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New to bank.
fruitie
post May 3 2021, 06:03 PM

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QUOTE(lukejey @ May 3 2021, 06:02 PM)
Ahhhh. New to affin or new to all bank services?
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New to its credit card service is already considered NTB.
fruitie
post May 5 2021, 03:22 AM

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QUOTE(ChiaW3n @ May 5 2021, 01:46 AM)
Even if rejected will it be shown in ccris?
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Nope. It will disappear.
fruitie
post May 6 2021, 11:26 AM

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QUOTE(xpole @ May 6 2021, 11:11 AM)
Guys,

If you plan to cancel this credit card, make sure you mentioned to cancel both of the cards, which is Rewards and Cashback card.

I've requested to cancel this card early this month, and they only CANCEL ONE CARD only which is the Cashback card.

In the first place, I checked the online portal and I saw 1 credit card still active. When I called back the customer service, the credit card dept just cancel 1 card only. The rewards card they didn't cancel doh.gif

I requested again to cancel the other card. and I have to wait another 7 working days for them to cancel the card. Unbelievable.
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So technically can only cancel one card? laugh.gif
Like this I wanna cancel the Rewards card. laugh.gif
fruitie
post May 6 2021, 11:39 AM

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Didn't get any, I must be really unlucky and I think I wasn't aware of this campaign at all. laugh.gif
fruitie
post May 6 2021, 12:02 PM

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QUOTE(Human Nature @ May 6 2021, 11:57 AM)
Lol i got it for all 3 months. Whatโ€™s the reward again?
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RM 20 per month.
fruitie
post May 7 2021, 12:31 PM

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Oops I was too late, what was the revision about? Can share a bit?
fruitie
post May 7 2021, 12:52 PM

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QUOTE(thecurious @ May 7 2021, 12:40 PM)
From post above, probably reduced max cashback and new tiered spending.
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If it is RM 1667 then also not too bad. biggrin.gif
fruitie
post May 11 2021, 04:17 PM

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QUOTE(propusers @ May 11 2021, 04:15 PM)
for affin duo + great eastern, if I set auto debit via great eastern e-Connect website, will I get the cash back? my concern is whether Affin will treat it as auto billing or not.
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Yes, I did it and get my cash back. I'm already using auto-debit since day 1 but I always use e-Connect website to change the auto-debit credit card, now I'm using Affin.
fruitie
post May 18 2021, 10:10 AM

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I noticed I haven't been using my Duo that much in the recent statement cycle.

I saw posts mentioning spend RM 1667 and get RM 50 right? Still not too bad. Otherwise, which card still gives cash back for insurance auto-debit besides SCB JOP or MBB FCB VS?

Looks like I have no other option but to stick with Duo for insurance auto-debit.

This post has been edited by fruitie: May 18 2021, 10:11 AM
fruitie
post May 18 2021, 10:39 AM

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QUOTE(Human Nature @ May 18 2021, 10:33 AM)
I am sticking to Duo for insurance auto-debit, FCB VS 1% just can't beat it. The RM50 cap for the <3000 is sufficient for my usage.
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Same here but minimum usage is RM 1667 to get RM 50 right? If lower than that no cash back, correct?
My auto-debit is very little amount only and yeah FCB VS just can't beat it so I have cancelled it last month.
fruitie
post May 18 2021, 11:03 AM

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QUOTE(sjz @ May 18 2021, 10:49 AM)
yup.
as well as keep the statement cycle usage below RM1667, there is no significant changes.
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Thanks! thumbup.gif

QUOTE(Human Nature @ May 18 2021, 10:49 AM)
Eh no,  I dont see any minimum usage requirement.
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Oh is it? I misunderstood then. Cool, gonna keep it for insurance only. biggrin.gif
fruitie
post May 20 2021, 04:40 PM

