QUOTE(Hoshiyuu @ Apr 2 2021, 09:01 AM)
Agent couldn't answer me, so I called CC department to ask, apparently it was related to my PTPTN arrears ( already discussed with PTPTN officer, advised not to restructure or reschedule ). They told me unlike the older days, Affin care about PTPTN arrears a lot now.
no wonder
I remembered I saw somewhere many years ago
someone restructured to 30-40 years and monthly only need to pay around 10 like that
but then he could not get any loans credit card etc
after that he checked only realized bank treat it very seriously the restructure
macam those under akpk cannot get new loan or credit cards
until they clear off the current debts
so he forced to clear off his ptptn at once