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QUOTE(wongmunkeong @ May 20 2021, 03:42 PM)
Just sharing:
for me, yup my monthly repayable BT amounts are included in PREVIOUS BALANCE in statement

user posted image

the above was in in Apr dated statement with current balance of.. CREDIT, ie. Affin owed me heheh. oops.
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Good. My CIP is already RM 2500.
fruitie
post Jun 9 2021, 04:59 PM

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Guys, gonna ask this so I got CIP and every month paying RM 2.5k for that, my spending is not as much as in the past... I have insurance RM 300 as well, so I should have RM 2.8k in the statement for these few months until CIP finishes. I need to spend another RM 200 and can get RM 15 cash back? unsure.gif

After CIP finishes, so I will have only this insurance RM 300 as balance, can I still get RM 9? laugh.gif Sorry I'm so lost. laugh.gif
fruitie
post Jun 9 2021, 07:32 PM

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QUOTE(tan_aniki @ Jun 9 2021, 05:11 PM)
the min RM3k only for RM80, less than RM3k doesn't care about the cap, u can get 3c even with RM1 spend
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Excellent.

QUOTE(Human Nature @ Jun 9 2021, 05:13 PM)
No min spending. The card is still good, 3% for RM50 monthly CB cap
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OK, so in order to get RM 50, I just need to spend RM 1,667.00. Got it. I think I asked before but I'm suddenly stuck again. laugh.gif
fruitie
post Jun 25 2021, 02:23 PM

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QUOTE(lulusantos @ Jun 25 2021, 02:11 PM)
So is it alright to activate just the cashback card?
Will we still get charged sst for both?
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Yes, can activate one only.
No, because SST for MasterCard is already absorbed by Affin.
fruitie
post Jul 14 2021, 08:44 PM

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QUOTE(legendgod @ Jul 14 2021, 08:27 PM)
Any initiative to go to sales agent ? Why not direct apply online or branch
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For online application, they will still assign one agent to you. So, you may end up spending more time waiting for them to assign you the agent.

This post has been edited by fruitie: Jul 14 2021, 08:44 PM
fruitie
post Jul 16 2021, 11:12 AM

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QUOTE(prescott2006 @ Jul 16 2021, 11:07 AM)
For Affin VS, how to paywave for transaction more than 2k? Paywave then pin like Quantum Visa?
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You won't get cash back for Affin VS, unlike Quantum Visa. So don't use wave+PIN method.
fruitie
post Jul 23 2021, 09:33 AM

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After using GE insurance for years and this month is the first time that I received SMS about auto-debit is unsuccessful. I have changed to Affin few months ago and no issue all this while. May I know if anyone has similar experience before? In such situation, should I check with GE or Affin?
fruitie
post Jul 23 2021, 10:16 AM

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QUOTE(cybpsych @ Jul 23 2021, 09:55 AM)
both parties

affin - check why the attempt to charge failed.

ge - get the agent to checked the fail reasons captured from their system
failed to charge could be few reasons:

1) card expired -- unlikely for Affin Duo, for now

2) insufficient credit limit?

3) card terminated, but not updated in GE system -- i guess unlikely for you since you've been using it for months now

4) you requested swap card, but not updated in GE system -- did you recently change cc autobilling for GE? from my experience, changing cc autobilling will take few days to take effect, GE agent recommend dont update when you're near charging date
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QUOTE(maxwongsauwei @ Jul 23 2021, 09:57 AM)
met once, pay manually on the GE page, nx month ok balik.

Ask my agent and she mentioned was system update and error while charge to our card.

Perhaps you can ask ask your agent n c?
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I managed to call Affin and I was told the attempt was yesterday's 6.00 a.m. and coincidentally they were having maintenance at that time so it couldn't capture it.

Also got my agent to advise, he said it is normal as he also encountered before. In the SMS, it mentioned that it will re-attempt again on 31st July. He said, GE will do it, so no worries. Only if 31st still having issue, then he will help me. thumbup.gif

Thanks for the advice. biggrin.gif

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